You’ve just established a business website. However, without a clear, established structure in place to govern any business transactions on your site, you will fall prey to legal disputes regarding a non-paying customer or ambiguous expectations from either party. In order to make sure you are protecting your business, you need a contract –something to lay down the ground rules and the obligations for both parties. [Read more...]
- Even though I should know better, I signed up for Comcast internet for our new house. (Why do I punish myself in this way???) Our first bill is already wrong, like $16.00 too much wrong, and I spent at least 45 minutes talking to someone who still hasn’t fixed it. Sigh.
- I wrote an $1,150 check to someone from the new checking account I opened when we moved to our new, permanent home. Well, apparently they thought that it was suspicious and flagged the check for fraud or something. So it basically made it look like I had non-sufficient funds, even though I certainly did not. Needless to say, I’m mortified and embarrassed.
- Once I started writing this post, I realized that I did not post an income update for December. I know that most of you don’t care, but I’m super mad at myself for letting it fall through the cracks. ‘Doh!
As someone who doesn’t really get embarrassed, I’m pretty much willing to do anything to save a buck or two. Of course, I don’t go to quite the lengths that I used to. For instance, back in my couponing days I would split my purchases up into five separate orders just to get free toothpaste at CVS. Oh yes, and I totally remember when Greg and I stockpiled over 300 quarts of ready-to-feed Similac formula when that $5 off any Similac coupon came out a few years ago. (Yes, my kids drank formula. Sue me). [Read more...]
Financial planners usually encourage clients to prepare for the worst case scenario, even if it’s unlikely to happen. Failure to control your spending, gambling or asset-picking, and serious accidents may have a serious impact on your ability to meet financial needs or save. Knowing how to prepare for unplanned events can make ease some of life’s nagging concerns about “what if?” Here are four financial mistakes to avoid: [Read more...]
As many of you probably know, Holly and I like to watch documentaries. And that’s because we’re freakin’ nerds. When you are living without cable television, you tend to watch whatever you can find. Sue me. [Read more...]
Everyone is focused on preserving, protecting, and saving their money, as well as protecting their financial assets during the good times and the bad. Spending less, earning more, and having a great savings strategy is by far the best way to get ahead. Sometimes this is easier said then done. However, many personal finance expert suggest that financial independence can be reached by almost anyone just by following a few simple steps: [Read more...]