How To Negotiate $5,000 to $50,000 Off Your Next Home

Club Thrifty PhotoPlease enjoy this guest post from Jonathan Cowan. Jonathan is a sushi-loving freelance writer who specializes in personal finance, investment and trading.

Buying your next home will be emotional. You can count on it. And for the majority of you that means you’ll end up paying more than you should.  It’s all too easy for real estate brokers to exploit this weakness we all have. But it doesn’t have to be this way. Armed with a few simple tactics, you can play the game as well as any broker, secure your dream home and get a fantastic deal in the process. [Read more...]

Earn a 5 Night Vacation With Flights for Free

grand bahia poolRecently, I wrote about the Starwood Preferred Guest Card and its bangin’ sign-up bonus.  Basically, it works like this: you spend $5,000 in 6 months and earn 25,000 bonus starpoints on top of earning 1 point per dollar spent.  Pretty good deal, huh? I think so.  A few weeks before that, I also wrote about the Barclay Arrival World Mastercard and its sweet 40,000 sign-up bonus.  Here’s the basic rundown of how that deal works: you simply spend $3,000 in the first three months of signing up and earn 40,000 bonus points in addition to 2 point per dollar spent.  So, after spending a thousand bucks, you’ll have $460 that can be redeemed for travel anywhere.

You’re probably wondering where I’m going with this….and you’re about to find out.  Wait for it….wait for it…… [Read more...]

Sticking to New Year’s Resolutions

resolutionsYou may be full of big talk at the end of another tiring year – determined that things have to change next time around, and that this coming year will be the mark the beginning of the best years of your life, but that’s all well and good this side of January. Few of us ever keep these promises to ourselves, but it truly is possible to turn your resolutions into habit.

To keep yourself on the straight and narrow, take a look at the tips below: [Read more...]

Christmas Savings Tips

christmasIt’s the time of year that invariably brings with it a burning moral dilemma: how to save money without missing out on the obligatory merry-making or looking like a skinflint when it comes to gift-giving.  If you’re strapped for cash this Christmas, take a look at this short guide to Christmas savings that can help you cut back on spending without missing out on the fun. [Read more...]

Save Money by Complaining (and Link Love)

keep calmIs it Friday already?  I honestly cannot believe that it will be Christmas on Wednesday.  Where has the year gone?  Thankfully, we’ve got all of our shopping done as well as most of our wrapping.  I plan on wrapping the last few this weekend so we can get this show on the road.  Santa is coming!

Speaking of Santa, we went to the free Santa exhibit in our new town this weekend.  And after waiting in the freezing cold for twenty minutes, my kids were less than interested.  My two-year-old didn’t want anything to do with the fat old man and my four-year-old only took the time to tell him that we moved and no longer have a chimney.

“We’ll leave the door unlocked for you,” she explained.  It was so cute. [Read more...]

Body Language in the Workplace

Please enjoy this post from staff writer, Mitchell Pauly.  Mitchell blogs over at

Non-verbal communication in the workplace is paramount to any successful career.  Pending on your desired career, this could mean a lot of things.  For example, the body language required of Blackzilla is very different indeed to that required by Tyron the accountant[1].  Since there is an 80% chance you are reading this blog post at work, I am going to assume you’re a cubicle gopher working somewhere as exciting as listening to Ben Stein read the phone book.  The body language required for success in an office setting is subtle, deliberate and timed—like a good pick up line or a good ol’ fashioned surprise trouser dropping[2].   Unfortunately, that also makes body language in the office place among the most difficult to master.  Fortunately you have social savants like me to teach you. [Read more...]