As online banks continue to gain popularity, traditional banks have been forced to find creative ways to bring in new customers. This is generally a win for banking consumers, especially when bonus money is involved!

The biggest and best bank promotions can be found on both consumer and business accounts. These days, you can earn both savings and checking account bonuses, as well as cashing in on some sweet promotions for business accounts, money market accounts, and more.

Before we get started, here’s a list of some other banking content that might interest you:

Best Current Bank Promotions ($100 Minimum)

We’ve scoured the internet to find the best bank promotions available! Below, you’ll find a list of checking account bonuses, savings account bonuses, and more. To help you even more, we’ve also included any expiration dates that we could find.

Like anything else, it’s important to read through all of the official terms, conditions, and qualifications before signing up for any new accounts. Also, keep in mind that some offers are only available in certain states.


Chase Total Checking Account: $200 Bonus

Chase offers some of the best bank promotions on the market. One of the best is their Chase Total Checking account bonus. Open an account and set up direct deposit within 60 days and you can earn $200.

Accounts can be opened with as little as a $25 deposit. It’s one of the easiest bank bonuses around but isn’t available to existing Chase checking customers.

You can open an account online here.

Expires: 1/18/2021

Chase Premier Plus Checking: $300 Bonus

Here’s another checking account bonus worth $300 from Chase: Open a Chase Premier Plus Checking account and make your first direct deposit into this account within 90 days. There’s a $25 minimum to open an account and a $15,000 average daily minimum balance required to avoid the $25 monthly service fee.

You can open an account online here.

Expires: 1/20/2021

Chase College Checking: $100 Bonus

If you are a college student between the ages of 17 and 24, you can earn a $100 bonus through this Chase Bank promotion. All you have to do is:

  • Open a checking account
  • Enroll in paperless statements
  • Complete 10 qualifying transactions within 60 days of opening your account

There’s no monthly service fee for college students from the time of account opening until after their expected graduation date (up to five years).

You can open an account online or print a coupon and take it to a Chase branch.

Expires: For a limited time

Chase Total Business Checking: $300 Bonus

If you are interested in opening a new business checking account, you can earn a $300 bonus by getting started with Chase Total Business Checking.

Just request an offer code by email, open an account, deposit a total of $1,000 in new money within 20 business days of account opening, maintain that balance for 60 days, and complete 5 qualifying transactions within 60 days. Qualifying transactions include debit card purchases, Chase QuickDeposit, ACH credits, and wires (credits and debits).

Expired: 10/09/2020

Citi Basic Banking Package: $200 Bonus

Citibank also offers some great bank account bonuses to new customers. You can earn a $200 bonus for a Citi Basic Banking Package checking account. All you have to do is:

Expires: 1/5/2021

Citi Account Package: Up to $400 Bonus

When it comes to the best bank promotions, this one deserves some consideration. Citibank offers a $500 bonus for opening both a new checking and savings account.

To get the $400 bonus:

Expires: 1/5/2021

Citi Priority Account Package: $700 Bonus

As one of the best bank bonuses offered by Citibank, this one requires a much larger initial deposit. To earn the $700 bonus:

Expires: 1/5/2021

HSBC Advance Checking: $240 Bonus

HSBC is offering a 3% bonus (up to $240) for opening an Advance Checking account online. This is for new HSBC customers only. To qualify:

  • Set up recurring qualifying direct deposits from a third party at least once per calendar month for 6 consecutive calendar months

Expires: 1/7/2021

HSBC Premier Checking: $450 Bonus

HSBC offers an even larger checking account bonus if you open a Premier checking account online. The bonus is $450, but it requires a hefty 5K in recurring direct deposits each month. This is for new HSBC customers only. In order to qualify:

  • Open a new HSBC Premier checking account online
  • Make recurring deposits totaling at least $5,000 per month
  • Receive these monthly direct deposits into your checking account for 3 consecutive calendar months

Expires: 1/7/2021

Bank of America Advantage Banking: $100 Bonus

Bank of America has nice promotions for new customers, too. You can earn a $100 bonus by opening a new Bank of America Advantage Banking account. This offer is only for customers who don’t have a Bank of America personal account yet. After opening an account, just set up and receive at least two qualifying direct deposits of $250 or more each. This must be done within the first 90 days of opening your new checking account.

Expires: 12/31/2020

TD Bank Beyond Checking Account: $300 Bonus

TD Bank has a great bonus offer to check out, and it’s really simple. They are offering new customers a $300 bonus for opening a TD Beyond Checking Account. In order to qualify:

Limited Time Offer

TD Bank Convenience Checking: $150 Bonus

If the above offer doesn’t work for you, you can still get a checking account bonus of $150 from TD Bank. This offer is for new TD Bank customers only. In order to qualify:

Limited Time Offer

Suntrust Advantage Checking: $500 Bonus

Earn a huge $500 bonus with Suntrust’s Advantage Checking account as a new customer:

  • Open a new account with the promo code: Q420ADVANTAGE
  • Deposit $3,000 in direct deposits per statement cycle for two consecutive statement cycles within the first three months

Expires: 1/4/2021

BMO Harris Bank: $200 Bonus

BMO Harris Bank offers some nice promotions. Right now, they are offering $200 when you open a new BMO Harris Smart Money, BMO Harris Smart Advantage, or BMO Harris Premier account. You can open an account with as little as $25.

