Being frugal rocks so hard that it will give your finances whiplash. I’m not talking about the car accident kind. I’m talking about the good kind of whiplash. You know, the kind you get after a Slayer concert.
If you are thinking about taking the frugality leap, here are six reasons why being frugal will rock your world.
1) Having Money for Emergencies
Let’s face it, things happen. You may have unexpected car repairs or need a new water heater. Maybe you’ll head to the emergency room and instantly hit your deductible for the year. Whatever the case may be, living frugally means that you have money saved for it. Instead of putting the new expense on credit, you get peace of mind by knowing you can write a check for it. Knowing you can take care of any problem that may arise is a great feeling.
2) Being Able to Retire
Hopefully, if you live frugally over an extended period of time, you can retire someday. While your friends work well into their 70’s, you can be at home working on your hobbies…or traveling…or sitting on your ass. Who cares? If you learn to save your money, you will be able to retire before many of your peers. Then, you can decide how you want to live your life.
3) Weed Out Your Fake Friends
Sure, you can probably find anyone to go to a football game with you or to try out a new nightclub. You can probably talk a casual acquaintance into being your shopping buddy. But, who would want to eat a homemade dinner at your house and play cards? The answer: your real friends. If you live a frugal lifestyle, you may find that you lose a few friends. I did…and that was OK with me. Once you take materialism out of the equation, you might find that you have a lot less to talk about with certain people.
Seriously peeps. We make and consume waaaaaaaay too much crap. Walk into any store and you’ll see aisle after aisle of it – toys, gadgets, back scratchers, picture frames, trampolines…you name it. When you buy all of that crap, you are just encouraging other humans to make more crap. Bring frugal means you only buy what you really need and want. It may mean buying used items or just buying less. Either way, you are adding fewer items to the junk heap.
5) Being Frugal Means Fewer Marital Problems
Everyone knows that money problems contribute to an incredible amount of marital problems and divorces. The thing is, when you are smart with your money as a team, you will find a lot less to argue about. If you learn to live within your means, chances are your money disagreements will become few and far between. When bills are paid on time and money is in the bank, stress and hostility decrease. When you get on the same financial page as your spouse, you may even find that it doesn’t bother you as much when they leave their pajamas on the floor every day for EIGHT YEARS STRAIGHT. I sure did. (Sorry Honey! Kisses!)
6) Better Sleep
I have to say that I sleep GREAT these days. Part of it is my new Serta iComfort mattress, but I digress. I just don’t have a lot to worry about…and I definitely don’t worry about money! I sleep great because I know exactly which bills are due and when. Furthermore, I have the money to pay for them…and I have an emergency fund for anything else that comes up! Now THAT, my friends, is relaxation.
Personally, I think that being frugal is a big batch of awesome sauce. My friends may see me as a fun-hating cheapskate, but they just don’t realize the benefits of being frugal! While everyone else is running on the hamster wheel of life, frugal warriors everywhere are taking control of theirs. Cheap brothers and sisters across the land are paying off debt and consuming less crap! Instead of worrying over their finances, they are taking action to change them. Are you?
Join us today and learn to “Stop spending. Start living.”™