5 Super Savings Tools to Help You Save Money

Tools to Help You Save Money - picture of hands reaching into wallet for cash

This article may contain references to some of our advertising partners. Should you click on these links, we may be compensated. For more about our advertising policies, read our full disclosure statement here.

Want to save money in 2017? Of course you do!

Don’t worry, I’ve got your back.

Today, we’re talking about my favorite savings tools for 2017. These bad boys are simple to use and easy to understand. The coolest part: Most of them are FREE – as in no money, cost you nothing, free. Pretty sweet, right?

Without further ado, here are my favorite savings tools of 2017!

Personal Capital

In my opinion, Personal Capital provides the best free financial tools available. We’ve been using them for years, and I highly recommend them. With their free app, you can track all of your financial info in one place. Just link your accounts to check out your net worth, ensure your investments are properly diversified, and find hidden costly hidden fees in your retirement accounts. My favorite piece is the Cash Flow tool, which helps you track your monthly spending. Again, all these tools are completely free, so why not use them? Read our full review or create a free Personal Capital account here!


Best savings toolsIf you love credit card rewards, you don’t want to miss this! Debitize is an awesome new app that helps you take advantage of credit card benefits without spending more than you have. Simply connect your credit card and checking accounts, then let Debitize work its magic. Every time you use your credit card, the app debits money from your bank account to pay the charge. Then, at the end of each week, Debitize pays your credit card bills for you! Personally, I think this is genius and wish I’d thought of it myself. The app is totally free, and I freakin’ love it. Need more incentive to try it? They’re giving Club Thrifty readers a $10 credit toward their next credit card bill. Create your free Debitize account and claim your $10 credit here!


Best savings toolsTiller makes budgeting AND tracking your spending simple. This new app automatically updates your monthly plan on a daily basis. It’s spreadsheet budgeting without the manual entry! Just connect your accounts, and Tiller takes care of the heavy lifting for you. At less than $7 a month, this app saves you some serious time and money. Plus, you can use this link to get a month of Tiller for free. Enjoy!


Best money toolsDigit is a free savings app that helps put your savings goals on autopilot. Basically, this app monitors your income and spending once you connect your checking account. After analyzing your habits, Digit automatically deducts a little bit of money from your checking account every few days. The app stores it in a savings account so you’re constantly saving money without lifting a finger. They never deduct more than they think you can afford and even provided a no overdraft guarantee. When you’re ready to access your savings, just transfer the money back to your bank account. It should be there by the next business day. And yes, Digit is completely free. There are no fees, no minimum balance, and unlimited transfers. Create your free Digit account right here!

Zero Down Your Debt

I couldn’t create a list of the best money tools for 2017 without including our new book Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love. This book is perfect for anybody who is struggling with debt, living paycheck to paycheck, or just can’t seem to get ahead. Using our “10 Fundamental Truths of Destroying Debt and Building Real Wealth,” we walk you through the process of creating a monthly money plan, eliminating wasteful spending, and using the overage to destroy your debt. You’ll learn to avoid budget vampires, squash limiting beliefs, and how to survive when things go wrong. This book is a great first step to making 2017 your best year yet! Pick up your copy here.


That’s it for now! I wish you a happy and successful year. Enjoy the tools and good luck!


What do you think? Have you used any of these tools before?

Similar Posts

Disclaimer: Comments, responses, and other user-generated content is not provided or commissioned by this site or our advertisers. Responses have not been reviewed, approved or otherwise endorsed by this website or our advertisers. It is not the responsibility of our advertisers or this website to ensure that all comments and/or questions are answered. Club Thrifty has partnered with CardRatings for our coverage of credit card products. Club Thrifty and CardRatings may receive a commission from card issuers.


  1. What?! I am usually on top of all these awesome apps and I had not heard of Debitize. Amazing! Off to sign up now!

  2. I love Personal Capital! I’ve been using it since last spring, and I’m excited to use it for a full year in 2017.

    Debitize is an interesting concept. It sounds like it basically turns your credit card into a debit card, so you get the reward points of a credit card with the limits of a debit card to keep you from overspending. Not for me as I’m one who likes to maximize the interest in my savings account before paying off my credit card each month (essentially what Debitize is doing), but it’s a good concept for those that struggle with spending and don’t want to go full Dave Ramsey by going cash only.

    1. Exactly! That’s what I love about Debitize… and yeah, I’m totally in love with Personal Capital.

  3. I haven’t heard of Debitize or ProActive Budget, but both of them sound easy to use and great ways to help keep budgeting/savings on track! I need to check them out and see if they work for me. Thanks for sharing!

    1. No problem. I love both of those apps! They are pretty new and I really think they’re both a great idea.

  4. Very helpful apps. I am a Digit user and planing to try ProActive Budget. I hope it is as helpful as Digit.

    1. ProActive is a pretty neat concept. I love how they realize that most of us are now cashless. Plus, you can trade between “envelopes” which is super nice.

  5. Bridget @ The Financial Gym says:

    All great tools, I think some of our clients would benefit from using these! In addition to using apps, sometimes people need to try out new strategies in order to change their mindset around money. The Financial Gym has a new blog post on 17 ways to get financially fit in 2017 that would be a great complement to using one of these apps!

  6. Hello,
    Seems like everyone is recommending Personal Capital these days. I used Mint years ago but then closed my account.
    I understand PC is more about analyzing investments and Mint more about budgeting. Is this so?
    I plan on analyzing and comparing them.

    1. You’re pretty much right. Personal Capital is great, especially for investing and retirement stuff. You can also use it to track your spending. Mint is a budgeting app. If you’re looking for a great budgeting program, check out Tiller (recommended above).

  7. I heard that feex is supposed to be helpful. Was wondering your take on this?

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.