How to Pay Your Mortgage With a Credit Card

This is what 15K in Vanilla Reloads looks like....

This is what 15K in Vanilla Reloads looks like….

If you’re into earning points and miles, you’ve probably wondered if it’s possible to pay for big ticket items with a credit card.  You know, the big stuff- your mortgage, daycare, and car payment.  Fortunately, it is possible and there are several ways to get the job done with minimal hassle and expense.  Want to know how you can pay your mortgage with a credit card?  Keep reading…. [Read more...]

Credit Card Rewards: Creative Ways to Earn Miles and Points

credit card rewards ccGood morning, peeps.  We’re enjoying our time in Jamaica.  Please enjoy this guest post from Elroy McGregor who blogs at Moi and Money.

First and foremost, let me say that no one saves money by pursuing credit card rewards.  You can save a lot more money by skipping the travel altogether and staying at home. [Read more...]

Credit Card Rewards: What I’m Working On

remodel sinkGood morning, Club Thrifty enthusiasts!  A lot of you have emailed to ask where in the hell I’ve been.  Welp, since you asked, I’ve just been busy getting our new house ready to move into.  Greg and I have painted the whole friggin’ thing over the past few weeks, as well as done a bunch of the prep work for the professionals who are currently installing our new floors and plumbing. [Read more...]

Does Pursuing Credit Card Rewards Hurt Your Credit?

I Heart Credit Cards

I Heart Credit Cards

I have a confession to make.  I’m shameless in my pursuit of credit card rewards.  I know what you’re thinking.  I’m selfish.  I’m careless.  I’m out for myself.

If you happen to be thinking any of those things, I want you to know that you’re totally correct.  It’s true.

I have zero love for the big banks who dole out ridiculous sign-up offers and incentives.  After all, would Chase or Citibank piss on me if I was on fire?  Would Bank of America help me out if I were in trouble?  Would American Express show mercy on me if I was having trouble paying my bills?  Doubtful.  Also, I think it’s important to keep in mind that they don’t offer rewards out of the kindness of their hearts.  They’re actually trying to trick us.  They want to lure us in, get us to spend more than we planned, and pay interest to them for the rest of eternity.

Therefore, I don’t feel bad at all when I take advantage of their generous offers without paying annual fees or a cent of interest.  Not one bit. [Read more...]

My Frugal Weekend Getaway with Credit Card Rewards

A few weeks ago, I wrote about how Greg’s Prius died and left us stranded on the side of the road.  I also mentioned that it was Greg’s birthday and that we were headed out of town for a fun weekend trip.  I didn’t go into detail about it at the time, but I’m now ready to share the details of our almost-free weekend getaway.  Oh, and aren’t you excited?  Of course you are! [Read more...]

Our Credit Card Rewards Plans for 2013

Our Credit Card Churning Plans for 2013A few weeks ago, I wrote about how I earned over $2,500 in cash rewards through credit card sign-up bonuses.  I took most of those bonuses as statement credits and gift cards. Overall, it worked out great.  I am super happy with the results and am definitely not planning on stopping anytime soon.  However, I do have plans to do something slightly different for at least part of this year.  This year, I am going to start churning for travel rewards instead of just cash rewards. [Read more...]