8 Credit Card Myths: Busted!

There is a lot of misinformation floating around regarding credit cards. Join me as I use my mad skills to bust 8 common credit card myths. KEE-YI!When it comes to having credit cards, there’s a lot of malarkey and misinformation floating around. Peddled by well-meaning people who think they are looking out for your best interests, the lines of reality quickly get blurred. Their heart is definitely in the right place, and I’m not saying that they don’t have reason for concern. After all, the average American’s household credit card balance (for those carrying balances) is over $15,000. So clearly, there is a credit card debt issue in this country.

Still, credit cards tend to get a pretty tough rap. I would never want you to open a credit card if you’ve had credit addiction problems in the past, nor would I ever encourage you to pile up credit card debt. Frankly, consumer debt is a prison sentence and I want you to avoid it at all costs. Yet, using credit cards can be an advantageous financial pursuit when it is done properly. That’s why I’m slipping on my white jumpsuit, strapping on my proton pack, and heading out to bust these 8 common credit card myths! [Read more…]

Travel Hackers: You Need to Know Your Credit Score

Everybody needs to know their credit score, especially travel hackers. Learn how to keep an eye on your credit score (for FREE) inside.As someone who travels almost exclusively on points and miles, I’ve gotten my fair share of crazy questions about my credit score. People often want to know if a) travel hacking has ruined my credit score, b) opening and closing so many accounts has negatively impacted my score, or c) I just don’t care. [Read more…]

Here’s What Happens When You Get Ripped Off On Etsy.com

All I wanted was an identical jacket to the one I already have.

All I wanted was an identical jacket to the one I already have.

In case you are unaware, Greg and I took a credit card rewards-fueled trip to Europe in November of 2014. While we were there, we took in a lot of sights, ate some great (and not-so-great) food, and spent some quality time together. We didn’t buy a lot of keepsakes, but we did buy a few.

My favorite purchase of the entire trip was this adorable London-flag look jacket I got from the Portobello Road Market in the Notting Hill District of West London. [Read more…]

How to Travel with Kids On a Budget

Family walking on the beachWhen you have young kids, travel can be both inconvenient and expensive. Not only do you have to lug car seats and diaper bags all over the place, but you also have to learn to live with higher travel expenses overall.

Obviously, this should be expected. After all, little bodies take up space on airplanes and often require pricey snacks and their own tickets to attractions.

It almost makes you want to just stay home, doesn’t it? [Read more…]

Reader Question: Will Credit Card Rewards Ruin Your Credit?

Does pursuing credit card rewards ruin your credit? Read this post for tips and tricks on boosting your credit score while pursuing rewards.Over the last few years, my husband and I have signed up for dozens of new credit card accounts.  I’m sure that probably seems pretty extreme, but it’s really not when you consider the fact that our credit cards are spread across our two personal credit profiles and three separate businesses. [Read more…]

My Frugal West Coast – Las Vegas Vacation

Famous Welcome to Las Vegas sign with vintage textureI recently planned out all of our trips through November 2015.  Crazy, I know, but it is just part of the sickness.

Still, sometimes it pays off to plan ahead since some of the best award redemptions can only be made early.  Personally, I like to have as many options as possible, so I always start scheming as soon as I can. [Read more…]