Save at Belk Using

Seriously peeps, I’m super cheap. I rarely buy anything new for myself. If I do, it is usually only after thinking long and hard about it for a few weeks. Plus, it has to be a bargain or I’m not buying. On top of being cheap, I simply hate to go shopping – especially for […]

Trying to build good credit? It helps to know how your credit score is calculated. Learn how the credit agencies determine your FICO score, here!

How is My Credit Score Calculated?

Credit scores are some of the most misused and misunderstood numbers that evaluate financial health. There’s a common perception that a high credit score means that a person is wealthy, while a low credit score indicates an individual is struggling financially. Another group of thought believes that credit scores are totally unnecessary and useless. Neither […]

Traveling by car is a great way to see the country and build family memories. Use these simple tips to help save money on your next road trip.

Save Money on Your Next Road Trip

It is the middle of summer and the heat is on! Now that we’ve hit the halfway point of summer break, the kid’s summer activities have pretty much wrapped up and families are planning their last-minute vacation road trips. I remember the good old days, taking a road trip in the back seat of our […]


A few years ago, we teamed up with 20 other bloggers to author the e-book "21 Days to Better Finances." Here's what has happened in our lives since then.

21 Days to Healthier Finances: An Update

A lot can happen in a matter of a few years. Let’s take a trip down #pfthrowbackthursday, shall we? Holly and I started Club Thrifty back in 2012. The website was a way to hold ourselves accountable for our financial decisions and to share with others what we had learned about money through the numerous […]

Taking cheap family vacations during peak times is tough but not impossible. Check out these tips for making your family's dream trip a reality.

How to Take Cheap Family Vacations During Peak Travel Times

The following is a guest post by our friend Kim at Eyes on the Dollar. Enjoy! I love to travel, but I hate to spend money. This used to create a huge conundrum every time my family wanted to plan a trip. Thankfully, it’s no longer an issue because we’ve discovered how to take cheap […]

Frugal parenting is not easy, especially when society pressures you to be anything but frugal. What it really means is not caring what others think.

Frugal Parenting is Not Giving a Damn What Other People Think

The following is a guest post from our friend Cat at Budget Blonde. Enjoy! I carried my twins out of their nursery on their very first Christmas morning last year and plopped them right under the tree (the fake tree that my husband and I bought for $50 on Craigslist of course.) There, before them, […]

Starting a business takes guts and determination, but keeping it open takes good financial management. Check out these 6 tips for young entrepreneurs.

6 Tips for Young Entrepreneurs

In life, few things are as exhilarating as starting a new business, especially if you are a young entrepreneur with a brand spankin’ new business concept. When you are starting out, success seems imminent. However, there are many factors that are involved in making your business succeed. One of the most challenging areas for new […]

Over the course of just three years, freelance writing has completely changed my life. Now that I know how strong I am, I'll never look back.

How Freelance Writing – and the Internet – Changed My Life

Although it seems like I’ve been writing for a living my entire adult life, I worked in an entirely different field throughout my entire 20s. Actually, my writing career is one that started with fairly humble beginnings, and quite by accident. It wasn’t all that long ago that I was stuck in a dead-end job […]

When you're elbows deep in gutter sludge, it's hard to see how rental properties are a good investment. Here's why you may come out ahead.

Why My Rental Properties are a Good Investment

Back in the days when we were young and dumb, Holly and I decided that it would be a good idea if we got into the rental property business. Not only were we insane enough to buy one single-family unit, we actually decided to purchase two of them. Everybody thought we had lost our minds […]

Taking care of your FICO score is more important than ever. Use these 4 simple tips to help improve your credit score and get the best rates available.

4 Simple Tips to Improve Your Credit Score

Taking care of your credit score is more important than ever. These days, your credit score can be used for anything from applying for a mortgage to consideration for a new job. Unfortunately, many of us don’t think about the ramifications of a poor credit rating until it is too late. Improving your credit score […]


Debt sucks. To get out of debt, you have to stop digging and change your thinking. Here are 7 realizations that can help you become debt free.

