RED ALERT: Cheesy Thanksgiving Post

cheeses2013 has been a strange year for us.  We moved, which is something I thought we may never do.  We quickly and easily sold our home, which is something I thought would be difficult.  Our kids transitioned smoothly to a new daycare, even though we expected the worst.  And, we stumbled upon a nice place to live temporarily while we search for a new home, which is something that I never expected.

So, even though Greg quit his job to try sales, and hated it, we’re still better off than we were a year ago for a variety of reasons.  We’ve built up our assets this year, for instance, and stayed debt free.  We’ve also maintained our good health, which is something that I’m eternally grateful for.  And even though our lives still aren’t perfect, I still have so many things to be thankful for.  So, I wrote a cheesy Thanksgiving post to outline some of the things I am thankful for on a daily basis.  Here are a few:  [Read more...]

Spend Now, Save Later

Spending MoneyThere are lots of reasons that being frugal is awesome. We’ve talked about six of them in this blog post. Among those six reasons is the ability to (hopefully someday) retire. It’s easy, though, to get caught up in the “no spending on anything I don’t need for my literal survival” and forget that there are some things that are important, though maybe not literally necessary for your survival.  Still, sometimes you’ve got to spend now in order to (hopefully) save tomorrow.  Here are a few: [Read more...]

What You need to Know About Title Loans

Car title loans may seem like the perfect solution in those moments when cash is needed quickly. While they can be useful, car title loans can also initiate a whole host of problems for those who aren’t able to repay them on time. They are also typically high interest, short-term loans, which can make the repayment process even more difficult for borrowers. [Read more...]

Avoiding Obamacare: Screw You Guys, I’m Outta Here

E PluribusEvery time I write about the Affordable Care Act, I get legitimate hate mailAnd, I get it.  I totally get it.  After all, people who stand to benefit from the law are passionate about it for a variety of reasons.  First, no one can be denied for pre-existing conditions…which is something that I’ve always felt strongly about.  Second of all, the law makes insurance companies stop discriminating against women through higher premiums, which is something that I’ve thought was unfair forevah.  (I mean, every baby born is some guy’s baby, right?  Why should women bear all of the healthcare costs for birth?) [Read more...]

How to Earn $800 for Doing Nothing

Keepin' It Classy.....

Keepin’ It Classy…..

Next month, Greg and I will celebrate eight years of marriage.  And, a lot has happened during that time.  Eight years ago, we were getting ready for our winter wedding and preparing to move in together for the very first time.  We lived in a funeral home for the first year of our marriage.  Then we bought a house, had kids, and all that other stuff.  Man, eight years really flew right by and – BOOM – here we are, in our mid-thirties and getting older by the day.

Anyway, our anniversary is coming up and we decided to go BIG for our celebration.  That’s right, folks.  We got an overnight babysitter (on a Tuesday), Greg took a vacation day (on a Wednesday), and we’re getting the hell out of dodge.  Where, you ask?  [Read more...]

Are You Spending More Just to Get a Discount?

black-friday1-300x225Please enjoy this guest post from Ben Luthi.  Ben is a personal finance blogger who does his thing over at The Wealth Gospel. He’s passionate about helping people to stop thinking about personal finance according to the template society has created, and to find their true potential and align their behaviors with it. His favorite food is chips and salsa and his spirit animal is Warren Buffett.

I love a good discount. In fact, I can’t remember the last time my wife and I went out to eat without some form of a discount, whether it was through a Living Social or Groupon deal, a gift card, or a restaurant special. But when I scroll through online deals or go through mail ads, I can’t help but think, “There’s a whole lot of useless crap on here.” [Read more...]