5 Personal Finance Lies Your Parents Told You

lies 1When it comes to personal finance advice, it’s only natural to turn to your parents first. Most young people don’t receive any kind of personal finance education in school, and your parents have the benefit of age and experience to guide them in financial matters.

But if you’re relying on your parents for financial advice, you may be surprised to learn that, in many ways, they don’t know what they’re talking about. It’s not that your parents lie to you about finances intentionally; it’s just that the economic landscape has changed considerably since they were your age.  Let’s take a look at some of parental words of wisdom that you may want to take with a grain of salt. [Read more...]

Club Thrifty August Budget Breakdown

hire meGood morning, peeps!  Yesterday I wrote about how proud I am to have a kindergartener, and today I’m happy to report that she had a great first day.  In fact, she says that she can’t wait to go back tomorrow.

As a momma bear, I was completely relieved to hear nothing but good news.  I can only hope that her outlook on education stays this bright until she graduates from college.  #doubtful [Read more...]

It’s Hard to Call This Luck

lydia schoolThis morning I put my oldest daughter on the school bus for the very first time.  As the bus pulled away, my feelings instantly turned to a mixture of excitement and fear.  We visited the school last week and met her teacher, and I carefully filled her lunchbox with some of her favorite things.  But, what if she forgets where her classroom is?  Or, if she leaves her lunchbox on the school bus?

What happens if she falls on the playground or sits alone at lunch because no one will play with her? [Read more...]

My Upcoming Trips with Credit Card Rewards, Part Two

Me and some random guy in New Orleans.  He told me he felt queasy because he "just ate a sammich."

Me in New Orleans with my….ummmm…..friend…..

Yesterday I wrote about our upcoming trips with credit card rewards, and how we used points and miles to pay for the majority of our travels.  Today I’m simply picking up where I left off.  And that, my friends, will be in one of my favorite places on Earth- New Orleans, Louisiana. [Read more...]

My Upcoming Trips with Credit Card Rewards, Part One

My Worst Nightmare....

My Worst Nightmare….

Good morning, party people!  Happy Monday!

I just got done planning out the details of my August budget, and it’s…ummmm…..slightly on the pricey side.  That’s because some of the trips we’ve been planning are coming up this month and, as we all know, travel ain’t cheap.    [Read more...]

I Am Officially Tired of Buying Diapers

diapersWednesday I wrote about the fact that I wear the financial pants in my family.  Today I am going to talk about a different kind of pants- diapers and pull-ups, specifically- and the fact that I am officially tired of buying them after five long years.

Tired. Of. It.

I buy pull-ups for daytime and diapers for overnights.  I buy them at the grocery store, the department store, and the drug store- with coupons if I’m lucky.  I currently spend $10-$15 dollars per week on something that adds no value to our lives or to the planet.   I might as well be shreddin’ $20 bills over here! [Read more...]