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Well, the holidays are almost over. New Year’s Day is this week. I, for one, am glad. The week between Christmas and New Year’s is always a little bit odd. There are a lot of people who aren’t back to work yet. It is hard to get anything done, but we are generally very busy at my regular job. This week has been no exception. It will be nice to get back into a regular routine.


Every so often, we like to share some stories from other personal finance bloggers out there. Today, we are hosting The Money Mail Carnival! Enjoy!



Welcome to the Ninth edition of The Money Mail Carnival! You can submit your articles to the carnival using the form located here or request to host the carnival here.


Featured post from Club Thrifty

Holly shares her thoughts over lifestyle inflation. Is it worth hiring someone to plow off your driveway or should you do it yourself?


Featured Post from The Money Mail

The Money Mail published a list of all personal finance related carnivals. You can use this list to see if you are missing out on some of the awesome carnivals.


Carnival submissions

Kyle James @ Rather Be Shopping writes, 10 Best Ways to Save Money at Costco – Costco can save you a lot of money, but only if you follow these steps.

Ian @ 30 Something Student writes, What is So Great About Confidence? – A discussion on how increased financial security can allow yourself to make more honest decisions in your life.

Amy @ Money Mishaps writes The Best Apps for Saving Money on Holiday Shopping – Learn about the best apps to upload before shopping.

Lance @ Money Life and More writes Prepare Your Finances for Next Year – Know Your Net Worth – Now that the year is coming to a close and a new year is about to begin I always want to know how I’ve progressed over the last year and how much I’d like to progress over the next year. Financially, I use my net worth to measure how I’ve been doing.

Evan @ My Journey to Millions writes Why I Am Almost Always Bearish on Investing in Physical Gold and You Should Be Too – Why I am Almost Always Bearish on Investing in Physical Gold and You Should be Too Posted by Guest Poster • 0 Comments 1 Evan’s Note: This Post is from a new blogger who was able to highlight why I don’t like gold as an investment much more eloquently than I would have been able to. Scott Hopkins is the author of Youthful Investor. Besides long walks on the beach, Scott enjoys dividends, low P/E ratios, commission free ETFs and dinners with Benjamin Graham. Discover his secret affair wi

Tushar @ Earn More and Save writes Unconventional Investment Series: Music Royalties – A look at music royalties, a unique new way to diversify your investment portfolio.

Bryan @ Gajizmo.com writes Good Paying Jobs Without A Degree – When the economy fell into a recession a few years ago, many individuals were forced to skip college and join the workforce. Despite the importance of an education, many can find high paying jobs without a college degree. Here is a list of the best paid jobs, in order of median wage, accompanied by their projected demand through 2020.

Harry Campbell @ Your Personal Finance Pro writes The Apple Price Premium: Are Mac Computers, Ipods and Iphones Worth the Extra Money? – From my seat on the couch I can look around and see my fiancee’s iPhone 5, my old iPhone 4, my Apple TV and oh yeah I’m typing on a MacBook Pro. Obivously, we’ve been using Apple products for quite some time now but I still remember our family’s first Macintosh computer in the early 90’s. Mac products have come a long way since then and the company has come to epitomize a top of the line electronics brand.

Lazy Man @ Lazy Man and Money writes This Herbalife Story Is Amazing – If you are little weird like me, you’ve been fascinated by Bill Ackman and his billion dollar stock market bet that Herbalife is a pyramid scheme. There are a lot of over-embellished titles used for articles in the media, but this Business Insider title of We Have Never Seen Anything Like Bill Ackman’s Dizzying Takedown Of Herbalife is dead on.

MMD @ My Money Design writes Why You Need to Get Your Full 401k Matching as Early as Possible – In this post, I’ll show you just how powerful taking advantage of your full 401k matching from your employer as early as possible can be for you.

Gary @ Gajizmo.com writes Best Time of Year To Buy Large Appliances – Buying new appliances can be painful for your bank account, especially if you have to buy one last minute because the previous appliance randomly broke. With a little planning around the estimate life of the appliance, families can make sure they buy their large appliances at the best time of the year.

Derek Knight @ Freeat33 writes Why Do We Fight About Money? – Ever Wonder Why YOu Fight About Money?

John S @ Frugal Rules writes Saving Money with Comparison Shopping – There are many ways you can save while shopping for various items. Comparison Shopping is one angle you can take to make sure you get the best price. This can be done through looking at ads, looking online, or using your smartphone.

Money Mail CarnivalMiss T. @ Prairie Eco Thrifter writes Healthy Habits to Keep You Living Younger Longer – Just as healthy money habits can make you wealthy over time, healthy living habits can keep you living younger longer. Oh, I don’t mean you can stop or turn back the clock, but you can keep yourself in shape to pursue the things you want and need to do.

Investor Junkie @ Investor Junkie writes ING Direct about To Become Capital One 360 – I have received updates about what is happening with my ING accounts, since I have a savings account, kids savings account, checking account, and a Sharebuilder account. From everything I’m receiving right now, it appears that Capital One 360 will operate very similarly to ING Direct.

Paul Vachon @ The Frugal Toad writes How to Avoid Going in Debt for the Holidays – Avoiding debt is a pretty simple concept, plan ahead and spend less than you earn. We’ve identified strategies to help avoid debt, the rest is up to you!

Little House @ Little House in the Valley writes Achieving Goals on a Continuum – For the past three years, I’ve set some simple, yet on-going goals for myself: increase my credit score, ride my bike more, save a set amount and be debt-free. And each year I’m unhappy about not reaching them completely, but pat myself on the back for making some progress. What I’m realizing is that my goals are on a continuum.

Marvin @ Brick By Brick Investing writes How I Invest In Municipal Bonds – A brief description of how I invest in municipal bonds and earn a tax free 5% yield with very low risk.


Thanks again for stopping by Club Thrifty! Thanks to Rohit for asking us to host this week’s carnival! We hope to see you again soon!