Good day, frugal friends. It’s that time again – time for our income and life updates post! You can hardly contain your excitement, can you?!?

In all seriousness, today’s post is all about what happened in our lives and business during the month of July. On the upside, we pulled in a really nice income, and I began putting the finishing touches on a product I created myself! On the downside, however, we lost a beloved family member.

My Course: Earn More Writing with Holly Johnson

Let’s start at the beginning. First, I am very excited to report that I am finally launching a freelance writing course. There are plenty of similar courses out there, but I feel I have a unique perspective to offer. The fact that I actually write for a living (instead of just making money selling courses on the topic) has given me some serious insight on what it takes to master this craft, get the best and highest-paying writing jobs, and plan a workday to maximize income potential.

Plenty of people have good or excellent writing skills but don’t know how to parlay them into a lucrative writing career. My course was created to turn those skills into dollars, and I feel like I’m the premier expert on this topic. Why? I invoiced for more than $180,000 in freelance writing projects last year, and I am on schedule to make well over $200,000 in 2016 from freelance writing alone.

Is there anyone else who can honestly say that?

When it comes to creating online content, I believe anyone can reach some modicum of success with the right knowledge and tools. That, my friends, is what I’m offering. So brace yourselves; I’m entering this market and I hope you’ll join me. Look for my private Facebook group soon, and message me if you want an invite!

My Dog Died

Pablo RunningYou might remember me talking about my dog Pablo several years ago. In a blog post called “My Dog Pablo: The Freeloading Genius,” I highlighted his laughable laziness and his mastery of avoiding labor or work at all costs.

After nearly fourteen years as my beloved pet, Pablo’s heart beat for the last time in early July. We made the tearful decision to put him to sleep after watching his health decline for months. The day we made the decision, he had ten seizures over a ten-hour period. I didn’t want to do it, but I know in my heart letting him go was the best decision I could make.

pablo 3

Pablo when he was a baby!

I will always remember Pablo as a faithful friend and companion. I will miss him sitting and staring at me all day while I worked. I will miss his funny antics, his obsession with chasing “the dot” all over the house, and the way he burrowed into everything from blankets to sweaters.

I will miss how he only ate the circles and squares in his food, inexplicably leaving the brown sticks and triangles behind. I will miss seeing his tail wag each morning, excited to greet us as we all awoke. Most of all, I will miss the love and tenderness he showed my children since the day they were born.

If you are somehow reading or hearing this, Pablo, please know that we will love you and miss you forever! You were a wonderful companion and friend, and you will hold a place in our hearts until the end of time.

$22,415 in July Income

On a lighter note, let’s take a look at last month’s income. Despite the fact that we went on a 13-day vacation in July, we still pulled in $22,415 in income. That’s a pretty nice chunk of change considering I only worked 13 full days last month. The fact that I got some of my work done “ahead” really helped in that respect, but I also buckled down and focused, too. And since this is a boost from what we made last month (Club Thrifty Income Report: $21,566 for June 2016), I’m happy with it!

In case you’re wondering, here’s an estimate of how that breaks down. I might be a few dollars or cents off here and there, but you get the point!

  • Consulting, Sponsorship, and Affiliate Income: $4,066
  • Content Creation and Freelancing: $18,349


If you want to follow along, it also helps to see how our income has changed over the years. It certainly fluctuates from month to month, but it has been on an upward trajectory for some time now. Here are a few of our income reports from previous months:

If you’re pondering the idea of starting a website of your own, get the inside scoop on how to get started with a self-hosted WordPress account. Click here for our step-by-step tutorial on how to start a blog yourself!

Website Expenses

Since we are no longer paying a consultant to help with the SEO on our website, our expenses are back down to normal. We did, however, hire a virtual assistant to help us reach some goals starting in August. As a result, our expenses will be higher from here on out. Still, behold our expenses for July 2016!

  • Internet: $51
  • Blog Hosting: $15
  • Misc. Advertising: $100
  • Writing: $100
  • Giveaway: $100

Total: $366

Final Thoughts

I have been blogging and writing for several years now, and I finally feel like I’m getting somewhere. This is partially because our book, Zero Down Your Debt, Incredible income update! I can't believe how much money she makes online. Plus, details on her new writing course.will be in stores on January 10, 2017. Also, I feel like I have learned more about blogging and business in this last year than I did in the 3-4 years before that! One day, I should have this all figured out!

In the meantime, I love writing this website, participating in this community, and sharing my financial insights with the world. I thank God every day for the fact I am able to support my family without leaving my house…or even wearing pants if I don’t want to. I have to work harder now than I ever have, but I now have the freedom to pursue my dreams and make my own mistakes.

At the end of the day, that is all I have ever wanted.

How did your income pan out in July? Did you reach your goals?