The Point of Sale System – Savings vs. Cost

cash registerIf you are currently the owner of a retail store, you may be wondering whether a point-of-sale system will benefit your business. A retail store that implements a point of sale system should realize an increase in profit of around 10 percent, but why? Most commonly, the increased profits are due to the many benefits of a point-of-sale system. A decrease in theft, for example, is one common benefits of implementing a point-of-sale system since it makes it more difficult for employees to steal inventory. [Read more...]

How Driving a Motorcycle Could Save You Money

motorcycleIf you’re like most savvy consumers, you’re always on the hunt for ways to lower your regular household bills. If you drive, your car may be one of the most significant expenses to consider. Even if you find a great deal on a cheap used vehicle, you’ll still need to think about the cost of fuel, insurance, tax, and maintenance. If you’ve purchased a brand new car, you might need to throw regular monthly car payments in there too. One potential way to save some cash is to drive a motorcycle instead of a car. Although a motorcycle is often seen as a novelty vehicle, it can actually be a cost-effective option for the daily commute or running errands around town. [Read more...]

Valuing Stocks and the Efficient Market Hypothesis

stock marketPlease enjoy this post from  staff writer, Mitchell Pauly.  You can find Mitchell’s other writings on his own blog, SnarkFinance.com.

“Company XYZ is about to climb into the stratosphere, bro.  Dude, they are going to be a game changer…” [Read more...]

The Downside of Self-Employment

tax slaveAs many of you know, I quit my job early last year to pursue blogging and writing full-time.  And, for the most part, it’s been awesome.  After all, I am no longer a slave to the daily grind.  I don’t have to roll out of bed and put on full makeup and a monkey suit to make a living, and I hardly ever have to rush around.  I’m also able to get household chores done during the day, which has been a godsend for our family.  Another bonus: Since I quit working at around 4:00 p.m., I’m usually able to pull together a cheap and healthy homemade meal.  This not only saves us a ton of cash, but is much healthier for us as well. [Read more...]

Frugal Beauty Tips

makeupPeople are always asking me, “How do you always look so amazing?”  I usually tell them that it is part luck, part genetics, and part my amazing set of secret beauty skills.  No, just kidding.  Nobody ever asks me that.  *As If*  I have two small kids and am regularly sporting pajama pants and a bun on my head.  Still, I do try to look the best I can.  Fortunately, looking good doesn’t have to cost that much if you are creative.  The following beauty tips will help you look your best (on a budget). [Read more...]

How I Feed My Family of 4 on $500 Per Month

foodOnce, in a far off land, Greg and I seriously struggled to keep our food budget under control.  Well, come to think of it, the main reason we struggled is because we didn’t even have a food budget.  Yep, it’s true! In fact, once we had a reality check and started tracking our spending, we realized that we were easily spending over $1,000 on food for two people and an infant.  Eeeeekkkkk!  Anyways, we’ve since wised up and changed our ways.  These days, we budget around $500 for food for the month for our family of four and we manage to stay within our budget most of the time.  Anyway, I recently got this email from one of my amazing readers: [Read more...]