Learn How to Become a Millionaire with These 7 Secrets

Becoming a millionaire is still the gold standard of financial success, but how do you do it? Learn how to become a millionaire with these 7 secrets!Although a million dollars won’t buy you what it used to, becoming a millionaire is still the gold standard of financial success in America. Once you’ve crossed the million dollar barrier, you have officially entered into the land of the wealthy. For most Americans, a million dollars in net worth seems like it is out of reach – but it doesn’t have to be.

According to the Spectrum Group, a market research and consulting firm based in the D.C. area, more U.S. households than ever before have a net worth of over one million dollars. In 2014, this demographic included 10.1 million households, an increase of almost 500,000 from the previous year.

How do they do it? The answers may not be as difficult – or as complicated – as you might think. Building wealth is often the result of creating good habits and dedicating yourself to accomplishing individual tasks. If you’ve ever wanted to know how to become a millionaire, now is the time to start learning. Use these 7 (not so secret) secrets to start building your fortune today. [Read more…]

What to Do if You’re in Trouble with the IRS

IRS - taxes concept  - file cabinet label, bronze holder against grunge and scratched wood

IRS – taxes concept – file cabinet label, bronze holder against grunge and scratched wood

No matter how you spin it, taxes are a pain. Still, it’s something we all must face year after year. If you are behind on your taxes and owe the IRS money, your tax situation can go from feeling like a small burden to more like a pants-on-fire emergency. Fortunately, there are some things you can do to work towards a resolution: [Read more…]

“Get Real” Moments that Changed Our Financial Lives

Saving money doesn't always come easy. Even for born savers, there is usually a "get real" moment when it comes to their own finances.This article is part of  the 2015 Financial Literacy Awareness Carnival hosted by The Heavy Purse. For more posts in the carnival, follow the link!

For most of us, saving money hasn’t always come easy. Even those of us who are born savers have stumbled along the way. Usually, it takes some education and a few massive money mistakes before we truly find our calling as extreme savers. There’s almost always an “ah-ha” moment (or seven) that forces us to get real about our financial situation. Our story is no different.

I have to admit, I’ve always been stingy, but saving money is something I had to learn. It wasn’t that I wanted to spend it all on stuff. Heck, I’ve probably only spent $1,000 on clothing over the last 20 years (for realsies). However, for years, I never really kept track of my money. As long as I had some in my checking account, I though I was fine. Boy, was I wrong. [Read more…]

“Slice of Finance” with Pizza Steve

Sup, brah? So, check this out! It's my totally awesome tribute to "Uncle Grandpa's" Pizza Steve and his gnarly karate battle with Dr. Debt. Enjoy!Clearly, I’ve been watching too much “Uncle Grandpa.” Please note that the story is mine, however the character of Pizza Steve, his likeness, and image was created by Pete Browngardt. I assume the character is owned by Mr. Browngardt and Cartoon Network. Here is my tribute. Enjoy! (If you need a little background info, please reference the embedded video near the end of the piece.)

Annnnd Now, A “Slice of Finance” with PIZZA STEVE!

Sup brah?!? So, check this out! Just last week I was over in Greece at an Italian Karate tournament, bustin’ up boards and totally destroying the competition like I always do. After mopping the floor with a few namby-pambies, I was minding my own awesomeness –  just gettin’ my relax on in the hotel hot tub if you know what I mean. That’s when it happened! The pool room door flew open, and there stood the biggest, harriest, most disgusting beast I’ve ever seen: Dr. Debt. [Read more…]

5 Lessons I Learned While Working Low-Wage Jobs

Working low-wage jobs has a way of changing your perspective. Here are five things I learned while working low-wage jobs in my early 20s.It’s been a while since I worked in a job that would be considered “low-wage,” but that doesn’t mean I don’t remember what the low-wage lifestyle was like. Quite the contrary, really. I actually remember exactly what it felt like to be broke until payday, struggling to come up with money for anything extra – like birthdays, clothes, and even shampoo or conditioner.

I also remember being really embarrassed from time to time, like the time my sister invited me to Applebee’s and I didn’t even have $10 to pay for dinner and a tip. I’m not sure she believed me when I said that I didn’t have the money, and that almost made it worse. When you have a regular job and earn and nice living, it can be difficult to understand how anyone could have less than $10 in their account.

5 Things I Learned From Working Low-Wage Jobs

Fortunately, it’s been a long time since I lived the early 20’s poor student lifestyle, and I can now to go Applebee’s without breaking the bank. Still, I learned a lot of lessons from the days when I worked low-wage jobs that asked so much, yet paid so little. Here are a few of those lessons: [Read more…]

How to Live Cheap: Tools of a Tightwad

Want to know how to live cheap? Let confirmed tightwad, Uncle Greg, show you some of his tools for frugal living and wealth building success!Hey kids! Uncle Greg here again to fulfill all your tightwad needs. Today, I want to talk to you about how to live cheap. You may think living the tightwad lifestyle is really restrictive. Not so! Actually, it has has allowed me to do things I thought I’d only dream about. I’ve been able to travel the world. My wife and I both quit our jobs and started our own business. We have the ability to retire by 50 if we choose. All good things, amiright?

Many of you wonder how we did it. You want the details. So, I’ve decided to give ya’ll a few pointers. Now, these tips aren’t for the feint of heart. Before we begin, you gotta ask yourself this: do you really want to know how to live cheap? Can you commit to living off of 50% of your income? If so, stick with me kiddo because I’m about to show you how its done. [Read more…]