Churning Credit Cards: Starwood Preferred Guest Card

Churning Credit Cards for Free Vacations

I’m seriously considering a winter vacay in Aruba, peeps.

A few months ago, I wrote about our churning credit cards in 2013.  We are still at it full force, folks.  I wanted to take a few minutes to explain what we are up to and why.  (If you read these amazing deets and decide you want the same sweet-ass deal for yourself, please feel free to show some blogger love and sign-up using my affiliate link, which will throw a little coin our way!)

The Awesome Details

I got Starwood Preferred American Express card in January of this year.  In order to earn 25,000 SPG points toward hotel stays at any Starwood property, I had to spend $5,000 on the card within 6 months.  This was easy.  All I had to do was put our groceries, gas, and miscellaneous spending on the card and pay it off a few times a month.  I also put our vacation spending on the card and was able to hit the $5,000 spending requirement by the beginning of May.  Boom.

Now we are doing the exact same card under Greg’s name.  Of course, I am an authorized user on the account so that we can put every penny of our spending toward the SPG points.   According to my spending projections, we should be able to spend $5,000 by the end of October and Greg will have earned the 25,000 SPG points. [Read more...]

An Interview with Businessman Andrew Boyd

An Interview with Andrew BoydThanks for checking out Club Thrifty! We hope you all had a wonderful weekend! Today, we have a fun little interview with Andrew Boyd from CreditCardCompare.com.au! Enjoy!

 

Q. Tell us a little bit about yourself and your business.

A. My name is Andrew Boyd. I live in the UK with my wife and young family. In 2008 I co-founded CreditCardCompare.com.au with my brother David, who lives in Australia. Since launching, it has grown to become one of the top three credit card comparison websites in Australia. I’m still struggling to come to terms with the fact that we’ve been doing this for five years now!

Q. Why Australia? Why not the UK or somewhere else?

A. Back in 2008, David was working for a marketing agency in Sydney and noticed that there was a gap in the market. With us both coming from the UK, we were well aware of the growing trend for consumers going online to research, compare and buy all sorts of products and services. However, at the time that trend was still very much at the nascent stage in Australia. We saw an opening and we went for it. In hindsight, we would probably have chosen a different marketplace. [Read more...]

Our Credit Card Churning Plans for 2013

Our Credit Card Churning Plans for 2013A few weeks ago, I wrote about how I earned over $2,500 in cash rewards through credit card churning for sign-up bonuses.  I took most of those bonuses as statement credits and gift cards. Overall, it worked out great.  I am super happy with the results and am definitely not planning on stopping anytime soon.  However, I do have plans to do something slightly different for at least part of this year.  This year, I am going to start churning for travel rewards instead of just cash rewards. [Read more...]

photo by: 401(K) 2013

Credit Card Churning: A Year in Review

Credit Card Churning: A Year in ReviewAnyone who reads this blog knows that I am a credit card rewards junkie.  I am always jumping from card to card in order to score the best sign up bonus or reward that I possibly can.  I hold no loyalty to any bank out there, so once I have achieved the reward that I am after, each card gets kicked to the curb.  Furthermore, I don’t really care that much if my credit score takes a few dings because we no longer use debt to finance our lifestyle…and I still have great credit to boot! I almost feel bad for the amazing rewards that I racked up in 2012.  Almost.  Recently, I added up our credit card rewards for the year and realized that we have made around $2,500 in 2012 alone.  That’s CASH MONEY BABY!!!  This is how we did it… [Read more...]

photo by: Andres Rueda

Get Your Finances In Order Before the Festive Season Hits

 

Get Your Finances in Order Before the Festive SeasonIf you can’t resist a mince pie or a stroll around the Christmas markets, it might be worth getting your finances in order – before the festive season hits. The lead-up to Noël can be pretty expensive, so here’s how to get your bank balance under control. [Read more...]

photo by: angelocesare

How to Be More Credit Savvy

 

The following is a guest post by Jason Moore. If you are interested in submitting a guest post, please see our guest posting guidelines.

 

How to Be More Credit SavvyCredit is something that many people use to determine whether or not to loan money to someone for a house, car, or even if they will hire them for a job. There are many good things associated with credit, along with many negative things. One mistake and negative mark on your credit history could impact you negatively for many years. This can have an impact over whether or not you are able to acquire different items. Some view credit as being a huge hassle, while others believe it is important to have and maintain. There are many different ways in which an individual can begin to build a positive relationship with their credit history. [Read more...]

photo by: 401(K) 2012