As I shared last month, October was fairly lucrative month in terms of our online income. Across all our online businesses and my freelance writing business, we made about $17,070 for 12 days of work. November turned out to be more than decent as well, even though I am currently waiting to receive around $3,000!

I tell ya, that’s the worst thing about being self-employed and hustling for a living. At any given time, I am owed anywhere between $0 and $10,000. Fortunately, I have never been stiffed by anyone. I did threaten to Twitter shame a client when they took three months to pay me once, but that issue was resolved fairly quickly after that. Amazingly, I still have that company as a client, and they now pay me within a week or two. The lesson: Complaining works, people. Complaining works.

As you read our income report, remember that this all became possible after we started this blog. If you want to make a living online, you have to start a website. Just follow our step-by-step guide to starting a blog by clicking the link.

November 2015 Online Income Update

Anyhoo, it’s a whole new month, which means I now know how much money I made in November. Despite the fact that I am owed some cash, here’s how much we made through various online enterprises last month:


In case anyone is wondering, our online income comes from all over the place and it even varies from month to month. Here’s how it broke down in November. (These numbers are approximate)

  • Affiliate Marketing including credit card sales from Free Travel Advice : $1,430
  • Social Media Management: $1,300
  • Content Creation and Freelance Writing: The rest

And once again, our expenses were pretty weak sauce last month, which happens to be just the way I like it. Here’s what we paid to run our online businesses last month:

  • Internet: $51
  • Writing Services: $260
  • Blog Hosting: $15

Total: $326

Online Income: What We Did Right

Obviously, we did a lot of things right in November. Not only did we work a lot, but we stayed home the entire month without taking a single day off. That’s part of the reason I’m already 3G’s deep in income for December, but sadly, I didn’t even get “ahead.” As any online entrepreneur will tell you, the job of a hustler is one that is never “done.” No matter how much you work, there is always something more you can do. And even when you catch up, it’s time to go back and re-do or update half the stuff you did already. It drives me absolutely nuts, but I suppose I wouldn’t have it any other way.

If you’ll remember, my income goal for our family is six figures or $100,000, which works out to approximately $8,333 per month. Since we are debt-free aside from a small mortgage, that’s more than enough money to pay our bills and save adequately for retirement and travel. Still, the more we can earn, the better! And if I can earn more now, I won’t have to worry about money as much when I’m older and don’t feel like working as much.

Thanks to our higher earnings this month, we’re going to do a few cool end-of-year tax moves that will pay off down the road. First of all, we’re going to put $2,000 in each of our children’s college funds to bring the grand total of our contributions to $5,000 this year. Since our state offers a 20% tax credit on the first $5,000 we contribute each year, it would be silly not to take advantage. I mean, that’s $1,000 back at tax time – and an instant 20% return on my money for heaven’s sake!

I’m also going to max out my SEP IRA for the year or at least top it off. I’ve contributed heavily all year long, but I’m pretty sure I have room left to contribute more. We may wait until we do our taxes to see exactly how much more I can put in.

Online Income: Where We Fell Short

As always, we didn’t make as much affiliate income as I would prefer. As most people who blog for a living know, this is a constant challenge you have to overcome. Affiliate programs come and go, and you have to have your finger on the pulse of any new affiliate programs that might work in your favor. It is an ongoing and depressing struggle to keep track of it all and brainstorm new ways to earn more passive income. We’re still doing pretty good with our main affiliates, but there is always room for improvement.

Another area we fell short in is overall productivity. Any other online entrepreneurs work all day but feel like they get nothing done? It drives me absolutely bonkers when I look back on Friday and see that we didn’t finish five or six important updates on our list. When you quit your job, you feel like you’ll have all the time in the world. But the truth is, 40 hours goes by a lot faster than you think!

Final Thoughts

I can’t believe it’s already December, and I am so proud of how far we have come this year. Hopefully, we finish the year out strong and start January 1st with a renewed passion for all of our business pursuits. Right now, I’m counting down to our winter break vacation to Mexico, as this is the first year we have ever been able to take a vacation over Christmas. Greg’s last two employers never let people take PTO in December, so this will be a new experience for us. Simply put, I cannot wait!

In case you’re wondering, we’re staying seven nights at the JW Marriott in Cancun in hotel loyalty points. Since we paid for our flights with Southwest Rapid Rewards points, we’re only out a few hundred bucks in airline taxes and fees up to this point. I’ll write more about our trip later, but suffice it to say that this will be an especially frugal trip for us if we can keep our food spending in check. Wish us luck.

How was your online income in November? Any big plans for winter break?