Howdy, folks!  I’m happy to report that spring is finally in the air in Central Indiana.  I haven’t even turned my heat on for a few days, and I’m looking forward to low energy bills and plenty of sunshine.

It’s been so nice out that we’ve been taking the kids to the park almost every day.  It’s been so fun!  Our neighborhood has several big hills so it’s a pretty good workout as well- especially when we pull the kids behind us in a wagon.  It is almost swimsuit season, and this Mama wants to look hot!

lydia gregSpeaking of swimsuits, I’m super excited about our spring vacation to Panama City, Florida later this month.  We rented a nice oceanfront condo, and my oldest child is going to turn five while we’re there.  I can’t believe it!  I am so proud of her and the person she has become.  But sadly, this is the last time we’ll be able to go on vacation on her birthday since she’s starting kindergarten this year.  *Cue tears……

More Good News

I have an announcement to make, and it may not seem significant to you, but it’s super important to me.  Here it is:

I have not had any Diet Coke in 12 days.


Everyone knows that I am a raging caffeine addict with cravings similar to the skankiest of meth-heads.  But I decided to make a change after reading how awful drinking pop is for our overall health.  I mean, I may end up with  a $12,000 Obamacare deductible, so I need to take care of myself.  Am I right?

Vanilla Reloads

After I wrote about how to pay your mortgage with a credit card on Monday, several people said that CVS was going to stop letting people pay for Vanilla Reloads with credit starting March 31, 2014.  However, CVS Stores around here haven’t gotten the memo yet, or are choosing to ignore it.  Perhaps it’s a regional change?  Anyway, I’ll let people know if I run into any trouble buying them at CVS in the next few weeks.

April Budget Breakdown

Let’s get down to business.  We all know what you’re here for!

  • Mortgage: $1,500
  • Groceries: $500
  • Daycare: $600
  • Internet: $145
  • College L: $25
  • College V: $25
  • Gas/Misc: $200
  • Cell Phone: $55
  • Health Insurance: $394
  • Florida: $600
  • Electric $100
  • Gas $50
  • Sewer: $35
  • Water: $40
  • Lawn Treatment: $45
  • SEP IRA: $1,000
  • Roth IRA (H): $500
  • Roth IRA (G): $500

Total: $6,314

A Few Details….

First of all, I cancelled Comcast internet and signed up for AT&T Uverse instead.  They did require me to pay a $100 installation fee, and that’s why I have to pay $145 this month.  However, I qualify for a $100 Visa gift card for signing up so I’ll get it back at a certain point.  Still, I hate it when companies make me jump through hoops like that.

We are going to get our lawn fertilized and treated this month for $45.  I splurged.  Sue me. 

The $600 I budgeted for our Florida vacation should cover the following:

  • The cost of gassing up Greg’s Prius for each leg of the trip
  • Groceries for one week
  • One dinner out on my daughter’s 5th birthday
  • One dinner out with Lance from Money Manifesto
  • A few gifts for my daughter’s birthday.  So far, I’ve bought her a book and a Frozen DVD
  • A surprise for my daughter’s birthday, like maybe a dolphin cruise  (Shhh……..don’t tell her)

Oh, and make sure to check out my new interview at The Daily Interview!!!!!

How is your budget looking this month?  Any big expenses coming up?