In All Matters, You Have to Start Somewhere

4dda1c2b-af2f-459b-8825-e8c833787c6eA few weeks ago, my daughter and a friend were in the midst of a play date when I struck up a stimulating conversation with her friend’s mom.

“You have your own business,” she noted.  “How did you start it?”

I had to really think about that one.  To be honest, I am not 100% sure how I started, just that I did. [Read more…]

What If I Die? An Update Post

Flowers in the cemeteryEvery time I fly in an airplane, I almost assume I’m going to die. I exit the airport and make my way up the ramp as if it is my last earthly moment, and kiss the sweet, fresh air goodbye as I enter the plane.

Any time the plane wobbles or shakes, I pray or scan pictures of my kids on my phone. I grab Greg’s hands, bargain with God for my life, and wonder how my kids will deal in my absence.

Yeah, it’s pretty pathetic, and pretty irrational too. [Read more…]

Never Pay Credit Card Interest with this Simple Trick

Man and Credit Card (clipping path included)Last week, I wrote an article that claimed nearly everyone needs a credit card. And to be honest, it wasn’t all that controversial.

I merely explained how difficult it can be to rent a car or get hotel reservations without some form of credit, and how certain perks, such as travel insurance, fraud protection, and rental car insurance can be lucrative and beneficial. [Read more…]

How I Save Money by Working at Home

doggy

My dog stares at me while I work…ALL DAY LONG

This post is part of the TaxACT How I Save blog tour which teaches you ways to keep more money in your pocket. Last year, TaxACT saved America over $240 million on tax preparation. How much can you save? To learn more about tips and strategies on saving, click here

It’s about 20 degrees outside right now. I’ve got yoga pants and my favorite Bud Light t-shirt on, and my dog is trying to lay on my arm while I type again. I’m answering emails and wrapping up some end-of-the-day work, all while drinking hot tea and listening to Nirvana Unplugged.

I didn’t scrape my windshield today. I didn’t iron my work outfit. I didn’t pack a lunch and I didn’t even drive my car. Why? Because I work at home. And after doing it for two full years, I can honestly say that I will never go back. [Read more…]

Are You Ready to Work Until You’re 80?

Elderly man business computer thinkingNo matter how well-intentioned most of us are about saving for retirement, not enough Americans are planning for their golden years and creating an actionable plan to get there.  This mindset has already caused serious issues for many who are nearing retirement.  In fact, Teresa Ghilarducci, a professor of economics at the New School for Social Research, estimates that 75% of Americans nearing retirement in 2010 had less than $30,000 in their retirement accounts.

No matter how awesomely frugal someone is, a whopping 30K isn’t just isn’t going to cut it.  And unfortunately, far too many people are learning this lesson the hard way when turn 65 and realize that the numbers just don’t add up.

So the average person may need to continue working into their 80’s, a fact that I find pretty darn sad, especially since this outcome can be avoided with proper planning.  But, where do you start? [Read more…]

Happy New Year!

Happy New Year!

Happy New Year!

I simply cannot believe that 2015 is upon us.  Meanwhile, I feel a little bad for not posting the last few days.  Sorries!

I promise to get back to a regular posting schedule on Monday, January 5th.  And yes, the picture to the left is what happens when you mix adult pajama parties, copious amounts of booze, and New Year’s Eve.

Happy New Year!