Feeling like your finances are out of control is a troubling, yet, all too common issue for many people. No matter where you look, it appears the vast majority of us are struggling in some way. Unfortunately, too many people aren’t doing what it takes to turn things around. Here are 5 ways to take back control of your money.
I get a lot of junk mail. On any given day, my mailbox is stuffed full of credit card offers, letters from dealerships who supposedly want to buy my car, and magazines trying to sell me stuff. While most of it is not offensive, everyone once in a while I’ll get something that absolutely pisses me […]
When I was in my late teens and early 20s, I was fairly indifferent to the amount of debt I carried. In my eyes, it was too early to worry about money or the future. I was young, dumb, and completely foolish about how the real world worked. Plus, I knew deep down that I […]
No matter how you spin it, taxes are a pain. Still, it’s something we all must face year after year. If you are behind on your taxes and owe the IRS money, your tax situation can go from feeling like a small burden to more like a pants-on-fire emergency. Fortunately, there are some things you […]
It’s been a while since I worked in a job that would be considered “low-wage,” but that doesn’t mean I don’t remember what the low-wage lifestyle was like. Quite the contrary, really. I actually remember exactly what it felt like to be broke until payday, struggling to come up with money for anything extra – […]
Let’s face it, sometimes blowing money is fun. Some of us like to go out to dinner. Others enjoy spending money on toys. Yet, some things that we are spending our money on can be more detrimental to our finances than others. The worst part is, you may not even realize what an impact they are […]
As many of you know, we moved late last year and bought a new-to-us home in early 2014. Our house was fairly nice already, but we did set aside money for a few upgrades that would ultimately make it livable for us. For the most part, those upgrades included new carpet and tile flooring to replace the […]
Early last year, we were making some serious headway on our primary mortgage. In addition to our regular monthly payment, we were paying lump sums of $1,000 each month, and sometimes more. The balance was dropping quickly, and I was super excited about the prospect of becoming 100 percent debt-free. Then boom – it was […]
One of my favorite things to do is make fun of myself, and it’s partly because I make it so darn easy. After all, I provide an endless stream of fodder for my own jokes, like the fact that I wear pajamas every day, all day. Or the many times I have gotten drunk and […]
Being in debt is scary. And not having the cash you need to pay your bills can seriously suck. That’s why we go into debt, isn’t it? That’s why we spend money that we don’t have. And, it’s ultimately the reason why people do drastic things like selling plasma and taking out payday loans. Big mistake.