4 Lessons I Learned from Being in Debt

Not only did I used to be indifferent to being in debt, I just didn't care. Here are some of the lessons I learned from that experience.

When I was in my late teens and early 20s, I was fairly indifferent to the amount of debt I carried. In my eyes, it was too early to worry about money or the future. I was young, dumb, and completely foolish about how the real world worked. Plus, I knew deep down that I […]

5 Lessons I Learned While Working Low-Wage Jobs

Working low-wage jobs has a way of changing your perspective. Here are five things I learned while working low-wage jobs in my early 20s.

It’s been a while since I worked in a job that would be considered “low-wage,” but that doesn’t mean I don’t remember what the low-wage lifestyle was like. Quite the contrary, really. I actually remember exactly what it felt like to be broke until payday, struggling to come up with money for anything extra – […]

The Stupid Tax: Are You Paying It?

The Stupid Tax

Let’s face it, sometimes blowing money is fun. Some of us like to go out to dinner.  Others enjoy spending money on toys.  Yet, some things that we are spending our money on can be more detrimental to our finances than others. The worst part is, you may not even realize what an impact they are […]

My Dream List of Home Upgrades

Peel-n-stick floors: Functional, but not cute

As many of you know, we moved late last year and bought a new-to-us home in early 2014.  Our house was fairly nice already, but we did set aside money for a few upgrades that would ultimately make it livable for us. For the most part, those upgrades included new carpet and tile flooring to replace the […]

Why We Are Still Prepaying Our Mortgage

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Early last year, we were making some serious headway on our primary mortgage.  In addition to our regular monthly payment, we were paying lump sums of $1,000 each month, and sometimes more.  The balance was dropping quickly, and I was super excited about the prospect of becoming 100 percent debt-free.  Then boom – it was […]

Club Thrifty August Budget Breakdown

Good morning, Thriftaholics!  Welcome to the first installment of our monthly budget breakdown.  I’ve never shared our monthly budget details before but was inspired to do so after sharing my monthly income for the first time in June.  In case you missed that post, you can read it here: Cash Money: $7,230 in June Income, […]