How to Live Cheap: Tools of a Tightwad

Want to know how to live cheap? Let confirmed tightwad, Uncle Greg, show you some of his tools for frugal living and wealth building success!Hey kids! Uncle Greg here again to fulfill all your tightwad needs. Today, I want to talk to you about how to live cheap. You may think living the tightwad lifestyle is really restrictive. Not so! Actually, it has has allowed me to do things I thought I’d only dream about. I’ve been able to travel the world. My wife and I both quit our jobs and started our own business. We have the ability to retire by 50 if we choose. All good things, amiright?

Many of you wonder how we did it. You want the details. So, I’ve decided to give ya’ll a few pointers. Now, these tips aren’t for the feint of heart. Before we begin, you gotta ask yourself this: do you really want to know how to live cheap? Can you commit to living off of 50% of your income? If so, stick with me kiddo because I’m about to show you how its done. [Read more…]

We Believe! – Our Xmas Principles Spectacular

We believe! Our Christmas Principles SpectacularAh, the end of the year. It is a time for ugly sweaters, family fights fun, and eggnog….lots of sweet, alcoholic, eggnog. It is also a great time to reflect on the year that was, the year that is going to be, and the principles that make us who we are. So, if you’ll indulge me, I invite you to put down that moldy piece of fruitcake, pull up a chair, and take a peek at some of the things we think are important here at Club Thrifty. And, when we are done, maybe there will be time for a carol or two. [Read more…]

5 Personal Finance Lies Your Parents Told You

lies 1When it comes to personal finance advice, it’s only natural to turn to your parents first. Most young people don’t receive any kind of personal finance education in school, and your parents have the benefit of age and experience to guide them in financial matters.

But if you’re relying on your parents for financial advice, you may be surprised to learn that, in many ways, they don’t know what they’re talking about. It’s not that your parents lie to you about finances intentionally; it’s just that the economic landscape has changed considerably since they were your age.  Let’s take a look at some of parental words of wisdom that you may want to take with a grain of salt. [Read more…]

Who Wears the Financial Pants in Your Family?

queen bitchA few weeks ago, I was having a conversation with a friend’s husband when I was called out for something that is 100% true- the fact that I’m a control freak.  #guiltyascharged

I know, I know.  I shouldn’t be proud.  But the thing is, I don’t want to change at all. In fact, I believe my Type A personality is actually an asset- one that allows me to make quick decisions and manage our day-to-day lives without much effort or stress. [Read more…]

How to Balance Financial Priorities

balanceI am currently on my way home from visiting my in-laws in Minnesota, so please enjoy this post from Kali Hawlk.  Kali blogs about personal finance over at CommonSenseMillennial.com.

Fundamentally, personal finance is pretty simple. Spend less than you earn and try to save more than you spend. Easy, right?

But of course, it always seems to be more complicated than that with retirement to think about, debt to deal with, bills to pay, and goals to reach. Not many of us have just one financial priority to think about; instead, we’re forced to try and make our income stretch as far as possible to take care of multiple things. [Read more…]

It All Boils Down to YOU: A Rant

personal responsibilityAnyone who knows me knows that I absolutely hate politics.  I hate politics so much that I refuse to commit to a political party and ignore anything and everything that is overtly partisan.

I’m probably a libertarian, but I don’t really want to commit to that either.  I just want to think what I think, you know?  I don’t need anyone spoon-feeding me and I don’t feel the need to belong or be on the “winning side” or the “losing side.”  I’ve always hated team sports. [Read more…]