Top 5 Finance Apps to Keep Your Finances in Check


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Top 5 Finance Apps to Keep Your Finances in CheckWe are living in an age of apps that are efficiently downloaded to the computers and mobile devices that we always have with us. We can now track what our eating, spending, exercising, and many other activities. Finance apps are useful tools that can add security by storing data of our financial records, save us time with budgeting, and increase our knowledge base of useful information that encourages us to make wiser financial decisions. The following is a list of apps that will make your financial life a lot easier.


Easy Envelope Budget Aid

This finance app is beneficial for couples who shop for household items separately. Money is organized by using the concept of virtual envelopes. Each month the household expenses are organized into rationed spending amounts for basic categories such as groceries, eating out, entertainment, gas, and giving. Family members that utilize the same budget can spend money dedicated to where it is needed. Spending money according to each category helps you purchase what you need for your household and also keep on track with your budget.

Mint organizes your personal assets and expenditures into many facets. Your account is stored online so it is accessible through any internet connected device by downloading their simple app. Mint is a powerful web-based application that can seamlessly integrate all of your financial accounts into a well-structured and organized overview of your spending with charts and graphs. It also serves as a financial watchdog for bill reminders, late fees, going over your budget, large purchases and interest rate changes. They will send you weekly summaries of your financial statistics and forecast by email along with helpful tips about how you can save more money.


BillShrink promises to save you money in under a minute of signing on and adding your regular bills and spending history. They focus on scanning products and service that you use to find a better deal that is out there. The common everyday services that most of us use, such as mobile phone service, cable, credit cards, insurance, and even local gas stations, can save us a bundle when we know where to find the best deals. They will also locate areas where you can maximize your money with saving accounts, credit card rewards, and CDs.



Xpencer is a mobile finance app that enables you to track expenses and mileage. Users get in the habit of tracking their purchases with fuss free software that make entering information simple and quick. Everything is up to date and accurate because your records are continuously updated every time you send your purchase amounts by SMS text or email from any mobile device. All receipts, accumulative expenditures, and mileage statistics will become easily tracked and organized into a database.


Debt Minder

Debt Minder enables you to take charge of your debt by supplying software that can systematically track where you stand with your debt in real-time, and will also show you different strategies for payoff plans to help you achieve becoming debt free. The personalized charts and graphs instantly draw you a picture of where your money is spent, and areas where money can be saved. All of their charts can be downloaded in printable PDF formats.

Have you come across other great financial apps that help you keep your bank accounts in order? Please share them with us below!


Editor’s Note: I would make sure to add our friends at Ready for Zero, Springcoin, and Payoff to this list of finance apps.




About the author: Sani Golriz is a community blogger and staff writer for CollegeFocus. You can find CollegeFocus on Facebook at


  1. Easy Envelope Budget Aid sounds like a great app! I’m going to give it a try right now, i’ve been looking for something just like this!

  2. I actually haven’t heard of any of these apps besides Mint, and I haven’t tried Mint yet. I have a friend who swears by Mint and has been trying to get me to use it for a few months now. Maybe I will spend some time trying out these apps. Thanks for the suggestions!

  3. Looks like some good apps. I have to admit that I’ve only heard on Mint. I’ll have to take a look at some of them.

  4. Good apps! I am intensely loyal to Learnvest, which now has a new app out for iphone!

    • Yes, Lauren, I saw it recently! Thanks for reading!

      • Johan Liljegren November 13, 2007 Jeff,Great to get some new blog tips! However, the link to Matt Evans’ The Admin Exchange is most likely iorccrent, as it is the same as the one to Salesforce Times.My Google karma doesn’t give me any tips on where to find it either. Do you have an updated link to it?Regards//Johan

  5. We just found out our current contracts expire on 12/27, so I’m counting down the days until I get a smartphone! I’m sooooooo pumped! Apps, here I come!

  6. My contracts is up in July. If I can motivate myself to get a smartphone. I’ll have to check these out. I use mint on my laptop and it works really well.

  7. Maybe not exactly Finance/budgeting, but Ramit Sethi released an app called Negotiate It, that has scripts for lowering payments, getting rid of fees and such that I heard is really good.

    I don’t have an iphone so I can’t get it, but def worth a look.


  8. So many apps :) Good for smart phone users (I’m not one of them). Currently, my budgeting is done in an excel spreadsheet and in my memory lol, the last one probably not being as reliable as any one of these apps here.

  9. Thanks for all the great comments, folks! I’m glad you’ve enjoyed learning about the finance apps!

  10. That DebtMinder app I’ve never heard of. I’ve got to pick that one up. Thanks!

  11. Great list. I have never heard of the “easy envelope app”. I’ll have to check that one out for sure.

  12. I recently started using Personal Capital which is just like Mint but more concentrated on Investments. It has the same easy on the eyes set up and is extremely idiot proof. The only problem is the app is for Mac products only right now but I’m sure that will be rectified soon enough. Still, you can use it on your PC though. Check it out,

  13. These are some great financial tools for sure. And thanks for the mention! We appreciate your support and gladly support any other programs that help people manage their finances better.

  14. We use Replicon time and expense software for organizing receipts and expense tracking.


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