Cash Money: $6,350 in September Income and Blog Updates

Cash Money $6,350 in September Income and Blog Updates - close up of stack of banknotes side view

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So, I’m slightly behind on my income reports….again.  I’m truly sorry, folks.  I’ve been busy packing and getting ready for our upcoming move.  My life is a mess.   Forgive me.

Regardless, I had a pretty good month income-wise which is pretty amazing considering how busy I’ve been.  After all, I probably took 7 or 8 weekdays off during September to do things related to our upcoming move.  So, although I made less than last month, I’m still fairly pleased with myself.  In case you missed them, here are my cash money updates from the past few months:

Cash Money: $7,230 in June Income, Blog Updates, and Goals

Cash Money: $7,083 in July Income and Blog Updates

Cash Money: $6,605 in August Income and Blog Updates

The month of September was pretty awesome in terms of business expenses.  As a matter of fact, I hardly spent anything other than blog hosting and internet costs.  In case you’re interested in how much running a blog can cost, please check out my post Quit Your Day Job: How to Start a Blog.

Regardless, September went well.  So, without further adieu, the total amount of money of cash money that I grossed as a self-employed goddess in September was……*drumroll, please*


This total includes all of the money that I made from my various streams of income:

  • Credit Card Sales
  • Consulting
  • Freelance writing
  • Affiliate advertising

Cash Money Details

Please remember that I make the majority of my income from a variety of freelance writing jobs, not my blog.  Also, please remember that this is my pre-tax income.  I pay taxes quarterly and generally send in about 1/3 of what I make.

However, this is the grand total of my income after expenses.  Thankfully, my expenses are super low.  I basically wear pajamas and I use the two computers that I already own.  Here are my expenses for the month of September:

  • Staff Writing: $140
  • Blog Hosting: $12
  • Internet $35

Life Updates

In other news, Greg started his new job a few weeks ago and really likes it so far.  And, for the time being, we’re having his paychecks direct-deposited into savings.  We’re doing this so that we can *try* to live off of my income and save all of his.  Worst-case scenario is that we’ll have to take some money out of savings if we run short.

Our strategy is to let the savings build up and allocate it to other stuff every few months.  We’re also going to continue to build up our down payment on our new home as we would like to have a very small mortgage or no mortgage at all when we move.

I also think we’re going to need a mini-vacation after this is all over.  We’re thinking of heading to a water park with the kids for the weekend or something in November.  Regardless, it’s fun to search for cheap hotel rates and day dream.  I need to get the hell out of Central Indiana for a few days….and quick!

How did your September go in terms of spending and saving?

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  1. Good job in such a busy time, Holly. And that’s cool that you’re able to at least try to save all of Greg’s income, that could really pay off!

    1. Ha! We’ll see how it goes. It might be wishful thinking!

  2. Awesome work Holly am happy you employed some saving tips despite being behind on your income reports and life challenges.

  3. Think of how quickly couples could reach their financial goals if they could all live on one cheque and bank the other. Governments need to promote this.

    As a single I have tried living on 50% of my modest income but I just couldn’t pay all my bills unless I gave up just about everything that was fun and sat in my house in the dark.

    Still struggling with debt in September and not to happy that I will still be in debt when I have a big birthday next spring so even though my debt did decrease progress is still to slow and frustrating.

    1. Being married helps, of course. Maybe you can find a sugar daddy!

      1. I am on the hunt for one. If you know any very wealthy single men in their 90s or late 80s with no living heirs I would love to meet them.

        I would make a perfect spouse. Bacon and eggs for breakfast every morning and a big juicy steak and potatoes smothered in gravy every night.

  4. Great job! Moving is a pain and to get it all done in a short period of time is amazing! Great job with the income too!

  5. I haven’t really kept tabs on how much income I’ve made on the side each month, but I really need to start. I plan on reconciling all my financials for the blog in a couple weeks when my wife gets her wisdom teeth out and I have a four day weekend. I also haven’t updated our spending/income spreadsheet for September yet – I feel like I’m always behind!

    A mini-vacation sounds nice. November sounds like an ideal month for a weekend away, too. If only it was cheaper to fly somewhere warm!

    1. I wish! But, we are hoping to go on a big vacation this winter. Somewhere tropical for sure!

  6. Great job once again. Trying to live off from one income is a great move. It will give you much more flexibility in the long and and tame any lifestyle inflation that may be creeping in. Smaller, simpler and cheaper are nice things to have in life.

  7. Awesome job as usual, and I think you guys totally deserve a little mini vacation – it’s been a crazy summer and fall for ya’ll!

    1. Yes, absolutely. I just want to rent a hotel room and sleep in it for a few days.

  8. Awesome month. Living off one income while stashing the other is probably the biggest piece of advice I give to “couple” friends. Right now with a new little one, Mrs. Warrior isn’t generating much more than a couple hundred bucks per month. When we moved in together we started then just stashing her income and when we went to just me bringing in the dough, it was a much easier transition.

