As online banks continue to gain popularity, traditional banks have been forced to find creative ways to bring in new customers. This is generally a win for banking consumers, especially when bonus money is involved!

The biggest and best bank promotions can be found on both consumer and business accounts. These days, you can earn both savings and checking account bonuses, as well as cashing in on some sweet promotions for business accounts, money market accounts, and more.

Before we get started, here’s a list of some other banking content that might interest you:

Best Current Bank Promotions ($100 Minimum)

We’ve scoured the internet to find the best bank promotions available! Below, you’ll find a list of checking account bonuses, savings account bonuses, and more. To help you even more, we’ve also included any expiration dates that we could find.

Like anything else, it’s important to read through all of the official terms, conditions, and qualifications before signing up for any new accounts. Also, keep in mind that some offers are only available in certain states.

Enjoy!

BBVA Online Checking and Online Savings: Up to $250 Bonus

Here’s a great bonus to help grab some extra cash for the holidays! Through November 19th, BBVA Bank is offering up to $250 in bonus money when you open new online accounts.

To grab your bonus, simply open a BBVA Online Checking account before November 19th and receive a qualifying direct deposit of at least $500 before December 31st, 2019. That will net you a cool $200! Earn an additional $50 bonus when you open a BBVA Online Savings account before November 19th and have a balance of at least $300 on December 31st, 2019.

Boom! That’s an easy $250 you can put toward your holiday shopping this year.

Get started here.

Expires: 11/19/19

CIT Bank Savings Builder Account: Up to $300 Bonus

The CIT Bank Savings Builder is one of our favorite online savings accounts on the market. Offering an extremely competitive 1.85% APY, this is a great spot to stash your savings, emergency fund, and more.

This month, CIT has sweetened the pot even more! Both new and current customers are eligible for a $300 bonus when they make a single deposit of at least $50,000 into their Savings Builder account. Make a single deposit of at least $25,000 and you’ll earn a $150 bonus.

Yes, that may be a high bar to clear, but if you can do it, you’ll get up to $300 in free cash!

Grab the bonus here.

Expires: 12/31/19

Chase Total Checking Account: $200 Bonus

Chase offers some of the best bank promotions on the market. One of the best is their Chase Total Checking account bonus. Open an account and set up direct deposit within 60 days and you can earn $200.

Accounts can be opened with as little as a $25 deposit. It’s one of the easiest bank bonuses around but isn’t available to existing Chase checking customers.

You can open an account online here.

Expires 1/17/20

Chase Savings Account: $150 Bonus

You can earn another bank account bonus from Chase with a new Chase Savings account.

Open a new account, deposit $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days. This will earn a $150 bonus. This promotion is not available to existing Chase savings customers.

You can open an account online here.

Expires 1/17/20

Chase Total Business Checking: $200 Bonus

If you are interested in opening a new business checking account, you can earn a $200 bonus by getting started with Chase Total Business Checking.

Just open an account, deposit a total of $1,000 in new money within 20 business days of account opening, maintain that balance for 60 days, and complete 5 qualifying transactions within 60 days. Qualifying transactions include debit card purchases, Chase QuickDeposit, ACH credits, and wires (credits and debits).

You can get started here.

Expires 1/23/20

Chase Premier Plus Checking: $300 Bonus

Here’s another checking account bonus worth $300 from Chase: Open a Chase Premier Plus Checking account and make your first direct deposit into this account within 90 days. There’s a $25 minimum to open an account and a $15,000 average daily minimum balance required to avoid the $25 monthly service fee.

You can open an account online here.

Expires 1/21/20

Chase College Checking: $100 Bonus

If you are a college student between the ages of 17 and 24, you can earn a $100 bonus through this Chase Bank promotion. All you have to do is:

  • Open a checking account
  • Enroll in paperless statements
  • Complete 10 qualifying transactions within 60 days of opening your account

There’s no monthly service fee for college students from the time of account opening until after their expected graduation date (up to five years).

You can open an account online or print a coupon and take it to a Chase branch.

Expires 1/11/20

Chase Sapphire Checking: 60,000 Ultimate Rewards (EXPIRED)

If you have a Sapphire-branded Chase card, you can earn 60,000 in Ultimate Rewards by opening or upgrading to a Chase Sapphire Checking account.

Here’s the catch: You’ll need to transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible checking, savings, and/or investment accounts within 45 days of opening and maintain that balance for at least 90 days. $75,000 is a significant opening balance, even for 60,000 Chase Ultimate Rewards.

You can open an account online or print a coupon and take it to a Chase branch.

Expired 8/06/19

HSBC Advance Checking: $350 Bonus

HSBC is offering a $350 bonus for opening an Advance Checking account online. This is for new HSBC customers only. To qualify:

  • Deposit a minimum qualifying balance of $5,000 or more in new funds in combined checking and savings accounts within 30 days
  • Maintain a $5,000 balance for 90 calendar days from the date of first deposit
  • Set up recurring direct deposits at least once a month for at least 3 months

Expires 12/31/19

HSBC Premier Checking: $750 Bonus

HSBC offers an even larger checking account bonus if you open a Premier checking account online. The bonus is $750, but it requires a hefty 5K in recurring direct deposits each month. This is for new HSBC customers only. In order to qualify:

  • Open a new HSBC Premier checking account online
  • Make recurring deposits totaling at least $5,000 per month
  • Receive these monthly direct deposits into your checking account for 3 consecutive calendar months

Expires 12/31/19

Wells Fargo Checking: $400 Bonus

Wells Fargo is offering a $400 bonus for opening an Everyday Checking account. This is an online-only deal. In order to take advantage of this deal you need to:

  • Open a new Everyday Checking account online. The minimum deposit is $25. There is an approval process for all accounts.
  • Receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account for three consecutive months.

