Please enjoy this post from Shannon at Financially Blonde.  I will be back in full force tomorrow, I promise!

Three years ago, I decided to finally make a commitment to losing the 50 pounds I had gained after having my son. I figured that once he turned five, I couldn’t call it “baby weight” anymore, especially since my baby was getting on a bus and heading to kindergarten.

Once I determined that I would make a commitment to my weight loss journey, I found countless resources available to me, which included anything from sites like Weight Watchers to free apps to track my food. I decided on using Weight Watchers because a number of my friends had success with the program.

Eight months after beginning my journey, I reached my goal weight and successfully lost 50 pounds. It was an amazing journey and after reaching this milestone, I began another journey in my career- I left a stable and highly successful career in investment banking and finance to become a financial advisor.

Conquering New Goals

I decided to become a financial advisor because I realized that my personal finances were a mess, and I really needed help with sorting them out. My only problem was that I couldn’t find any advisors that I liked. Plus I realized that 80% of financial advisors are men and there should be more women in the ranks. So I took the “If you can’t beat ‘em, join ‘em” approach to my financial advisory career.

Once I started meeting with clients, I realized just how “personal” personal finance really is. There is no one-stop solution for helping people with money. I also realized how few resources were available for people to help them with their money journeys.

One of the biggest financial challenges that people face is understanding what financial challenges they have to begin with. It was easy for me to understand that I was physically fat. I could easily step on a scale, input my height and weight into a website and see what my body mass index or BMI suggested. I could also just look in the mirror or look at a picture and see the physical evidence of my weight staring back at me.

Unfortunately, we don’t have tools like this when it comes to our personal finances. It is not as simple as inputting your assets and liabilities and getting an exact answer. Yes, you can figure out your debt-to-income ratio or your DTI and have a good gauge of your financial health; however, that number is only one component of your financial health.

Why I Wrote “Train Your Way to Financial Fitness”

My pursuit to help people understand their money and money behaviors led me to write my first book, Train Your Way to Financial Fitness. I am excited that it is available as a resource for people on their journey to financial health. One of the best aspects of the book, I believe, is the financial fitness quiz that allows you to assess your financial type, and I believe there are three financial types, Financially Fit, Financially Skinny and Financially Fat.

Financially Fit people are good at managing their money and tend to make smart money choices overall. Financially Skinny people live paycheck to paycheck and have a difficult time getting ahead. Financially Fat people tend to have significant amounts of debt and make poor money choices on a regular basis.

Once you take the quiz, I have customized the sections of the book to help you with your personal finance journey because I believe that the same advice does not make sense for everyone. A Financially Fat person has a different background and different challenges than a Financially Fit person.

If you are someone, like I was, who doesn’t know what your financial health really looks like, I think that this book will really help you not only identify your financial health level, but also help you improve on areas that may challenge you.

Do you know what your financial health is? Do you think you are Financially Fit, Financially Skinny or Financially Fat?