Seeing Hong Kong On a Budget

hong kongIf you’re interested in visiting Hong Kong on a limited budget, you are probably looking for ways to save some cash.  Fortunately, there are several ways to rein in your costs when it comes to transportation, lodging, and more.  The following tips can help: [Read more...]

Self-Employment: 4 Steps to Take First

DSCF3111If you ask most people about their career goals, they’ll tell you that they dream of working for themselves.

They want to set their own hours, decide which direction to take, and forge their own path, without having to answer to a boss or management.  And, for many self-motivated people, striking out on their own can truly be a reasonable option.

After all, all you really need is an idea, a business, or a freelance opportunity to make it happen.  But, before you take the plunge, it’s important to consider what you’re getting into and settle a few issues ahead of time.

The following steps can help you prepare for self-employment: [Read more...]

Club Thrifty April Budget Breakdown

diet cokeHowdy, folks!  I’m happy to report that spring is finally in the air in Central Indiana.  I haven’t even turned my heat on for a few days, and I’m looking forward to low energy bills and plenty of sunshine.

It’s been so nice out that we’ve been taking the kids to the park almost every day.  It’s been so fun!  Our neighborhood has several big hills so it’s a pretty good workout as well- especially when we pull the kids behind us in a wagon.  It is almost swimsuit season, and this Mama wants to look hot! [Read more...]

Copper Obamacare Plans Sound Hilariously Sad

obamacareA few days ago, I was conducting some research for a writing project when I came across a juicy little tidbit about the fledgling healthcare law.  According to and many other sources, several lawmakers have recently suggested changes to the Patient Protection and Affordable Care Act, also known as Obamacare.  Interestingly enough, one of the changes currently on the table is the addition of another level of coverage, which they’ve hilariously named “copper.” [Read more...]

Invest in Things You Understand

get aheadThere are a lot of people out there who try to make investing a lot harder than it needs to be. Most of the investors that have ‘figured it out’ by now know that smart investing involves simplicity and low costs. Yet the perpetuation of expensive funds and costly advisors has lived on. Although investors are making strides in financial education, there are still lots of traps to beware of. [Read more...]

How to Pay Your Mortgage With a Credit Card

This is what 15K in Vanilla Reloads looks like....

This is what 15K in Vanilla Reloads looks like….

If you’re into earning points and miles, you’ve probably wondered if it’s possible to pay for big ticket items with a credit card.  You know, the big stuff- your mortgage, daycare, and car payment.  Fortunately, it is possible and there are several ways to get the job done with minimal hassle and expense.  Want to know how you can pay your mortgage with a credit card?  Keep reading…. [Read more...]