7 Realizations That Will Help You Get Out of Debt

I’ve been in debt. You’ve been in debt. We’ve all been in debt. The thing is, some of us manage to get out of debt, eventually. And most of the time, it’s the result of drastically cutting your spending, starting a side business to earn extra money, or trying a combination of the two strategies […]

Is The London Pass worth it? We think so. Check out our complete London Pass review and learn how you can save money on sightseeing in London.

The Complete London Pass Review 2015

Ah, London! The history. The majesty. The culture. I LOVE me some London! Sure, I live to experience new places and adventures…but there is something about London that just keeps pulling me back. I could visit London a gajillion times, and I’d never get tired of being there – or run out of things to […]

Not only did I used to be indifferent to being in debt, I just didn't care. Here are some of the lessons I learned from that experience.

4 Lessons I Learned from Being in Debt

When I was in my late teens and early 20s, I was fairly indifferent to the amount of debt I carried. In my eyes, it was too early to worry about money or the future. I was young, dumb, and completely foolish about how the real world worked. Plus, I knew deep down that I […]

Finding cheap exotic vacations has become easier than ever. But where do you start? Try these 8 beautiful travel destinations for your next trip!

8 (Surprisingly) Cheap and Beautiful Travel Destinations

With so much information online, finding beautiful travel destinations that fit your budget has become easier than ever. The places you can go without breaking the bank may surprise you. But where do you start? Sometimes the sheer number of cheap vacations available can be overwhelming. Instead of hitting the beach and letting go of […]

exercise videos

Exercise Videos: A Cheap Way to Get In Shape

I have a confession to make. Last month, I splurged on something that wasn’t in my budget. Frustrated with my then boring exercise routine, I ordered a fairly pricey workout video series called Focus T25 off of Even though I normally like to exercise outside, I wanted to do something different for a change. I […]

Graduating from college means big changes, and that includes how you handle your money. Here are 3 money tips to help you get you on your way!

Top 3 Money Tips for Recent College Graduates

So, you’ve made it through college. Congratulations! Now what? Graduating from college is an exciting and scary time. For most of your life, all you have known is the structured environment of the educational system. Get up, go to class, come home, study, go to sleep. You’ve likely never had to spend much time in […]

Thanks to the internet there are practically unlimited ways to earn extra cash. Here are 5 of ways that you can start making extra money online today!

5 Ways to Earn Extra Cash Fast

Although having a 9-5 job is the most common way to make a living, it isn’t the only way. Thanks to the modern marvel we call the internet, there are now dozens of ways to earn extra cash by harnessing an existing talent or developing a new one. Sound crazy? It really isn’t. Thanks to […]


Dangerous Online Investments – 2015 Edition

Investing can be great if you have the necessary funds as well as patience to learn the basics. Of course, there is risk in every investment you make. From money market accounts to buying single stocks, every investment carries risk. However, there are also an increasing number of online investment opportunities that are not a […]

Meals and rooms in Las Vegas can be extremely expensive. But, that's not how we do Vegas. Here's how we use myVegas Slots to cut down on our costs!

Use myVEGAS Slots to Earn FREE Meals and Rooms

If you’ve ever been to Las Vegas before, you already know how expensive everything is. A nice meal at a fancy restaurant on the strip can cost more than $100. Meanwhile, drink prices are absolutely insane. And let’s not forget about the gambling; if you play and lose, you’ll obviously end up much worse off […]

A fully stocked emergency fund can be one of the best financial friends you have. Here's why I love my emergency fund and why you'll love yours too!

Why My Emergency Fund is the Bombdiggity

Over the last several months, we’ve had to do a ton of repairs. And, I don’t just mean the twenty-dollar patch and paint kind of repairs. I mean the big stuff. The stuff that costs hundreds of dollars to fix. The stuff that you never really see or think about until it breaks and you […]