Club Thrifty October Budget Breakdown and Blog Updates

Take...me...to....Anguilla

Take…me…to….Anguilla

I just realized something- I completely forgot to spell out my budget details last month.  I know, I know….I totally dropped the ball.  But I’m going to make up for it somehow!  Pinky swear.

Fortunately, last month was pretty boring when it came to budgeting and spending.  I mostly just paid the mortgage and bought groceries, and paid for a bunch of other boring Midwestern housewife stuff.  The only expense that was out of the ordinary was the $400 I spent at FinCon.  And, as I told you last week, that was totally worth it! [Read more...]

Things I Hate About Travel

planeAs many of you know, I write about travel and credit cards for a living.  I love traveling to far-flung places, enjoying new cultures, and meeting new people.  This is especially true when I can finance the majority of each trip by utilizing credit card rewards in the form of airline miles, hotel loyalty points, or cash-back.  After all, who doesn’t love free travel? [Read more...]

Why I Save For My Children’s College Education

collegeYesterday, I shared on Get Rich Slowly about how Greg and I plan to pay for the majority of our children’s college education.  In case you don’t want to read the whole post, I’ll share the gist of here:

Basically, we’re saving small amounts monthly and lumping all of their birthday and Christmas money into their respective 529’s.  And sometimes we put a lump sum in at the end of the year to decrease our tax liability.  Beyond that, our plan is to have our two rental properties paid off in 12 years and use the monthly cash flow from those properties to finance their schooling. [Read more...]

Club Thrifty August Budget Breakdown

hire meGood morning, peeps!  Yesterday I wrote about how proud I am to have a kindergartener, and today I’m happy to report that she had a great first day.  In fact, she says that she can’t wait to go back tomorrow.

As a momma bear, I was completely relieved to hear nothing but good news.  I can only hope that her outlook on education stays this bright until she graduates from college.  #doubtful [Read more...]

It’s Hard to Call This Luck

lydia schoolThis morning I put my oldest daughter on the school bus for the very first time.  As the bus pulled away, my feelings instantly turned to a mixture of excitement and fear.  We visited the school last week and met her teacher, and I carefully filled her lunchbox with some of her favorite things.  But, what if she forgets where her classroom is?  Or, if she leaves her lunchbox on the school bus?

What happens if she falls on the playground or sits alone at lunch because no one will play with her? [Read more...]

My Upcoming Trips with Credit Card Rewards, Part Two

Me and some random guy in New Orleans.  He told me he felt queasy because he "just ate a sammich."

Me in New Orleans with my….ummmm…..friend…..

Yesterday I wrote about our upcoming trips with credit card rewards, and how we used points and miles to pay for the majority of our travels.  Today I’m simply picking up where I left off.  And that, my friends, will be in one of my favorite places on Earth- New Orleans, Louisiana. [Read more...]