How to Pay Your Mortgage With a Credit Card

Want to earn more credit card rewards points for free travel? You need to pay your mortgage with a credit card! Check out our complete guide inside!If you’re into earning points and miles, you’ve probably wondered if it’s possible to pay for big ticket items with a credit card. You know, the big stuff – your mortgage, daycare, and car payment. Fortunately, it is possible and there are several ways to get the job done with minimal hassle and expense.

While the process itself is easy, there is a lot of strategy that goes into earning your points and miles. Getting the most out of them takes knowledge and planning. But tread carefully. Playing the credit card rewards game can be dangerous if you don’t do it right. Do you have the cajones (or the vajajay) to make rewards work for you? If you want to know how you can pay your mortgage with a credit card, keep on reading… [Read more…]

Travel Hackers: You Need to Know Your Credit Score

Everybody needs to know their credit score, especially travel hackers. Learn how to keep an eye on your credit score (for FREE) inside.As someone who travels almost exclusively on points and miles, I’ve gotten my fair share of crazy questions about my credit score. People often want to know if a) travel hacking has ruined my credit score, b) opening and closing so many accounts has negatively impacted my score, or c) I just don’t care. [Read more…]

Credit Card Rewards: Creative Ways to Earn Miles and Points

credit card rewards ccGood morning, peeps.  We’re enjoying our time in Jamaica.  Please enjoy this guest post from Elroy McGregor who blogs at Moi and Money.

First and foremost, let me say that no one saves money by pursuing credit card rewards.  You can save a lot more money by skipping the travel altogether and staying at home. [Read more…]

Credit Card Rewards: What I’m Working On

remodel sinkGood morning, Club Thrifty enthusiasts!  A lot of you have emailed to ask where in the hell I’ve been.  Welp, since you asked, I’ve just been busy getting our new house ready to move into.  Greg and I have painted the whole friggin’ thing over the past few weeks, as well as done a bunch of the prep work for the professionals who are currently installing our new floors and plumbing. [Read more…]

Does Pursuing Credit Card Rewards Hurt Your Credit?

I Heart Credit Cards

I Heart Credit Cards

I have a confession to make.  I’m shameless in my pursuit of credit card rewards.  I know what you’re thinking.  I’m selfish.  I’m careless.  I’m out for myself.

If you happen to be thinking any of those things, I want you to know that you’re totally correct.  It’s true.

I have zero love for the big banks who dole out ridiculous sign-up offers and incentives.  After all, would Chase or Citibank piss on me if I was on fire?  Would Bank of America help me out if I were in trouble?  Would American Express show mercy on me if I was having trouble paying my bills?  Doubtful.  Also, I think it’s important to keep in mind that they don’t offer rewards out of the kindness of their hearts.  They’re actually trying to trick us.  They want to lure us in, get us to spend more than we planned, and pay interest to them for the rest of eternity.

Therefore, I don’t feel bad at all when I take advantage of their generous offers without paying annual fees or a cent of interest.  Not one bit. [Read more…]

My Frugal Weekend Getaway with Credit Card Rewards

A few weeks ago, I wrote about how Greg’s Prius died and left us stranded on the side of the road.  I also mentioned that it was Greg’s birthday and that we were headed out of town for a fun weekend trip.  I didn’t go into detail about it at the time, but I’m now ready to share the details of our almost-free weekend getaway.  Oh, and aren’t you excited?  Of course you are! [Read more…]