Disclosure and Disclaimer

Club Thrifty is an independent personal finance website that is owned and operated by Club Thrifty Media, LLC (a limited liability company governed under the State of Indiana) and supported through advertising. This money allows us to provide excellent and entertaining content that is free for users. However, we wish to be transparent about how we are compensated.

Per FTC guidelines, this website receives compensation from some of the companies that appear on the website. This may affect the order and manner in which they appear. This site does not include or review all companies or available products. Additionally, the views and opinions expressed are purely the author’s own. Unless otherwise noted, editorial content is not provided, reviewed, approved or otherwise endorsed by any of the companies mentioned.

Any references to third party products, rates, or websites are subject to change without notice. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question. (See our full disclaimer for more.)

Furthermore, several of the images used on this website are images covered under a creative commons license. In these instances, we always attempt to provide a link back to the original source. If we have used your image in error, please let us know so that we can make the appropriate adjustments.

Club Thrifty is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Club Thrifty has partnered with CardRatings for our coverage of credit card products. If you apply for a card using our links, Club Thrifty and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

We value the trust you have placed in us. If you have any questions about our advertising policies, please don’t hesitate to contact us. Thank you for visiting Club Thrifty.