Credit Card Rewards: What I’m Working On

remodel sinkGood morning, Club Thrifty enthusiasts!  A lot of you have emailed to ask where in the hell I’ve been.  Welp, since you asked, I’ve just been busy getting our new house ready to move into.  Greg and I have painted the whole friggin’ thing over the past few weeks, as well as done a bunch of the prep work for the professionals who are currently installing our new floors and plumbing. [Read more…]

My Frugal Weekend Getaway with Credit Card Rewards

A few weeks ago, I wrote about how Greg’s Prius died and left us stranded on the side of the road.  I also mentioned that it was Greg’s birthday and that we were headed out of town for a fun weekend trip.  I didn’t go into detail about it at the time, but I’m now ready to share the details of our almost-free weekend getaway.  Oh, and aren’t you excited?  Of course you are! [Read more…]

Winning: How I am Paying for my Next Vacation with Credit Card Rewards

Winning!I’ve written about my obsession with credit card rewards several times.  You can read those posts here, here, and here.  If you go back and read the old stuff, you’ll notice a common theme: I’m winning with credit card rewards.  Sure, I’m doing fine without credit card rewards.  However, rewards create the opportunity to get free travel, cash, and gift cards for a minimal amount of effort.  Free stuff makes me happy and finding new ways to get free stuff has become one of my hobbies.  Winning! [Read more…]

Review: American Express Starwood Preferred Guest Card

Churning Credit Cards for Free Vacations

I’m seriously considering a winter vacay in Aruba, peeps.

A few months ago, I wrote about our travel plans for 2013.  We are still at it full force, folks.  I wanted to take a few minutes to explain what we are up to and why.  (If you read these amazing deets and decide you want the same sweet-ass deal for yourself, please feel free to show some blogger love and sign-up using my affiliate link, which will throw a little coin our way!)

The Awesome Details

I got Starwood Preferred American Express card in January of this year.  In order to earn 25,000 SPG points toward hotel stays at any Starwood property, I had to spend $5,000 on the card within 6 months.  This was easy.  All I had to do was put our groceries, gas, and miscellaneous spending on the card and pay it off a few times a month.  I also put our vacation spending on the card and was able to hit the $5,000 spending requirement by the beginning of May.  Boom.

Now we are doing the exact same card under Greg’s name.  Of course, I am an authorized user on the account so that we can put every penny of our spending toward the SPG points.   According to my spending projections, we should be able to spend $5,000 by the end of October and Greg will have earned the 25,000 SPG points. [Read more…]

Credit Card Rewards: A Year in Review

Credit Card Churning: A Year in ReviewAnyone who reads this blog knows that I am a credit card rewards junkie.  I am always jumping from card to card in order to score the best sign up bonus or reward that I possibly can.  I hold no loyalty to any bank out there, so once I have achieved the reward that I am after, each card gets kicked to the curb.  Furthermore, I don’t really care that much if my credit score takes a few dings because we no longer use debt to finance our lifestyle…and I still have great credit to boot! I almost feel bad for the amazing rewards that I racked up in 2012.  Almost.  Recently, I added up our credit card rewards for the year and realized that we have made around $2,500 in 2012 alone.  That’s CASH MONEY BABY!!!  This is how we did it… [Read more…]