Vanilla Reloads Are Dead: What Now?

DSCF3121As many of you know, CVS stores recently decided to stop allowing customers to buy Vanilla Reloads with a credit card.  At first, I was disappointed because I literally have eight CVS stores within 5 minutes of my house, and all of them were Vanilla Reload goldmines.  On the other hand, life goes on.  Most good things do come to an end, and the fact that some people were buying 5K per day probably wasn’t helping matters.  The good thing is, I was only using Vanilla Reloads to meet the minimum spending requirement on a specific card.  Now that that’s done, I couldn’t care less about Vanilla Reloads.  Here’s why:  [Read more...]

My Cheap Las Vegas Vacation with Credit Card Rewards

Us with our BFFs in Mexico.....

Us with our BFFs in Mexico…..

As many of you know, I’m heading to Las Vegas with my husband and my best friends next month….and we’re stoked!

I know what you’re thinking.  Las Vegas is the epitome of consumerism and financial irresponsibility, and frugality writers who believe what they preach just don’t belong there.  But you’re wrong.  I do belong in Las Vegas.  Why?  Because I love people-watching.  I like having a gin-n-tonic or five and being able to carry them around in the street.  I also like gambling.  Sue me. [Read more...]

How to Pay Your Mortgage With a Credit Card

This is what 15K in Vanilla Reloads looks like....

This is what 15K in Vanilla Reloads looks like….

If you’re into earning points and miles, you’ve probably wondered if it’s possible to pay for big ticket items with a credit card.  You know, the big stuff- your mortgage, daycare, and car payment.  Fortunately, it is possible and there are several ways to get the job done with minimal hassle and expense.  Want to know how you can pay your mortgage with a credit card?  Keep reading…. [Read more...]

Europe for Cheap: How to Travel Abroad for $200

londonEveryone thinks you’re a baller when you can go to Europe just for the hell of it.  I mean, international travel is so darn expensive, am I right?  To start with, long-haul flights can be extremely costly.  And hotels?  Forget about it.  Fortunately, you don’t actually have to pay for your airfare -or even your hotel- if you don’t want to.  Yes, I’m serious, and to prove it, I’m totally going to Europe for less than $200 bucks this fall. Here’s how: [Read more...]

Using Vanilla Reloads for Credit Card Rewards

what not to doAs many of you know, we’re always on the lookout for ways to pursue credit card rewards.  And so far this year, things have gone well.  We’ve signed up for three Southwest Rapid Rewards cards and a Citi AAdvantage MasterCard so far and have hit the minimum spending requirements easily due to our recent home remodel.  But I had a problem, a first world problem.  I really wanted to earn the Southwest Rapid Rewards Companion pass, but I couldn’t come up with a very good strategy for doing so.  Let me explain. [Read more...]

Embarrassing Ways to Save Money

Head in HandsAs someone who doesn’t really get embarrassed, I’m pretty much willing to do anything to save a buck or two.  Of course, I don’t go to quite the lengths that I used to.  For instance, back in my couponing days I would split my purchases up into five separate orders just to get free toothpaste at CVS.  Oh yes, and I totally remember when Greg and I stockpiled over 300 quarts of ready-to-feed Similac formula when that $5 off any Similac coupon came out a few years ago.  (Yes, my kids drank formula.  Sue me). [Read more...]