Generosity: Are You the Grateful Dead or Metallica?

grateful deadThe following is a guest post from Jim Driscoll who is the founder and author of CriticalFinancial.com.  Jim has always had a passion for investing, saving, and all things finance related, so in 2012 he took to the world of blogging as a way to express his views and encourage others to take a broader look at the investing world. [Read more…]

How to Maximize Your Free Time

exerciseThe closing on my home got pushed back one day due to the huge snowstorm that hit the Midwest this weekend, so please enjoy this guest post from Connie Mei. Connie is a 20-something trying to live big on a budget…in New York City. Follow her on her road to financial independence over at Savvy With Saving.

Time is money.  And unfortunately, a lot of us waste it. Many people spend their free time lounging around, watching TV, and catching up on sleep. Not to say that you should stop doing those things entirely.  However, it’s worth noting what really productive people do.  People who spend their free time effectively see it as a time to refocus, not necessarily recharge. Here are 5 things you can be doing to maximize your free time: [Read more…]

How To Negotiate $5,000 to $50,000 Off Your Next Home

Club Thrifty PhotoPlease enjoy this guest post from Jonathan Cowan. Jonathan is a sushi-loving freelance writer who specializes in personal finance, investment and trading.

Buying your next home will be emotional. You can count on it. And for the majority of you that means you’ll end up paying more than you should.  It’s all too easy for real estate brokers to exploit this weakness we all have. But it doesn’t have to be this way. Armed with a few simple tactics, you can play the game as well as any broker, secure your dream home and get a fantastic deal in the process. [Read more…]

Finding the Little Things that are Worth Spending Money On

Spending MoneyPlease enjoy this guest post from Natalie over at Everything Finance.  Everything Finance is a site about just that, everything related to finance.  You can get information about investing, saving money, insurance, shopping, blogging, and making money online.   [Read more…]

Things We Buy that are Actually Free

booksPlease enjoy this guest post from my Get Rich Slowly co-worker, Kristin Wong.  Kristin recently founded Brokepedia, a guide to saving money on damn near everything.

This year, I vowed to start exercising more, but I hate exercising. I thought if I bought a gym membership or yoga classes, I’d be more inspired to get off my butt. I’m very motivated by the thought of wasted money. But that trait also keeps me from paying for exercise when I can just as easily head to the park and jog for free. [Read more…]

8 Investing Excuses We All Make

Saving vs Investing

 

 

 

Please enjoy this guest post from Jon Dulin.  Jon writes for MoneySmartGuides, a personal finance blog that encourages readers to pay off their debt and invest in their future. When it comes to investing, Jon simplifies the ups and downs of the stock market with key principles that will make you a successful investor.

Human beings are great at rationalizing our fears. No matter how crazy a feeling is, we are able to create a logical sounding argument which reinforces our own fears. Here is an example of how this works: [Read more…]