Scary Things I’ve Done with Money

Watched this movie as a kid. Still have nightmares. Thanks mom.

WHY did my mom let me watch this when I was a kid? Still having nightmares…..

Once upon a time, Greg and I weren’t all that great with money.  In fact, we each spent early 20’s frittering away most of what we earned then continued the practice once we met and fell in love in early 2004.  A lot of the things we did like they made sense at the time, but that is mostly because we were C-L-U-E-L-E-S-S.

The fact is, we were smart enough not to get into too much debt, but downright irresponsible with all the cash we brought home.  And that trend continued until we started having kids and realized that we were not only wasting money, but also our precious time and energy.

In honor of Halloween, I thought it would be fun to share all the scary things I’ve done with money over the years.  Here are a few: [Read more…]

How to Get Anything You Want in Life

positive thinking“Man often becomes what he believes himself to be. If I keep on saying to myself that I cannot do a certain thing, it is possible that I may end by really becoming incapable of doing it. On the contrary, if I have the belief that I can do it, I shall surely acquire the capacity to do it even if I may not have it at the beginning.”

                                                                                                                                        – Mahatma Gandhi

[Read more…]

Club Thrifty October Budget Breakdown and Blog Updates

Take...me...to....Anguilla

Take…me…to….Anguilla

I just realized something- I completely forgot to spell out my budget details last month.  I know, I know….I totally dropped the ball.  But I’m going to make up for it somehow!  Pinky swear.

Fortunately, last month was pretty boring when it came to budgeting and spending.  I mostly just paid the mortgage and bought groceries, and paid for a bunch of other boring Midwestern housewife stuff.  The only expense that was out of the ordinary was the $400 I spent at FinCon.  And, as I told you last week, that was totally worth it! [Read more…]

Things I Hate About Travel

planeAs many of you know, I write about travel and credit cards for a living.  I love traveling to far-flung places, enjoying new cultures, and meeting new people.  This is especially true when I can finance the majority of each trip by utilizing credit card rewards in the form of airline miles, hotel loyalty points, or cash-back.  After all, who doesn’t love free travel? [Read more…]

Why I Save For My Children’s College Education

collegeYesterday, I shared on Get Rich Slowly about how Greg and I plan to pay for the majority of our children’s college education.  In case you don’t want to read the whole post, I’ll share the gist of here:

Basically, we’re saving small amounts monthly and lumping all of their birthday and Christmas money into their respective 529’s.  And sometimes we put a lump sum in at the end of the year to decrease our tax liability.  Beyond that, our plan is to have our two rental properties paid off in 12 years and use the monthly cash flow from those properties to finance their schooling. [Read more…]

Club Thrifty August Budget Breakdown

hire meGood morning, peeps!  Yesterday I wrote about how proud I am to have a kindergartener, and today I’m happy to report that she had a great first day.  In fact, she says that she can’t wait to go back tomorrow.

As a momma bear, I was completely relieved to hear nothing but good news.  I can only hope that her outlook on education stays this bright until she graduates from college.  #doubtful [Read more…]