I know, I know. All of you credit card rewards naysayers think it’s hilarious that my nearly free vacation cost me almost $1,500 due to my flights being cancelled by Snowpocalypse. (You can read about my financial mishaps here) I’m sure you’re laughing your cracks off. Well, laugh all you want, fools. Meanwhile, I’m laughing all the way to the bank. Well, kind’ve. I am doing my best to recoup some of the extra dough I lost by being stranded in Jamaica for an additional two days. Here’s how:
- I filed a travel insurance claim with Chase– Because I paid the $96 for our trip to Jamaica with my Chase Ink Bold card, I was able to take advantage of the free travel insurance that they offer. I waited a few days for the claim forms but it looks like I will be reimbursed for the two days at the hotel plus any meals we paid for during those two days. Since the two extra days at the hotel cost us $520 and we spent around $30 on meals at the airport, we’re expecting a refund of around $550. All we have to do is submit our receipts for the hotel and proof that our flights were cancelled due to inclement weather. Winning!
- I got an extension on two writing jobs- Two of my writing jobs were due Friday and I thought that I was going to lose out on them altogether. However, I was able to get an extension on two and completed them on Monday. Woot!
- Greg picked up some overtime- As soon as we got home, Greg went back to work. Fortunately, he was able to get some overtime almost immediately. It’s not quite enough to make up for his lost wages, but it all counts, right? Hopefully he will get some additional overtime over the next few weeks and be able to make up for all of the income that he lost. Either that, or he’s getting a part-time job. Muaaahahahhhahhhhhhhhhhhhhhh! (Kidding)
- My website is makin’ it rain- February is turning out to be one of the most profitable months for my website in terms of affiliate income and Google adsense income. I’m also expecting to get a few large payments in the next few months that will hopefully make up for any shortfalls. I like that. Thanks to Erin at Broke Millennial for interviewing me about credit card rewards at Daily Finance and sending all of those people my way to sign up for said credit card rewards. XOXOXO
- We’re on a no-spending spree- I’m not going grocery shopping (except for bread and milk) until the 1st rolls around and our new grocery budget starts over. I don’t care if we have to eat canned corn for dinner. I’m not going to go. (Ok, maybe I’ll go…but I’ll just get the basics. And maybe some Ramen.) We technically do have $184 left in our grocery budget for the month of February but I would rather save it if at all possible.
The truth is, there are all kinds of way to recover from financial mishaps. Sometimes it takes tightening our budget. Other times it might mean selling our stuff, taking paid surveys, or picking up overtime at work. But there are ways to recover from financial mishaps quickly and easily. So, even though my vacation didn’t turn out to be as “free” as I initially planned, it was still awesome and I have no regrets. Plus, I was stranded in Jamaica, remember? It’s not quite the same thing as sleeping on the floor at the airport in Mexico City. (I did that once)
How do you recover from financial mishaps? What are your favorite ways to raise extra funds?