Let’s face it. Some people are born “savers” while others are born “spenders.” For some, saving money goes against every instinct in their body. They just love to spend. It feels so good to them. Some of them even report getting a high off of it. That’s not to say that there’s no hope! Even born spenders can become financially responsible savers with a little work.
Saving money is something that can easily be taught. Spenders can be taught how to budget. They can learn to have the proper income protection coverage. They can even learn why they need to think “long term” instead of focusing only on how they feel in the present. But, they still might have a difficult time becoming a saver. Why? Because of the way that saving money makes them feel.
Today, I am going to make a very bold statement. It’s uber bold. So bold, I’ll even put it in boldface type below. Seriously, I hope you used extra hold aquanet this morning because I’m about to blow your hair back. Are you ready ’cause here it goes!
Saving money can feel just as good as spending it.
OH NO I DIDN’T!
I just did. (mic drop)
How to Become a Saver
The most important aspect of evolving from a spender into a saver is learning that saving money can feel as good as spending. Not only can it feel as good. It can feel better!
Before you get comfortable changing your habits or lifestyle, you gots ta feel good about what you’re doing. Why do you think so many people have trouble going to the gym regularly? Because working out sucks…that’s why. It is painful, time consuming, and boring. Since it isn’t bringing them immediate pleasure, people usually give up after a few months. They get burnt out and revert to seeking pleasure from other vices – like, in my case, junk food.
Whether it is getting in shape or learning how to save, changing your habits has to feel good if you are to succeed. That can be easier said than done. So, what are some ways that a natural spender can find bliss by saving money? I’m glad you asked!
Saving Money = Less Stress
Remember all those bills you have to pay each month? Remember how stressful it was not knowing how you were going to pay your rent? Ever had no work, no money, and no food because you had no savings? Do you remember how it felt to look at your bank account and realize that you were spending more money than you were making each month?
I do…and I’ll never go back. Even though I was enjoying eating out and partying, I was seriously stressing over my bills each month. At that time, I had both a spending and an income problem. It was then that I decided enough was enough. I enrolled in school to increase my income, and my future wife taught me that my impulse spending was actually making me feel worse over the long run.
Stuff Won’t Make You Happy
As a spender, it always appears that the next new thing is going to bring you happiness. The marketing geniuses on Madison Avenue play to that instinct, making you believe it even more. Newsflash: no matter how much crap you buy, somebody is always going to have more. Buying those 6 blouses may excite your joy buzzer, but after you’ve worn them a few times the high is gone. Buying that new gadget may make you feel cool. Unfortunately, it is already out of date.
No matter how it may seem, stuff will never make you happy. Happiness can only come from within you. (Too cheesy?)
Saving Money = Freedom
Saving money gives you the freedom to do things that you may never have even thought possible. You can save for that “trip of a lifetime” you’ve always dreamed about, or even quit your job and retire early. Perhaps you’d like to start your own business. Or, maybe you want to follow your favorite band on a world tour. When you stop spending, you have the freedom to start living!
Do it today! Check EVERY item off of your bucket list…then start a new one! Now that is something that feels better than good…it feels great!