    Keep up the great work and here’s to an even better October (and a sane move).

    The Warrior

  9. My wife, Michelle, still stays at home with our little ones but is planning on returning to the work force in some form in the next few months (likely very part time). The plan for us, is to continue to try and live off of one income and save the rest, much like you are doing. Kudos for pulling that off!

  10. Alicia @ Financial Diffraction says:

    Awesome earnings this month (well and the rest of them as well!). I think it’s great that you’re trying to save Greg’s income – it is the perfect use of dual incomes!

  11. Awesome work Holly, especially with the craziness of house hunting and Greg starting his new job. Even better at potentially being able to have a small to no mortgage at all! I had a pretty good month overall with income and the business is growing like crazy so I can’t complain.

    1. I think we will end up with a mortgage, but a small one. Hopefully one that can be knocked out pretty quick!

  12. You guys have been pretty busy with the new job and house selling and buying. It’s great that you guys can save one whole income. We’ve been looking for a place too…can’t afford a house but we’re looking 2 bedroom co-ops. So we’re trying to save like crazy for that down payment.

  13. Amber @ Steps to Save says:

    Great job! No apology needed for being a little late with this post. It’s understandable. Moving is a lot of work! And moving with children is even more work.

    You’re doing great at being self-employed! I hope I’m able to be there someday. Thanks for showing us all it can be done. Hope you have a wonderful Wednesday~

  14. Awesome you can save Greg’s check! I can imagine how crazy your life is with the move and the new job. Our house is a mess right now. We’ve outgrown our little apartment, and are in really tight quarters.

    1. That’s where we’re going to be in a few weeks. Ha!

  15. I think that’s a great idea about living on one income. We are getting close to saving all Jim’s income as well. I’m still thinking we’ll use it to pay off the house unless something else comes up. I would certainly take a vacation. You should come to Phoenix and see Pearl Jam with us next month!

  16. You’re welcome (I signed up for the Barclaycardus (did I spell that right?) card off of your site. 🙂 Way to kill it this month!

    1. Yay! You will LOVE IT!

      It’s so easy to spend $1,000 in 3 months…then you get the $440 in travel credit. Winning!

  17. Nice job on your income even in this busy time of house hunting and moving.

  18. Holly you’re amazing dude! I don’t know how people do it! Good luck with everything!

  19. If anything I am sure this gives you more confidence that you can get away with taking a few days here and there to tend to other things and still make some great money! I am glad to hear that Greg has been enjoying the new job. I think it’s great you’re trying to save all his income and live off of yours – one of my future goals is to live off of one income. I hope packing continues to go smoothly for you – make sure to relax at some point!

    1. I’m trying. Fortunately, we’ve got the kids to the new place already. So, we took one load of boxes over last weekend and are taking another load on Sunday. We actually don’t have a lot of stuff…which I’m truly thankful for!

  20. That’s really impressive! Good job 🙂 I love the idea of putting an entire paycheck into savings – that’s one of our goals that we’re working towards. Hopefully, we’ll get there one day!

    1. Hopefully it will work out like we’ve planned!

  21. I think you did awesome for a month that had so many new changes happening at once! And yes, I think you and the fam need a fun mini-vacation after this too 🙂

  22. Looks like a great money, especially considering all the other things you had going on! I’m glad Greg’s new job is going well and it’s wonderful that you can save his salary and live off of yours. I agree – you guys will need a vacation after everything is settled!

  23. I love the strategy you employ of saving one spouse’s income entirely. We did that with my wife’s income and were able to pay off the mortgage with that approach.

    And, yeah, go take a vacation! After all the craziness with a new job and a move, I think a break is in order.

  24. That’s still way above your initial goal for self-employment, even with everything else going on in you life. Nice work. It’s pretty awesome to have 100% of a paycheck go into savings. You guys are going to be rolling in it.

  25. May I suggest going to Hawaii and staying at the Westin? Only 12,000 pts a night right now 🙂

    Nice work again on keeping a steady income and keeping it busy. Hoping you have a smooth move and can make it out to FinCon at some point.

  26. There is a mini water park in a PCB condo and then there is a full sized one in both PCB and Destin, but I’m pretty sure the full sized ones are closed this time of year.

  27. Really enjoy reading these updates. I think you’re doing amazing. We basically live off bf’s income and save most of mine (I pay condo fees, buy groceries and pay the dog walker and he pays basically everything else). It works for us and it helps us save more than we would otherwise.

  28. Having no mortgage payments would be awesome! If I ever move again, I’m going to try to do it with cash. I know people think that’s crazy and can’t be done. But the freedom of not being strangled with that debt is priceless.

  29. You’ve still had a great month, despite the chaos at home. I am sure you’ll have no problem living off your income as it will start growing again now that things are all settled.

    Our September was great in terms of spending and showed a slight improvement in terms of income so we can only hope for the best 🙂

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