The U.S. Healthcare System and Your Finances

 

The U.S. Healthcare System and Your FinancesA few weeks ago, I brought my 18-month-old daughter in for her “well baby” check-up. Thankfully, my employer allowed me to use my lunch break to take her to the doctor’s office. Since all she needed was a check-up and some shots, I thought that I would be back within an hour.

 

We arrived at the office about 5 minutes before our scheduled appointment time. My daughter and I patiently waited for about 15 minutes until her name was called. We then proceeded to have her weighed and measured. Besides her having a runny nose and a slight cough, nothing was out of the ordinary. We were then escorted to the exam room where we waited for the doctor to come in and finish the exam.

 

And we waited….and waited….and waited.

 

After being locked in the room for about 20 minutes, my daughter was getting anxious. She wanted to run around and play. Besides that, it was getting to be about lunch/nap time. When I wouldn’t let her run out of the room, she began to cry – hysterically – for about 15 minutes. I was finally able to calm her down, but of course the crying exacerbated the symptoms of her cold.  Luckily, I was able to calm her and she nearly fell asleep, until… [Read more...]

photo by: Alex E. Proimos

The Healthcare Debate – Our Story

 

The Healthcare DebateAs the United States Supreme Court prepares to rule on the constitutionality of  ”Obamacare” today, I have more than a few concerns.  Honestly, I am not 100% sure where I stand on the healthcare debate anymore.  As a financial conservative, I want to cut costs and make healthcare more affordable.  However, as a realist, I know that no matter what happens today, that is unlikely to happen.  Healthcare costs have risen every year for as long as I remember.  No matter what happens, health insurance companies will find a way to fatten their pockets.  They’ve proven that.   Will our policies even matter?

 

While I’m not sure what size of a role our government should play in healthcare, I am sure that certain things need to change.  People who own or work for small businesses shouldn’t be financially penalized for working there.  Afterall, small business is the backbone of our economy, right?  Those who work in small business shouldn’t be thrown to the wolves of the open health insurance market.  We have been there, and it is a house of horrors.  While our story is not nearly as nightmarish as others, it is still a story of hardworking, middle-class people who have had the unenviable task of navigating the waters of the open market insurance industry.  It is common story, and a story that needs to be told. [Read more...]

photo by: dbking