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Holly Johnson is a financial expert and award-winning writer whose obsession with frugality, budgeting, and travel plays a central role in her work. In addition to serving as Contributing Editor for The Simple Dollar, Holly writes for well-known publications such as U.S. News and World Report Travel, Personal Capital, Lending Tree, and Frugal Travel Guy. Holly also owns two websites of her own - Club Thrifty and Travel Blue Book - and is the co-author of Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love. You can follow her on Twitter, Facebook, Instagram, and Pinterest @ClubThrifty.