If you are like most individuals, you are naturally concerned about your family’s financial health. For example, what would happen if you died suddenly? Would your family be financially prepared for such an event? Although this is an unsettling thought, it nonetheless needs to be addressed. [Read more...]
It has become part of the standard narrative of the successful freelancer: “Humble freelancer starts from the bottom, performs well, develops more business than she can handle, hires other go-getters to meet swelling demand, BOOM – Job Creator, More money, Adulation!” The fact is, while this is the best-case scenario for many people looking into the freelancer’s world, hiring others may not be the best possible use of your time and money. [Read more...]
My daughter started kindergarten last week and we’re still getting settled into our new routine.
Before school started, everyone was out the door at 7:30 and I didn’t pick everyone up until 5:15. Now Greg takes Vivian to daycare at around 7:30 and Lydia stays behind to catch the bus at 8:15. And instead of me picking them both up at 5:00, Lydia gets home at 3:40 and Greg picks Vivian up on his way home. It seemed strange at first, but we’re getting used to it. [Read more...]
Whether it is soul-crushing debt or not having enough money to meet our needs, few things can stress us out quite like financial problems. If you are like many people, your issues do not stem from true poverty, but rather from bad financial habits that are so deeply ingrained you don’t even realize the full extent to which they are affecting you. [Read more...]