Central Indiana Housing Prices: How Much Can You Buy?

tiny houseRecently, several bloggers wrote posts on real estate prices in their area- a topic I find fascinating.  Then last Friday, I wrote a post for Personal Capital called:  “A Potentially Easier Way To Get Rich: Move To The Midwest.” [Read more...]

Life Insurance: Not Just For Funerals

game over

What would you do if it was “Game Over” and you didn’t have life insurance?

Apparently, it is insurance week here at Club Thrifty. In case you missed it on Monday, Holly laid out the reasons for our decision to opt out of Obamacare and join a healthcare sharing ministry instead.

While that was a very tough decision for us to make, today we are going to talk about another insurance decision that should be a slam dunk – buying life insurance. Unfortunately, for many people, this is not the case. [Read more...]

Freelancing: Should You Hire Employees?

thebossIt has become part of the standard narrative of the successful freelancer: “Humble freelancer starts from the bottom, performs well, develops more business than she can handle, hires other go-getters to meet swelling demand, BOOM – Job Creator, More money, Adulation!” The fact is, while this is the best-case scenario for many people looking into the freelancer’s world, hiring others may not be the best possible use of your time and money. [Read more...]

Club Thrifty October Budget Breakdown and Blog Updates

Take...me...to....Anguilla

Take…me…to….Anguilla

I just realized something- I completely forgot to spell out my budget details last month.  I know, I know….I totally dropped the ball.  But I’m going to make up for it somehow!  Pinky swear.

Fortunately, last month was pretty boring when it came to budgeting and spending.  I mostly just paid the mortgage and bought groceries, and paid for a bunch of other boring Midwestern housewife stuff.  The only expense that was out of the ordinary was the $400 I spent at FinCon.  And, as I told you last week, that was totally worth it! [Read more...]

Why We’re Opting Out of Obamacare

obamacare premiumsBy now, everyone knows that the President’s claim that “if you like your plan, you can keep your plan” was a stretch of the imagination, if not a flat-out lie.  Millions of people who bought their policies on the open market found out the hard way that we would not, in fact, be able to keep our plans late last summer. [Read more...]

4 Budgeting Mistakes (and How to Avoid Them)

budgetAh, budgeting. Like it or not, budgeting is the backbone of sucessful personal finance and the heart and soul of good financial health.

Many of us who have finally found the path to financial health and independence now realize just how important budgeting is. However, obtaining this knowledge is rarely easy. Our stint with budgeting began in 2011 after we started tracking our spending and realized that we were wasting more than $1,000 per month on food.  Oink, oink.  Who knows how many thousands of dollars we let fly out the window before we actually realized the error of our ways and – more importantly – how to correct them. [Read more...]