I get a lot of junk mail. On any given day, my mailbox is stuffed full of credit card offers, letters from dealerships who supposedly want to buy my car, and magazines trying to sell me stuff. While most of it is not offensive, everyone once in a while I’ll get something that absolutely pisses me […]
It’s been a while since I worked in a job that would be considered “low-wage,” but that doesn’t mean I don’t remember what the low-wage lifestyle was like. Quite the contrary, really. I actually remember exactly what it felt like to be broke until payday, struggling to come up with money for anything extra – […]
As many of you know, we moved late last year and bought a new-to-us home in early 2014. Our house was fairly nice already, but we did set aside money for a few upgrades that would ultimately make it livable for us. For the most part, those upgrades included new carpet and tile flooring to replace the […]
Early last year, we were making some serious headway on our primary mortgage. In addition to our regular monthly payment, we were paying lump sums of $1,000 each month, and sometimes more. The balance was dropping quickly, and I was super excited about the prospect of becoming 100 percent debt-free. Then boom – it was […]
Being in debt is scary. And not having the cash you need to pay your bills can seriously suck. That’s why we go into debt, isn’t it? That’s why we spend money that we don’t have. And, it’s ultimately the reason why people do drastic things like selling plasma and taking out payday loans. Big mistake.
Good morning, Thriftaholics! Welcome to the first installment of our monthly budget breakdown. I’ve never shared our monthly budget details before but was inspired to do so after sharing my monthly income for the first time in June. In case you missed that post, you can read it here: Cash Money: $7,230 in June Income, […]