Do you spend a lot of time browsing online, watching videos, and reading blogs? Are you mostly an online shopper? Do you enjoy sharing your opinion through surveys?
Most importantly, would you like to earn extra money for doing any of that?
If you answered YES to any of those questions, you might be interested in MyPoints.
What is MyPoints?
MyPoints is an online rewards platform that awards points for shopping online, taking surveys, watching videos, playing games, and more. You can use MyPoints online or on the free mobile app.
Points are redeemable for cash through PayPal, as gift cards, or by credits to your United MileagePlus account. Gift cards are available for popular retailers like Amazon, Barnes and Noble, iTunes, and more. The value of the points varies based on how you redeem them.
There is no fee for signing up with MyPoints and you can start earning points right away.
A word of caution: MyPoints is not a scam, but it’s not a get-rich-quick miracle, either. No online rewards platform is. So, keep your expectations realistic.
How to Make Money with MyPoints
OK, so it’s not a scam, but how do you earn money from a rewards program? Easy – just do many of the things you’re already doing online – like shopping , using coupons, reading email, taking surveys, and more.
The more points you earn, the more value they have when you exchange them. Some people earn points throughout the year but wait until the holidays to redeem them to help pay for holiday gifts.
Signing up for MyPoints is free. And, when you spend $20 at any participating retailer within the first 30 days of membership, you’ll earn an extra 1,750 points – enough for a $10 gift card! This is one of the highest point earning opportunities we’ve seen just for signing up.
MyPoints pays up to 400 points for answering surveys. To begin, you answer a short survey with some personal info for 10 points. This information helps MyPoints match you to other survey opportunities. You can also earn 5 points for every 10 questions you answer to build your profile.
You can choose surveys based on length and reward. Usually, longer surveys award more points, but that isn’t always the case.
Generally, when you begin a survey, you answer some screening questions to see if you belong to the target audience. If you do, you proceed to the survey, and if you don’t, you’re screened out. In that case, you don’t get the promised points, but MyPoints throws 1-5 points your way for trying.
Want to earn points for online purchases you’d make anyway? MyPoints can help you do that.
Just browse the list of retailers, click the one you want to shop at, and get redirected to their website. Then just shop as you normally would. You earn a certain number of points per dollar on your purchase, and your MyPoints account is automatically credited.
There are about 2,000 partner retailers you can earn points for shopping! Popular options include:
- Home Depot
The rewards rate varies by retailer and promotion, but MyPoints says it can range from 1 to 40 points per dollar. I didn’t see any offers for 40 points per dollar when I signed up, but I saw several for 15.
You can earn points every day watching MyPoints video playlists. You can choose from categories that interest you, such as news, health, or entertainment.
Looking at the reward rates, you’ll see they’re pretty low. For example, 4 points for watching 35 minutes of Fashion Wire videos. For a survey of a similar length, you’d earn over 100 points.
Refer a Friend
Earn 25 points when you refer a friend who signs up for MyPoints. Then, if that friend spends $20 and qualifies for their 1,750 bonus points, you get 750 points! After that, you earn 10% of all the eligible points your friend earns. So, referring friends who will use MyPoints to its full potential can help you ramp up your rewards.
Printing and Redeeming Coupons
MyPoints offers free coupons you can print and redeem at local grocery stores. For store coupons, you get 1 point when you print a coupon and 25 points when you redeem it. Coupons are for things you’re likely to purchase anyway such as toilet paper, shampoo, pet food, groceries, and more. These can be serious point opportunities if you are a coupon user.
For online shopping, you can also access coupon codes to save at merchants. Some of mine included 40% off at Eddie Bauer, discounts and bonuses for making a Marriott reservation, and 25% off tickets for popular shows through Ticketmaster.
MyPoints sends emails called BonusMail that offer ways to earn points – many award 5 points just for clicking links in the email. Others are for special offers or even donating to known charities.
MyPoints has an active social media presence, and to engage members in the community, they post “perk codes” on their accounts and throughout the site. You can redeem perk codes for free points.
MyPoints has something called nCrave, which introduces you to curated content like videos, slideshows, and articles that might be of interest to you. For every collection you check out, you earn points. Content from nCrave opens in a separate window, and for it to work, you need to enable pop-ups.
MyPoints partners with service providers and retailers to offer its members points for taking advantage of deals or signing up for a program.
For example, when I perused my offers, they included these:
- 5,000 points for signing up for a Hulu subscription
- 50 points for signing up for Huggies Rewards
- 1,000 points for signing up for ABCmouse.com’s free 30-day trial
Completing the Daily 5
You can earn 5 bonus points every day by fulfilling 5 of the following tasks:
- Vote in the Daily Poll
- Activate or log into Score! browser extension
- Complete an nCrave
- Watch a Video Playlist
- Complete a Survey
- When you take advantage of a deal
- Click on a BonusMail email
- Visit a site of their choosing
Each of these will earn points, so the 5 extra are just a nice bonus.
Voting in the Daily Poll
Every day, you can earn 1 point by voting in MyPoints’ single-question daily poll. The questions are pretty easy. When I logged in while writing this article, the question asked what the largest sum of money is that I’ve ever loaned someone. These questions won’t make you rich, but why not?
