5 Constructive Ways to Use Your Tax Refund

tax refundA few weeks ago, I admitted that I overpaid my taxes for 2013 and would be getting almost $6,500 back.  Ugh. Well, it landed in my bank account a few weeks ago and we did some really boring things with it.  Brace yourselves.  This is what we did: [Read more...]

Your Child Will Need Student Loans

student loan debtPlease enjoy this post from staff writer, Mitchell Pauly.  If you’re interested in hearing more from Mitchell, he blogs over at SnarkFinance.com.

Annually, 20 million hungover young adults graduate college and move on to a miserable like the rest of us.  Of these 20 million, roughly 12 million (60%) will carry some form of student loan debt[1].  And they’re not alone.  There are currently 37 million people in the United States with outstanding student loan debt, which is roughly the same amount of people as the entire population of California.  With the rising costs of higher education ballooning upward like McDonald’s calorie counts, it’s become a safe bet that student loan balances will only continue to rise.  In fact, I would bet on it: Your child will need student loans[2]. [Read more...]

Why a Four Hour Workday Is Better Than Early Retirement

retirementSince I have the flu and feel like I might die, please enjoy this post from personal finance blogger Harry Campbell.  Harry started blogging about personal finance on his main site Your PF Pro a few years ago and enjoyed it so much that he started a second site dedicated to finding the perfect work-life balance at The Four Hour Work Day.  When Harry is not blogging, he works full time as an aerospace engineer and enjoys surfing and playing beach volleyball.  (Although Harry is my friend, I had NO IDEA that he was an aerospace engineer!!!) [Read more...]

Social Finance: Responsibility and Profit

peacePlease enjoy this post from staff writer, Mitchell Pauly.  Mitchell blogs over at SnarkFinance.com.

Social finance is charity for capitalists.  If your uncomfortable giving directly to charity or don’t have the time to volunteer—or you’re an asshole—social finance may be a way for your to feel good about yourself while you bath in virgin’s tears.  There are a multitude of outlets for participating in social finance: [Read more...]

Four Financial Mistakes to Avoid

mistakeFinancial planners usually encourage clients to prepare for the worst case scenario, even if it’s unlikely to happen. Failure to control your spending, gambling or asset-picking, and serious accidents may have a serious impact on your ability to meet financial needs or save. Knowing how to prepare for unplanned events can make ease some of life’s nagging concerns about “what if?” Here are four financial mistakes to avoid: [Read more...]

Get Ahead in Good Times and in Bad

get aheadEveryone is focused on preserving, protecting, and saving their money, as well as protecting their financial assets during the good times and the bad.  Spending less, earning more, and having a great savings strategy is by far the best way to get ahead.  Sometimes this is easier said then done.  However, many personal finance expert suggest that financial independence can be reached by almost anyone just by following a few simple steps: [Read more...]