Our Credit Card Churning Plans for 2013

Our Credit Card Churning Plans for 2013A few weeks ago, I wrote about how I earned over $2,500 in cash rewards through credit card churning for sign-up bonuses.  I took most of those bonuses as statement credits and gift cards. Overall, it worked out great.  I am super happy with the results and am definitely not planning on stopping anytime soon.  However, I do have plans to do something slightly different for at least part of this year.  This year, I am going to start churning for travel rewards instead of just cash rewards. [Read more...]

photo by: 401(K) 2013

Credit Card Churning: A Year in Review

Credit Card Churning: A Year in ReviewAnyone who reads this blog knows that I am a credit card rewards junkie.  I am always jumping from card to card in order to score the best sign up bonus or reward that I possibly can.  I hold no loyalty to any bank out there, so once I have achieved the reward that I am after, each card gets kicked to the curb.  Furthermore, I don’t really care that much if my credit score takes a few dings because we no longer use debt to finance our lifestyle…and I still have great credit to boot! I almost feel bad for the amazing rewards that I racked up in 2012.  Almost.  Recently, I added up our credit card rewards for the year and realized that we have made around $2,500 in 2012 alone.  That’s CASH MONEY BABY!!!  This is how we did it… [Read more...]

photo by: Andres Rueda