Capital One Venture X Rewards Credit Card Review

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The card_name might be the best premium travel credit card on the market. With easy to use credits and benefits, this card is hard to beat. Plus, it comes with an annual fee that is considerably less expensive than several of its competitors.

Up to $300 in annual travel statement credits, 10,000 annual bonus miles ($100 value), and access to over 1,400 airport lounges are just the start. The card also offers a $100 credit for TSA Precheck or Global Entry fees and increased earning potential on travel purchases.

Additionally, you’re eligible to earn a welcome offer of 75,000 bonus miles when you spend $4,000 in the first 3 months. Those miles are super flexible and worth $750 toward travel expenses.

Ready to learn more? In this Capital One Venture X Rewards Card review, we’ll help you decide whether the card is right for your travel style. Let’s get started!

Capital One Venture X Rewards Credit Card Highlights

The card_name offers some of the best premium travel benefits you’ll find. Here’s a quick look at some of the card’s best features:

• Welcome Offer ($750 Value): You’ll earn 75,000 bonus miles when you spend at least $4,000 on the card in the first 3 months. That is equal to $750 in statement credits toward travel expenses.
• Up to $300 in Annual Travel Credits: This card comes with up to $300 in annual travel credits (taken as statement credits) toward travel booked through the Capital One Travel portal.
• 10,000 Bonus Miles Annually: Every year, you’ll get 10,000 bonus miles on your cardmember anniversary (worth $100 in travel credit).
• Earn up to 10x Miles on Travel Purchases: With the Capital One Venture X Rewards Card, you’ll earn 10x miles on hotel and rental car purchases booked through Capital One Travel. The card also earns 5x miles on flights booked through their travel portal and 2x miles on all other purchases.
• Airport Lounge Access: Enjoy complimentary access to all Capital One Lounges and over 1,400 Priority Pass lounges worldwide.
• Global Entry or TSA Precheck Credit: Get up to $100 in statement credits toward the membership fee for either Global Entry or TSA Precheck.

If you love to travel, this card is packed with some major benefits. It rivals some of the best premium travel rewards cards on the market, and the benefits of the card easily cover the cost of the annual fee (and more).

>> Learn how to apply

Where It Shines

The Capital One Venture X Rewards Card is, quite simply, one of the best travel credit cards available. Even better, the card packs a ton of value into its various credits and benefits. Unlike some of the card’s competitors, these perks are easy to understand and simple to use.

First, let’s talk about the welcome offer. You’ll earn 75,000 bonus miles when you spend $4,000 over the first 3 months. Once you meet the requirement, the 75K bonus miles are worth $750 in statement credits toward travel expenses.

In addition to the welcome offer, the Capital One Venture X Card comes with a host of other bonuses and credits. You’ll get up to $300 in annual statement credits toward travel purchases booked through Capital One Travel. You’ll also receive 10,000 bonus miles each year on your account anniversary. Those bonus miles are worth $100 toward travel expenses purchased using your card.

The Capital One Venture X Card also comes with a $100 credit toward Global Entry or TSA Precheck fees. (This covers the entire fee for either program.) You’ll also enjoy complimentary airport lounge access at the expanding network of Capital One Lounges, plus you’ll get access to more that 1,400 Priority Pass lounges worldwide.

When it comes to the earnings structure, the Venture X Card is no slouch either. The card earns 10x miles on rental cars and hotels booked through the Capital One Travel portal. It also earns 5x points on flights booked through the portal and 2x miles on all other purchases.

Additionally, Capital One continues to improve their partnerships with hotel, airline, and rental car loyalty programs. You can now transfer your miles to more than 15 partner loyalty programs – including British Airways, Emirates, Wyndham Rewards, and more.

>> Learn how to apply

Things You Might Not Like About the Card

So, what’s not to like about the Capital One Venture X Rewards Card? For starters, the $395 annual fee on this card is certain to turn off some people.

With that said, premium rewards cards offer bigger benefits but come with higher fees. The Venture X Rewards Card is no different, and its $395 annual fee is considerably less than its two biggest competitors in the space.

