no snowAs you read this, my state is once again reeling from a huge-ass snowstorm.  And, although the snow doesn’t bother me too much on a personal level, I really don’t want this awful weather to disrupt my vacation to Jamaica this Friday.  We have a connecting flight that we have to pick up in Charlotte, North Carolina, so the worst case scenario is that we’ll have to drive our asses eight hours down there to get on the plane.  I called the airline to see if that was an option and the lady said that it was but only if our first flight was cancelled.  Unfortunately, we may not find out that our flight is cancelled until the very last minute, and quite possibly too late to make it down to North Carolina anyways.  So, while I realize that these are some serious first world problems, I would appreciate it if you could manage to send some positive thoughts my way.  This winter has been obscenely cold and miserable, and my mental health requires a change of scenery, if only for a while.

Anyways, it’s totally February.  January sucked.  My 34th birthday came and went and I am sooooo ready to move onto spring.  So let’s just get on with it, shall we?

February Budget Breakdown

As you will see, our budget is mostly back to normal.  Here are our budget details for this cold, awful, dreary, yet generously short month (thank you, Baby Jesus):

  • Mortgage:     $1500
  • Groceries:     $500
  • Daycare:        $700
  • Internet:        $50
  • College L:      $25
  • College V:      $25
  • Gas/Misc:     $200
  • Cell Phone:   $55
  • Health Ins:   $395
  • Utilities:        $400
  • Life Ins:         $86.25
  • Jamaica:        $400
  • SEP IRA:       $1,500
  • Roth IRA:      $500

Total: $6,336.25

A few things: Our mortgage is nowhere near $1,500 but we’ve chosen to overpay for the time being.  I paid off the utilities at our old house last month so at least there’s that.  Our daycare would usually only be $600 this month since there are only four Fridays, but I am paying for my kids to go to their old daycare for a few days while we’re in Jamaica.  And while I’m pretty cheap, I always pay my regular daycare lady whether my kids are there or not.

As I wrote about a month or two ago, our trip to Jamaica was mostly paid for with credit card rewards.  The $400 I’ve budgeted for the trip includes:

  • $160 for private transport because I don’t like to sit on a giant  bus with 40 other people and wait for them to get dropped off at their resort
  • $200 for tips to help ease my guilt for traveling to a fairly poor country and staying on a huge luxurious resort
  • $40 for gifts for our taxi driver’s children.  I set up our private transport and Facebook-friended our driver.  After chatting with him for a while, I found out that he has two small kids, a 3-year-old girl and a 10-year-old boy.  So again, to ease my guilt, I bought them gifts that will fit in my suitcase.

So that’s it….our February budget breakdown.  I know, I know.  It’s so exciting.  Feel free to read it again if you need to.

What does your budget look like?  Did your January suck like mine did?  Do you feel guilty when you travel to poorer countries abroad?