Reader Question: Will Credit Card Rewards Ruin Your Credit?

Will credit card rewards ruin your credit? Nah!Over the last few years, my husband and I have signed up for dozens of new credit card accounts.  I’m sure that probably seems pretty extreme, but it’s really not when you consider the fact that our credit cards are spread across our two personal credit profiles and three separate businesses. [Read more…]

My Frugal West Coast – Las Vegas Vacation

Famous Welcome to Las Vegas sign with vintage textureI recently planned out all of our trips through November 2015.  Crazy, I know, but it is just part of the sickness.

Still, sometimes it pays off to plan ahead since some of the best award redemptions can only be made early.  Personally, I like to have as many options as possible, so I always start scheming as soon as I can. [Read more…]

Travel Hacking to St. Maarten (With Pictures)

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Me. In My Bathing Suit. You’re Welcome

If you know me at all, you know that I absolutely love beaches.  Of course, not all beaches are created equal.  I love the soft, white sand found on the beaches of the Florida panhandle, for example, but I prefer the crystal clear water you find in the Caribbean.  Bonus Points for a soft, sandy bottom you can walk on, but Super Bonus Points for nooks and crannies where I can snorkel.

All beaches are different yet beautiful in their own way, and I truly enjoy any moment I can spend on one – anywhere. [Read more…]

You Should Never Pay Full Price for a Vacation

A plane coming into the airport near Sonesta Maho Beach.

A plane coming into the airport near Sonesta Maho Beach.

Yesterday, I turned 35-years old, and today I’m on a plane heading to St. Maarten to celebrate.  I’m really excited, and not only because I’ve never been to St. Maarten, but because we are heading to a brand new resort that just opened on December 25th.

We are only staying for five days, but we plan to make the most of it by spending quality time together, snorkeling, and probably eating and drinking more than we should.  My plane lands at 2:00 p.m. EST and I cannot wait to take off these winter clothes and ease right into vacation mode. [Read more…]

My Frugal Trip to Denver with Credit Card Rewards

denverEarly this morning, I left on the first non-stop flight from Indianapolis to Denver to catch an epic Pearl Jam concert that is set to take place at 7:30 tonight.  Our plane left at 6:50 which means that we had to be at the airport at 4:00 a.m. <Gulp>, which is why I might be slow to reply to comments today.  We arrive in Denver at 8:30 a.m. so I do plan to work for a few hours once we get there.  After that, I suppose we’ll drive around and kill some time until the concert.

Fortunately, the vast majority of this trip was paid for with credit card rewards.  Here’s how it went down. [Read more…]

Alternatives to Manufactured Spending

Trips to Walmart ARE NOT worth it.

Trips to Walmart ARE NOT worth it.

Although I generally only cover topics within the realm of personal finance and frugality, writing about travel is my hands-down favorite thing to do.  And as a writer for Frugal Travel Guy, I know I’m slightly preoccupied with the latest credit card signup bonuses, destinations, and hot deals. [Read more…]