Additionally, if you’re a frequent traveler, the value of the card’s benefits outweigh the cost of the annual fee. Every year, the card provides up to $400 toward travel expenses – up to $300 in travel statement credits for purchases through Capital One Travel and 10,000 bonus miles that are worth $100 in travel credits.

Remember, that is just the annual travel credits. There is also the airport lounge access, the Global Entry/TSA Precheck credit, and more to consider. Plus, if you earn the welcome bonus during the first year ($750 value), you come out way ahead.

Alternatives to the Capital One Venture X Rewards Card

The card_name is a great premium travel rewards card, but it isn’t the only option on the market.

Capital One Venture Rewards Credit Card

If you like the simplicity of Capital One but don’t like the annual fee of the Venture X, the card_name is a great alternative.

With the Venture Rewards Card, you’ll earn 75,000 bonus miles for making $4,000 in purchases during the first 3 months. Those points are worth $750 in statement credits when you use your card for purchases with any airline or hotel.

Like the Venture X Card, this card also offers a $100 credit toward Global Entry/TSA Precheck. It earns 5x miles on prepaid rental car and hotel purchases through the Capital One Travel portal and 2x miles per dollar on all other purchases. Again, these points are super flexible and can be used for statement credit or transferred to any of Capital One’s 15+ travel partners.

Although you won’t find the same premium benefits on this card, the annual fee is only $95 per year.

Learn how to apply | Read the review

Chase Sapphire Reserve®

The card_name comes packed with premium travel benefits that we love. It also earns points through Chase Ultimate Rewards – our favorite rewards program of all.

Earning the welcome bonus on the Sapphire Reserve takes less of a commitment than it does with the Venture X Card. At 50,000 points for spending $4,000 in the first 3 months, the welcome bonus is much easier to earn and worth nearly as much ($750 value when points are used through Chase Ultimate Rewards).

The Chase Sapphire Reserve also offers a host of credits and benefits – including a $300 annual travel credit, access to Priority Pass airport lounges, and up to $100 toward TSA Precheck or Global Entry fees. Benefits with companies like Lyft and DoorDash make the card even more valuable.

When you use the Chase Ultimate Rewards portal, you’ll earn 10x points on hotels and rental cars while airline purchases will net you 5 points per dollar. The card also earns 3x points on all other travel and dining purchases. The annual fee is $550, but the benefits make this our favorite premium travel card on the market.

Learn how to apply | Read the review

The Platinum Card® from American Express

Last but not least is card_name. With this card, $6,000 in purchases during the first 6 months nets you 80,000 points. Those points are worth $1,000 in statement credits when you use them to book flights or hotels through Amex Travel.

The Amex Platinum Card also offers a $200 annual statement credit when you prepay your booking with Fine Hotels & Resorts or The Hotel Collection (minimum two-night stay required). There is up to $100 in reimbursements available for TSA Precheck or Global Entry fees (enrollment required), status upgrades from Hilton Honors and Marriott Bonvoy (enrollment required), and access to various airport lounge programs.

There are various other benefits, but many of them are super targeted and can be difficult to use. The annual fee also costs a hefty $695 (card_name), but it can still be a good card for the right person.

Terms apply.

Learn how to apply | Read the review

Final Thoughts: Capital One Venture X Rewards Card

The Capital One Venture X Rewards Card is simply one of the best premium travel rewards card on the market.

With up to $300 annual travel statement credits and 10,000 annual bonus miles (worth $100 in travel statement credits), the card effectively pays for itself. When you consider the card’s airport lounge access and earning potential, it becomes almost a “no-brainer” for frquent travelers.

The card also offers a valuable welcome bonus. At 75,000 miles for spending $4,000 in 3 months, the bonus miles are worth $750 toward travel expenses. That is hard to beat.

Overall, we rank this premium travel card near the top of the heap. You should definitely consider the Capital One Venture X Rewards Card for a spot in your wallet.

>> Learn how to apply

To see rates and fees for the American Express cards featured, please use the following links: Amex Platinum Card: card_name.