How I Save Money by Working at Home

doggy

My dog stares at me while I work…ALL DAY LONG

This post is part of the TaxACT How I Save blog tour which teaches you ways to keep more money in your pocket. Last year, TaxACT saved America over $240 million on tax preparation. How much can you save? To learn more about tips and strategies on saving, click here

It’s about 20 degrees outside right now. I’ve got yoga pants and my favorite Bud Light t-shirt on, and my dog is trying to lay on my arm while I type again. I’m answering emails and wrapping up some end-of-the-day work, all while drinking hot tea and listening to Nirvana Unplugged.

I didn’t scrape my windshield today. I didn’t iron my work outfit. I didn’t pack a lunch and I didn’t even drive my car. Why? Because I work at home. And after doing it for two full years, I can honestly say that I will never go back. [Read more…]

Are You Ready to Work Until You’re 80?

Elderly man business computer thinkingNo matter how well-intentioned most of us are about saving for retirement, not enough Americans are planning for their golden years and creating an actionable plan to get there.  This mindset has already caused serious issues for many who are nearing retirement.  In fact, Teresa Ghilarducci, a professor of economics at the New School for Social Research, estimates that 75% of Americans nearing retirement in 2010 had less than $30,000 in their retirement accounts.

No matter how awesomely frugal someone is, a whopping 30K isn’t just isn’t going to cut it.  And unfortunately, far too many people are learning this lesson the hard way when turn 65 and realize that the numbers just don’t add up.

So the average person may need to continue working into their 80’s, a fact that I find pretty darn sad, especially since this outcome can be avoided with proper planning.  But, where do you start? [Read more…]

Getting Life Back Into Balance

Getting Back Into BalanceA few weeks ago, my 5-year-old daughter and I were having a conversation about a wedding she went to with Holly. She was telling me about how much fun they had on the dance floor, spinning in circles and dancing with the other kids her age. I told her, “I wish I could have been there, but I had to work.” She responded flatly, “I wish you could have been there too, Daddy. But you have to miss lots of important days because of your work.”

And there it was…the response I’ve been dreading for years. Up to now, my children have been young enough that they haven’t noticed my schedule that much. Luckily, I have yet to miss anything important of theirs – mostly just extended family events – and I do spend almost all of my free time with the family. But how long is that defense going to last. As they get older and become more involved in different activities, I’m sure that I am going to have to miss the occasional game, recital, or event – much to their disappointment. [Read more…]

Saving Money, Getting Refunds with H&R Block

Saving Money, Getting Refunds with H&R Block

Image credit: By RadicalBender at en.wikipedia (Transfered from en.wikipedia) [Public domain], from Wikimedia Commons

Waaaazzzzz up all you Thriftaholics?!? Have you been well? How has the New Year treated you thus far? Great I hope!

Well, as you probably know, we just got back from a pretty swell vacation in St. Maarten. Basically, what that means is that I’ve been checked out of the world for the past week. When we got back, I took a quick look at my calendar, noticed it was mid-January, and went about my usual Tuesday bidness. Then, I sauntered over to the giant stack of mail waiting for me on the counter. After sifting through the endless mound of junk, I ran across a few tax forms. “HOLY SCHNIKES!” I realized. It is tax time again! [Read more…]

5 Ways to Rescue Time to Work on Your Side Hustle

Youre FiredPlease enjoy this post from Gina Horkey from HorkeyHandbook.com.  Gina is a writer with a background in personal finance. She’s passionate about designing a flexible lifestyle suited to meet the needs of her young family and hopes to inspire others to do the same. In June of 2015, she hopes to be writing and traveling around the US in an RV. [Read more…]

You Should Never Pay Full Price for a Vacation

A plane coming into the airport near Sonesta Maho Beach.

A plane coming into the airport near Sonesta Maho Beach.

Yesterday, I turned 35-years old, and today I’m on a plane heading to St. Maarten to celebrate.  I’m really excited, and not only because I’ve never been to St. Maarten, but because we are heading to a brand new resort that just opened on December 25th.

We are only staying for five days, but we plan to make the most of it by spending quality time together, snorkeling, and probably eating and drinking more than we should.  My plane lands at 2:00 p.m. EST and I cannot wait to take off these winter clothes and ease right into vacation mode. [Read more…]