This deal is exclusive to Everyday Checking accounts and is for new checking customers only.

You can’t earn the bonus if you already have a Wells Fargo checking account or have already received a bonus in the last 12 months. Open a new account here.

Expires 12/31/19

Wells Fargo Business Checking: $1,000 Bonus

If you live near a Wells Fargo Branch and want to open a business checking account, this is the biggest bank promotion on our list. Wells Fargo is offering a $1,000 business checking account bonus! It’s not available online, only in person at a Wells Fargo branch.

To qualify:

  • Open a new Wells Fargo Platinum Business Checking or Analyzed Checking Account. The minimum opening deposit is $25
  • Deposit $25,000 or more into the new business checking account within 10 days of opening
  • Have a $25,000 minimum balance in your account on Day 180
  • Make 10 or more qualifying transactions by Day 180

This deal is for new business checking customers only. You can’t earn the bonus if you already have a Wells Fargo checking account or have already received a bonus in the last 12 months

Expires 12/31/2019

Bank of America Advantage Banking: $100 Bonus

Bank of America has nice promotions for new customers, too. You can earn a $100 bonus by opening a new Bank of America Advantage Banking account. This offer is only for customers who don’t have a Bank of America personal account yet. After opening an account, just set up and receive at least two qualifying direct deposits of $250 or more each. This must be done within the first 90 days of opening your new checking account.

Expires 12/31/19

TD Bank Beyond Checking Account: $300 Bonus

TD Bank has a great bonus offer to check out, and it’s really simple. They are offering new customers a $300 bonus for opening a TD Beyond Checking Account. In order to qualify:

Limited Time Offer

TD Bank Convenience Checking: $150 Bonus

If the above offer doesn’t work for you, you can still get a checking account bonus of $150 from TD Bank. This offer is for new TD Bank customers only. In order to qualify:

Limited Time Offer

BMO Harris Bank

BMO Harris Bank offers some nice promotions. Right now, they are offering $200 when you open a new BMO Harris Smart Money, BMO Harris Smart Advantage, or BMO Harris Premier account. You can open an account with as little as $25.

In order to qualify, you’ll need to do the following within 120 days of opening the account:

  • You must have a total of at least $6,000 in qualifying direct deposits
  • Enroll in BMO Digital Banking and set up paperless statements
  • Make at least 20 debit card purchases

Open a new account here.

1/30/20

PNC Checking: $200-$300 Bonus

Enjoy a $200 or $300 checking account bonus with this PNC Bank promotion for new accounts. To qualify for a $200 bonus:

  • Open a new Virtual Wallet with Performance Spend
  • Have direct deposits totaling $2,000 total or more to your new account
  • Make at least 10 purchases with the PNC Bank Visa Debit Card linked to your new account

To qualify for the $300 bonus:

  • Open a new Virtual Wallet with Performance Select
  • Have direct deposits totaling $5,000 or more to your new account
  • Make at least 10 purchases with the PNC Bank Visa Debit Card linked to your new account

Learn more here.

Expires 12/31/19

Huntington Asterisk-Free Checking: $150 Bonus

A promotion from Huntington Bank can earn you a $150 bonus. This account is free to open and free to maintain. There’s no minimum balance requirement and no monthly fees.

In order to earn this bonus, you’ll need to:

Huntington Bank will deposit $150 into your account after it’s been open for 90 days.

Expires 1/7/20

Huntington 5 Checking: $200 Bonus

A different Huntington Bank promotion offers a $200 bonus for new checking account customers. This account earns interest and includes 5 non-Huntington Bank ATM withdrawals each month. To earn the bonus, you’ll need to:

Huntington Bank will deposit $200 into your account after it’s been open for 90 days.

Expires 1/7/20

Citi Basic Banking Package: $200 Bonus

Citibank also offers some great bank account bonuses to new customers. You can earn a $200 bonus for a Citi Basic Banking Package checking account. All you have to do is:

Expires 12/31/19

Citibank Account Package: Up to $400 Bonus

When it comes to the best bank promotions, this one deserves some consideration. Citibank offers a $400 bonus for opening both a new checking and savings account.

To get the $400 bonus:

Expires 12/31/19

Citi Priority Account Package: $700 Bonus

As one of the best bank bonuses offered by Citibank, this one requires a much larger initial deposit. To earn the $700 bonus:

Expires 12/31/19

Fifth Third Bank Checking: $250-$500 Bonus

Fifth Third Bank has a sweet deal to earn a $500 bonus. Even lower balances can still qualify for a $250 bonus.

To qualify for the $250 bonus:

Get an additional $250 bonus when you:

  • Increase your total deposit balances by $15,000 within 45 days of account opening
  • And maintain that increased balance for 90 days from the date the balance requirement is reached

Expires: 12/31/19

Best Bank Bonuses: Final Thoughts

If you’re looking to make some quick cash, taking advantage of the best bank promotions are an easy way to do it! Bonuses can be lucrative if you have the cash to spare, but even smaller balances can still get you some dough.

Have you taken advantage of a bank promotion before? Let us know in the comments!

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