Adding MyPoints Score! To Your Browser
Like many online rewards platforms, MyPoints has a browser extension that makes earning points easier. When you add Score! to your browser, it will identify earning opportunities and apply relevant coupons when you visit partner retailer sites. And you get 100 bonus points just for enabling it.
You can earn points for every dollar you spend on online games through the MyPoints website. You need to set up a separate games account to get started. Offers include 50 points on your first token purchase for GSN casino games and 8 points per dollar on future token purchases.
You can cash out your points when you’ve earned as few as 480 – that gets you a $3 gift card for Amazon.
There are tons of other retailers to choose from, too. Note that there are physical and electronic gift cards available. When you choose electronic gift cards, you receive a claim code via email. Although rewards usually arrive immediately, MyPoints advises that it can take up to 10 business days. Physical gift cards are shipped to you and might take longer.
Gift cards aren’t your only option, though. You can wait until you have 3,970 points to redeem for a $25 PayPal credit. You can even redeem for a credit to your United MileagePlus account.
I recommend paying attention to the value of your points, though. It’s great that there are so many options, but the return on your points isn’t fixed. For example, the $25 PayPal credit costs 3,970 points, but the $25 Burger King gift card only costs 3,520 points. Obviously, you get more for your points with Burger King.
Advantages of MyPoints
- Earn Points on Purchases You’d Make Anyway – When you shop through the MyPoints portal, you’re basically earning points (money) for nothing. If you’re buying something online anyway, it takes less than a minute to launch the site through MyPoints. If you ask me, that’s a pretty good return!
- Versatile Redemption Options – When it’s time to cash in those points, you can choose a gift card for your favorite retailer or keep things simple with getting cash through PayPal. You can even get a credit to your United MileagePlus account.
- Get Rewarded for Using Coupons – If you are a coupon or coupon code user, it’s a no-brainer to sign up for MyPoints. There’s nothing better than amping up your savings on things you’re buying anyway.
- You Earn Points When You’re Screened Out of a Survey – It’s annoying when you’re screened out of a survey and don’t get the full reward, but at least MyPoints gives you 1-5 points for your effort.
- Lots of Ways to Earn – Like many online reward platforms, MyPoints offers multiple ways to earn. If you’re not much of an online shopper, you can still take surveys, watch videos, and more. There’s something for everyone.
- Free Mobile App – You can access your MyPoints account online or on the go with their free mobile app. The app lets you shop, answer surveys, and redeem your points.
Disadvantages of MyPoints
- You Don’t Know Survey Topics Going In – When choosing surveys, you’re given the time required to complete it along with the rewards rate, but not the topic. That means you might start a survey only to discover you don’t qualify or aren’t interested.
- Value of Points Isn’t Uniform Across Redemption Options – The MyPoints redemption process is fairly simple, but the value of the points isn’t. You’ll get different returns based on what you redeem for. So, if getting maximum value is important to you, you’ll have to spend a bit of extra time figuring out the best bang for your buck (hint: it isn’t PayPal).
- Rewards Are Not Instant – When you redeem points electronically, gift cards are usually available within 24 hours. But it can take up to 10 business days to get your rewards and even longer if you opt for a gift card to be mailed out.
Who is MyPoints Best For?
Online Shoppers – If you do any shopping online, you can benefit from MyPoints. Big online shoppers will reap the most rewards.
People Who Spend a Lot of Time Online – If hanging out online is part of your daily routine, MyPoints will probably fit right in.
Those Who Like Sharing Their Opinions – I know people who genuinely enjoy sharing their opinions by taking part in surveys. If that sounds like you, why not earn a little something for doing it?
People Looking to Earn a Little Extra Cash – MyPoints helps you earn points that you can redeem for gift cards or cash. It’s important to understand, though, that it’s a little bit of cash, not a boatload. If you don’t have time for a side job but don’t mind doing some simple online activities in your downtime, MyPoints is a good fit. People with realistic expectations won’t be disappointed.
Coupon Users – If you are already a coupon lover, signing up for MyPoints and printing coupons through them can earn you some big-time points when you redeem them. Because they are for everyday items like groceries, toiletries, and pharmacy items, you can actually use them.
Who Should Avoid MyPoints?
People Who Don’t Spend Much Time Online – If you don’t shop online and couldn’t be bothered with surveys, videos, and online games, you probably won’t be interested in many of MyPoints’ earning opportunities.
People Trying to be Frugal – If you’re trying to curb your spending, the temptation of earning points for online purchases and offers might weaken your resolve – best to skip MyPoints and other similar platforms.
Anyone Looking to Make a Killing – I don’t know of any legitimate ways to get rich quick. I do know of several legitimate work from home jobs that can be very lucrative if you put the work in, but MyPoints isn’t one of them. It’s a way to earn a little extra for your online activities. Don’t expect big bucks. Anyone with those kinds of expectations should spend their time developing more rewarding income streams.
The Verdict: Is MyPoints Legit?
MyPoints is a legitimate online rewards platform where you can earn points for shopping online, discovering deals, answering surveys, watching videos, gaming, and more.
People who spend a lot of time online and do most their shopping that way will get the most from it.
Make no mistake, though: MyPoints isn’t a side hustle, and it won’t make you hundreds of dollars a month. If that’s your goal, you’re better off spending your time building a lucrative side business or working a part-time job.
Have you tried MyPoints yet? What is your favorite way to earn through MyPoints?