It’s finally summertime, and I’m happy to report we’ve been spending the majority of our free time outdoors. Our new neighborhood does have an HOA (homeowner’s association), but the $360 annual fee does include access to three parks and two community pools. Needless to say, we’ve been swimming at least ten times since the pools opened a few weeks ago. Since it’s just around the corner from our house, it’s a lot like having our own pool. The only difference is, we don’t have to clean it or take care of it. Oh, and it’s not taking up our entire backyard either. I like it.
When it comes to our financial well-being, May’s budget was pretty average for the most part. We did go over budget in two categories, but I’m not sweating it. For starters, Greg signed our oldest daughter up for swimming lessons to the tune of $50. It wasn’t planned, but I think swimming lessons are a really good use of funds. We also splurged for some tickets to see Pearl Jam this fall. It wasn’t in the budget, but we decided we could swing it. After all, if we aren’t supposed to splurge for the things we want in life, what are we all working so hard for anyway? Am I right?
Anyway, it’s that time again- time for me to share the intimate details of my monthly budget for all the world to see.
Wait for it….wait for it……
Club Thrifty June Budget Breakdown
- Mortgage: $1,500
- Groceries: $600
- Daycare: $570
- Internet: $51
- College L: $55
- College V: $55
- Gas/Misc.: $200
- Cell Phone: $55
- Health Ins.: $393
- Electric: $80
- Gas: $20
- Sewer: $35
- Water: $50
- Life Ins. (H): $73.31
- Grass: $52.25
- Dental Groupons: $80
- SEP IRA: $1,000
- Roth IRA: $1,000
A few things:
- As I mentioned earlier this week, I bumped my grocery budget up to $600 just for the summer so that my family could attend and host summer barbecues without guilt or stress.
- Yes, I paid $80 for two Groupons for a local dentist.
- As I reported last month, my lawn was looking slightly beat-up when it peeked out from under all the snow this Spring. The lawn treatments really do help and I’m happy to report my yard is on its way back to good health.
Our summer spending should be pretty low-key since we went ahead and temporarily bumped our grocery budget up. However, I’m worried about this fall already. For starters, I am taking my brother on a surprise vacation to the Caribbean (he doesn’t know where he’s going) for 5 days over labor day weekend. Our flights were free aside from taxes and fees, but I did pay out-of-pocket for a cheap all-inclusive resort. We’re also heading to New Orleans for a convention in September and to Denver, Colorado to see Pearl Jam in October. Then, in November, we’re going to London and Paris for a week. Our flights and hotels were paid for with points, but it won’t be cheap by any means. We still have to eat, see all the attractions, and buy a few souvenirs!
Anyway, my hope is that we’ll be able to bankroll all of our travel without compromising our savings goals. With that being said, I think it’s time for me to get back to work….and fast.
Is you summer spending under control? Are you worried about any upcoming expenses?