Why Life Insurance is Important for Homeowners

Life insurance is an important piece of your financial wellness plan. If you own a home or have a family, you should not be going without it!

Having a mortgage is a lot different than carrying a balance on your credit card. Instead, it’s a commitment that usually involves several hundred thousand dollars. If you passed away unexpectedly, you would most likely be leaving your family to fend for themselves when it came to those dreaded mortgage payments. Of course, that’s not […]

Why We’re Joining a Healthcare Sharing Ministry

For the first time in our lives, we'll be without traditional health insurance. We've decided to join a healthcare sharing ministry instead. Here's why.

Starting January 1st, 2015, we’ll be without traditional health insurance for the first time in our lives.  As someone who has paid health insurance premiums faithfully for my entire adult life, it feels really, really weird saying that.  But the fact is, when we shopped around for health insurance this year, we discovered that healthcare […]

Spend Now, Save Later

Spending Money

There are lots of reasons that being frugal is awesome. We’ve talked about six of them in this blog post. Among those six reasons is the ability to (hopefully someday) retire. It’s easy, though, to get caught up in the “no spending on anything I don’t need for my literal survival” and forget that there […]

Pet Insurance: A Tale of Two Dogs

Pet Insurance: A Tale of Two Pets

Lately, I’ve been hearing a lot about pet insurance in the blogosphere.  The stories generally fall into one of three categories; a) people think that pet insurance is a ridiculous idea, or b) people bought pet insurance and are glad they did, or b) people bought pet insurance hoping that it will be useful at […]

So, You’ve Received a Windfall…Now What?

So, You've Recieved a Windfall...Now What?

  While driving home on my lunch break the other day, I happened to turn on the radio and catch a little bit of The Dave Ramsey Show. One of the callers had just received a windfall of money and needed some advice. The lady had recently suffered the loss of her husband, and he had […]

The U.S. Healthcare System and Your Finances

The U.S. Healthcare System and Your Finances

  A few weeks ago, I brought my 18-month-old daughter in for her “well baby” check-up. Thankfully, my employer allowed me to use my lunch break to take her to the doctor’s office. Since all she needed was a check-up and some shots, I thought that I would be back within an hour.   We […]

Catastrophic Events That Will Keep You Up at Night

Catastrophic Events That Will Keep You Up at Night

  “The night is dark and full of terrors.”   Yup yup. Have we mentioned that we LOVE  Game of Thrones around this joint? We haven’t?…Well, guess what…We do, AND the second season was released last Tuesday on DVD! Can I get a “Winterfell” up in this joint?!? HOLLA!!!   “The night is dark and full […]

Purchase Cheap Auto Insurance for Teenagers

Purchase Cheap Auto Insurance for Teenagers

The following is a guest post by Sam Stockdale of the non-profit  AMPM Insure Community. If you are interested in guest posting, please see our guest posting guidelines.   Purchase Cheap Auto Insurance for Teenagers – Let Them Lead a Secured Life Purchasing inexpensive auto insurance for teenagers may be a bit tricky due to […]

Making a House a Home

Making a House a Home

Transforming a house into a warm and cozy home is not just about the right wall colour or a perfectly symmetrical furniture. It involves a lot more.  The right décor, lighting, and flooring can really make a house feel like a home. However, each of these things needs to be coordinated well. Here are a few simple ways through […]

So You Want to Win the “Lawsuit Lottery”?

So You Want to Win the "Lawsuit Lottery"?

  The following is a guest post by our blogging friend Gene M. If you are interested in guest posting, please see our guest posting guidelines.   As a naïve kid, I dreamed about becoming rich by winning a lottery. When that dream vanished after a series of failed scratch-off tickets, my focus shifted on […]