In order to qualify, you’ll need to do the following within 120 days of opening the account:

  • You must have a total of at least $6,000 in qualifying direct deposits
  • Enroll in BMO Digital Banking and set up paperless statements
  • Make at least 20 debit card purchases

Open a new account here.


BMO Harris Bank Business Checking: $200-$500 Bonus

BMO Harris Bank currently offers up to $500 when you open a new BMO business checking account. In order to qualify for the $200 bonus, you’ll need to do the following:

  • Open a BMO Harris Bank business checking account with the printed coupon from their page in a branch office
  • Deposit at least $1,500 within 30 days of account opening
  • Maintain a minimum of $1,500 in the account for 90 days
  • Have at least 10 electronic transactions post to the account within 90 days of account opening

For the $500 bonus, you must deposit at least $5,000 within 30 days of account opening and maintain that as your minimum balance for at least 90 days and meet the other requirements listed above.

Open a new account here.


PNC Checking: $200 Bonus

Enjoy a $200 checking account bonus with this PNC Bank promotion for new accounts. To qualify for a $200 bonus:

  • Open a new Virtual Wallet with Performance Spend
  • Have direct deposits totaling $2,000 total or more to your new account within 60 days

Learn more here.

Expires: 11/30/2020

Huntington Asterisk-Free Checking: $150 Bonus

A promotion from Huntington Bank can earn you a $150 bonus. This account is free to open and free to maintain. There’s no minimum balance requirement and no monthly fees.

In order to earn this bonus, you’ll need to:

Huntington Bank will deposit $150 into your account after it’s been open for 90 days.

Expires: 1/7/2021

Huntington 5 Checking: $200 Bonus

A different Huntington Bank promotion offers a $200 bonus for new checking account customers. This account earns interest and includes 5 non-Huntington Bank ATM withdrawals each month. To earn the bonus, you’ll need to:

Huntington Bank will deposit $200 into your account after it’s been open for 90 days.

Expires: 1/7/2021

Fifth Third Bank Checking: $250 Bonus

Fifth Third Bank has a sweet deal to earn a $250 bonus, and it’s one of the easiest ones to get on this list. To qualify for the bonus:

  • Head to the site below and get an offer code by email
  • Open a Fifth Third Bank Checking Account
  • Make direct deposits totaling $2,000 or more within 60 days
  • Account must be funded within 45 days of account opening
  • The money will be deposited into your account within 10 business days of meeting the requirement

Expires: 12/31/2020

Wells Fargo Checking: $400 Bonus

Wells Fargo is offering a $400 bonus for opening an Everyday Checking account. In order to take advantage of this deal you need to:

  • Open a new Everyday Checking account online through the below link only or in a qualifying branch. The minimum deposit is $25. There is an approval process for all accounts.
  • Receive $4,000 or more in qualifying direct deposits to the checking account within 90 days.

This deal is exclusive to Everyday Checking accounts and is for new checking customers only.

You can’t earn the bonus if you already have a Wells Fargo checking account or have already received a bonus in the last 12 months. Open a new account here.


Wells Fargo Business Checking: $1,000 Bonus

If you live near a Wells Fargo Branch and want to open a business checking account, this is the biggest bank promotion on our list. Wells Fargo has been known to offer a $1,000 business checking account bonus! It’s not available online, only in person at a Wells Fargo branch.

To qualify:

  • Open a new Wells Fargo Platinum Business Checking or Analyzed Checking Account. The minimum opening deposit is $25
  • Deposit $25,000 or more into the new business checking account within 10 days of opening
  • Have a $25,000 minimum balance in your account on Day 180
  • Make 10 or more qualifying transactions by Day 180

This deal is for new business checking customers only. You can’t earn the bonus if you already have a Wells Fargo checking account or have already received a bonus in the last 12 months. Check with your local Wells Fargo branch for current details and availability.

Expires: Limited Time Offer

BBVA Online Checking and Savings: Up to $250 Bonus

Here’s a great bonus to help grab some extra cash! BBVA Bank is offering up to $250 in bonus money when you open new Online Checking account and meet minimum requirements.

To grab your bonus, simply open a BBVA Online Checking account for up to a $200 bonus. You’ll need to receive a qualifying direct deposit of $500 or more by October 31, 2020. Add an Online Savings account and get another $50 bonus when you have a savings balance of at least $1,000 on October 31, 2020. That will net you a cool $250!

Get up to $250 in bonus money here.

Expires: Limited Time Offer

Best Bank Bonuses: Final Thoughts

If you’re looking to make some quick cash, taking advantage of the best bank promotions are an easy way to do it! Bonuses can be lucrative if you have the cash to spare, but even smaller balances can still get you some dough.

Have you taken advantage of a bank promotion before? Let us know in the comments!

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