When shit gets real.....

When shit gets real…..

Yup, it happens.  As much as it sucks, married people occasionally decide that they hate each other.  Some people grow apart and others just want to move on to greener pastures.  Regardless, going through a divorce can be a stressful experience.  And if you’re not careful, your divorce could leave some serious financial consequences in its wake.  Here are some savvy tips for those who decide to call it quits:

1.  Separate your Joint Bank Accounts
If you don’t close your joint bank accounts, your spouse can access your account without your knowledge.  They can take all of your money, and you could end up flat-ass broke and selling plasma to pay your electric bill.  No one wants that.  So, make sure to set up an account in your name only.

2. Hire a Lawyer
If I ever got a divorce, I would hire some bitchy alpha female attorney that would totally go for Greg’s balls.  Regardless, anyone who is going through a divorce needs a lawyer to guide them through the process.  A divorce attorney will make sure you get your fair share of the assets and you should make sure to not use the same attorney as your spouse.

3. Create a Budget
Once you’re on your own, it’s important to learn how to live with your new, lower income.  Create a realistic budget based on your actual expenses, not wishful thinking.  If you need to learn to live on less, make sure to cut out the “extras” like cable televisions and restaurant meals until you can find a way to afford them again.

4. Sell your engagement ring
Did you know that you can sell your engagement ring?  I would totally do that shit.  It may seem drastic, but I think that it’s perfectly reasonable.  I hate jewelry anyway so I definitely wouldn’t want to hold on to a ring without any sentimental value.  By selling an engagement ring online, you can make some quick cash to help offset the divorce expenses, and you can spiritually and literally get rid of the memories that you are trying to shed.

5. Get your shit together
Your lawyer will help make a list of things that need to be taken care of.  For instance, do you still have health insurance?  And who is paying the mortgage until all of the details get worked out?  Make sure to go through all of the details of your life and make tentative plans for all of your responsibilities.  If you don’t, important matters could fall through the cracks and unnecessarily complicate your life.  Make sure to get all of your shit together in order to make your divorce as seamless as possible.

6.  Have a divorce party

Did you know that you can have a divorce party?  You can even hire a divorce party planner to set it all up.  And, why not?  A divorce party gives you and your friends a chance to get together and talk about how happy you are with your new life.  Having a divorce party may seem taboo, but it’s certainly better than staying home and wallowing in your own self-pity.

When you get married, you expect it to last a lifetime.  Unfortunately, shit happens.  If you are going through a divorce, it’s important to make sure that you’re protected financially.  Once that’s taken care of, you can begin building a new life with new goals and dreams.

Editor’s Note: I am NOT getting a divorce.  In fact, I am happier with my husband and marriage than I have ever been in my life.  I like to write about a lot of topics and many of them do not pertain to me at all.

So, how about you guys?  Do you think that divorcees should sell their engagement ring and have a divorce party?  Please share your thoughts by commenting below.