Everybody needs to know their credit score, especially rewards fans. Learn how to keep an eye on your credit score (for FREE) inside.As someone who travels almost exclusively on points and miles, I’ve gotten my fair share of crazy questions about my credit score. People often want to know if a) rewards travel has ruined my credit score, b) opening and closing so many accounts has negatively impacted my score, or c) I just don’t care.

Fortunately, none of those things are true.

Even though we have dozens of cards, our credit scores with the three credit reporting agencies all remain in the high 700’s and low 800’s. And even though it’s true that our scores have dipped here and there due to account closings or new inquiries, they always work their way back up.

And although I am pretty “meh” about keeping my credit score in the 800s, I do care about it more than you probably think. Although I don’t plan on borrowing money ever again, I desperately need a good credit score to continue traveling by rewards across the globe.

Because, let’s face it, credit card issuers won’t keep giving me awesome rewards cards if my credit sucks.

{Related Reading: Will Credit Card Rewards Ruin My Credit?}

Rewards Travel: You Need to Know Your Credit Score

Do you travel using rewards, or do you want to? If you hope to become eligible for the best rewards cards in the future, then you also need to know your score. The fact is, most of the best rewards credit cards are for people with a credit score of 720 or higher, which is generally considered “good” or “excellent” credit.

And even if you don’t pursue credit card rewards, there are plenty of other reasons to keep an eye on your credit score. For example, your credit score and credit history are immeasurably important if you ever want to buy a home, take out a large loan for a car, or start a business. Check out our review on Discover it Miles Card for some great rewards!

Meanwhile, monitoring your credit report is also a good way to prevent identity theft and make sure that new accounts aren’t being opened in your name.

How to Know Your Credit Score for Free

When it comes to watching my credit score, I take the cheap and easy route. And when I say “cheap,” I actually mean “free.” By signing up for Credit Sesame, I gained access to my real credit score via two of the credit reporting agencies, a full listing of all of my hard inquiries for the last two years, and a deep analysis of my credit health. Behold my awesome credit score:

credit sesame

Here are a few other perks you can get by signing up for Credit Sesame:

  • Free Monthly Credit Score
  • Free 1 Bureau Credit Monitoring and Alerts
  • Free Analysis of All Open Credit and Loans
  • Free 50K Identity Theft Insurance and ID Restoration Help

But the best news is, you don’t even need a credit card to sign up. All you need to do to create a new account is enter your information into their secure system. Then boom – you’re good to go.

Get Your FREE Credit Score – Open a new account and get your free credit score from Credit Sesame. You’ll get a free score, credit alerts, and more. Get your free credit score here!

Learn Your Credit Score and Learn to Travel for Free

If you’re just getting started with credit card rewards, let me help. I recently started offering free travel advice on my website, and am excited to offer detailed credit card plans based on your ideal itinerary.

But before you get started, you need to know your score. One of the easiest ways to find out what your credit health looks like is to sign up for a free account with Credit Sesame. If your score is high and you feel confident about your credit health, you’re probably good to go. Likewise, signing up for Credit Sesame is a great way to discover any problems you have and begin working toward a resolution.

You have nothing to lose by signing up, and you could actually gain a lot by discovering your credit score and monitoring it frequently.

And the best part is, it’s free.

Do you monitor your credit score on a free site like Credit Sesame? Why do you think it’s important to know your score?

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