Why We’re Joining a Healthcare Sharing Ministry

For the first time in our lives, we'll be without traditional health insurance. We've decided to join a healthcare sharing ministry instead. Here's why.

Starting January 1st, 2015, we’ll be without traditional health insurance for the first time in our lives.  As someone who has paid health insurance premiums faithfully for my entire adult life, it feels really, really weird saying that.  But the fact is, when we shopped around for health insurance this year, we discovered that healthcare […]

The Scary Thing About the High Costs of Health Insurance


Yesterday, John at Frugal Rules wrote about his family’s struggle to afford the high costs of the new plans offered through the Patient Protection and Affordable Care Act, also known as Obamacare.  And, as we all know, his struggles basically mirror the problems my own family has encountered. Like it or not, open enrollment will be here before we […]

Avoiding Obamacare: Screw You Guys, I’m Outta Here

E Pluribus

Every time I write about the Affordable Care Act, I get legitimate hate mail.  And, I get it.  I totally get it.  After all, people who stand to benefit from the law are passionate about it for a variety of reasons.  First, no one can be denied for pre-existing conditions…which is something that I’ve always felt strongly […]

Breaking Bad: What Would You Do?

I wish I could claim credit for this bad-ass pumpkin!

For those of you who have been around a while, you know that we love to talk about some of our favorite TV shows. Yeah, we don’t have cable…which presents a bit of a problem. However, we do tend to catch up by binging on full seasons of our favorite shows via Netflix and Amazon. […]

Why is Obamacare Taking Away my HSA?

Consider me bent.

A few weeks ago, I wrote about how my family’s health insurance premiums will double (at the very least) under the new healthcare law known as the Affordable Care Act.  Since then, I’ve been doing a lot more research on different plans and scenarios as I try to find ways to reign in our costs.  […]

Indiana Affordable Care Act Premiums Revealed

Sir, please define "affordable."  Thanks.

Unless you’ve been living under a rock, you’ve probably heard that a new health insurance marketplace opened its virtual doors on October 1st.  And, if you watch the news or participate in Facebook, you’ve probably heard people bitching and moaning ever since.

The U.S. Healthcare System and Your Finances

The U.S. Healthcare System and Your Finances

  A few weeks ago, I brought my 18-month-old daughter in for her “well baby” check-up. Thankfully, my employer allowed me to use my lunch break to take her to the doctor’s office. Since all she needed was a check-up and some shots, I thought that I would be back within an hour.   We […]