Our 2014 Spending: How Did We Do?

goals word in metal typeThe year is finally coming to an end, which means I’ve been doing all kinds of year-end stuff with our finances – things like organizing my receipts in preparation to do our taxes, going through the various statements that have to do with our rental properties, and also assessing our financial situation for the year.  I’ve gotten a lot done, but I’ve also learned a lot as well. [Read more…]

What Do Food Pantries Need?

groceriesFor some reason, we have gotten into the habit of doing all of our charitable giving at the end of the year.  One way we typically give back is to sponsor a family or two for Christmas, but I failed miserably at setting that up this year.  So instead, we decided to replace that aspect of our giving with some food pantry donations and a monetary gift to our local animal shelter. [Read more…]

The Key to Investing Success? A Plan, Not an Opinion

ladysadIt’s been said that when most people make stock market investment decisions, they are guided mostly by emotion and not reason. While emotion certainly has its place in life, allowing it to control your financial decisions is a recipe for disaster. [Read more…]

December Budget Breakdown and Savings Updates

xmassweaterGood morning, thriftaholics.  I honestly cannot believe that it is December already.  Where did this year go?  It seems like I was just plotting out our goals for 2014!  Craziness.

Anyway, I am pretty happy with how our year went both financially and personally.  We did really awesome when it came to creating a zero-sum budget each month, and we were able to stick to our plan the vast majority of the time (aside from at least one epic budget fail).  [Read more…]

Modern Ways to Save On Your Next Vacation

Plunking spare change into a jar in the kitchen was the old-fashioned way to save up for any major purchase. But these days, consumers need a better savings plan. Luckily, hotels, airlines and other tourist-related entities understand the savings plight and offer several ways to save if you’re willing to put in the effort. Take a look at just some of the modern ways to achieve your vacation dreams for a reasonable price. [Read more…]

How FrugalWoods Say No to Food Waste

foodI’m on vacation!  In my absence, please enjoy this guest post from FrugalWoods.com

Do you waste food? Probably. We all do to some extent. But do you waste $1,500 of food per year? According to The Atlantic “…every year, about 40 percent of all food in the U.S. goes uneaten; a typical four-person household discards roughly $1,500 worth” (May 2014). That is staggering! This is not money wasted on stuff you’d at least get to enjoy–like cable, restaurants, or dog costumes. Nay, gentle reader, this is money literally thrown down the garbage chute! I was shocked, SHOCKED, I tell you. [Read more…]