“Slice of Finance” with Pizza Steve

Sup, brah? So, check this out! It's my totally awesome tribute to "Uncle Grandpa's" Pizza Steve and his gnarly karate battle with Dr. Debt. Enjoy!Clearly, I’ve been watching too much “Uncle Grandpa.” Please note that the story is mine, however the character of Pizza Steve, his likeness, and image was created by Pete Browngardt. I assume the character is owned by Mr. Browngardt and Cartoon Network. Here is my tribute. Enjoy! (If you need a little background info, please reference the embedded video near the end of the piece.)

Annnnd Now, A “Slice of Finance” with PIZZA STEVE!

Sup brah?!? So, check this out! Just last week I was over in Greece at an Italian Karate tournament, bustin’ up boards and totally destroying the competition like I always do. After mopping the floor with a few namby-pambies, I was minding my own awesomeness –  just gettin’ my relax on in the hotel hot tub if you know what I mean. That’s when it happened! The pool room door flew open, and there stood the biggest, harriest, most disgusting beast I’ve ever seen: Dr. Debt. [Read more…]

5 Lessons I Learned While Working Low-Wage Jobs

Working low-wage jobs has a way of changing your perspective. Here are five things I learned while working low-wage jobs in my early 20s.It’s been a while since I worked in a job that would be considered “low-wage,” but that doesn’t mean I don’t remember what the low-wage lifestyle was like. Quite the contrary, really. I actually remember exactly what it felt like to be broke until payday, struggling to come up with money for anything extra – like birthdays, clothes, and even shampoo or conditioner.

I also remember being really embarrassed from time to time, like the time my sister invited me to Applebee’s and I didn’t even have $10 to pay for dinner and a tip. I’m not sure she believed me when I said that I didn’t have the money, and that almost made it worse. When you have a regular job and earn and nice living, it can be difficult to understand how anyone could have less than $10 in their account.

5 Things I Learned From Working Low-Wage Jobs

Fortunately, it’s been a long time since I lived the early 20’s poor student lifestyle, and I can now to go Applebee’s without breaking the bank. Still, I learned a lot of lessons from the days when I worked low-wage jobs that asked so much, yet paid so little. Here are a few of those lessons: [Read more…]

How to Live Cheap: Tools of a Tightwad

Want to know how to live cheap? Let confirmed tightwad, Uncle Greg, show you some of his tools for frugal living and wealth building success!Hey kids! Uncle Greg here again to fulfill all your tightwad needs. Today, I want to talk to you about how to live cheap. You may think living the tightwad lifestyle is really restrictive. Not so! Actually, it has has allowed me to do things I thought I’d only dream about. I’ve been able to travel the world. My wife and I both quit our jobs and started our own business. We have the ability to retire by 50 if we choose. All good things, amiright?

Many of you wonder how we did it. You want the details. So, I’ve decided to give ya’ll a few pointers. Now, these tips aren’t for the feint of heart. Before we begin, you gotta ask yourself this: do you really want to know how to live cheap? Can you commit to living off of 50% of your income? If so, stick with me kiddo because I’m about to show you how its done. [Read more…]

Here’s Why You’re Broke: A Sense of Entitlement

Is the American Dream setting our kids up for failure? Here are some tips on how to get beyond a sense of entitlement and begin to grow real wealth.Growing up in “Middle America,” my parents were able to provide our family with a really nice life. Like their parents before them, my mom and dad worked hard to provide things for us that they never had.

And so goes the “American Dream” – building off of the success of previous generations to create a wealthier lifestyle for our own families. An unfortunate byproduct of achieving the dream is that it tends to create a sense of entitlement among us. [Read more…]

We Believe! – Our Xmas Principles Spectacular

We believe! Our Christmas Principles SpectacularAh, the end of the year. It is a time for ugly sweaters, family fights fun, and eggnog….lots of sweet, alcoholic, eggnog. It is also a great time to reflect on the year that was, the year that is going to be, and the principles that make us who we are. So, if you’ll indulge me, I invite you to put down that moldy piece of fruitcake, pull up a chair, and take a peek at some of the things we think are important here at Club Thrifty. And, when we are done, maybe there will be time for a carol or two. [Read more…]

5 Personal Finance Lies Your Parents Told You

lies 1When it comes to personal finance advice, it’s only natural to turn to your parents first. Most young people don’t receive any kind of personal finance education in school, and your parents have the benefit of age and experience to guide them in financial matters.

But if you’re relying on your parents for financial advice, you may be surprised to learn that, in many ways, they don’t know what they’re talking about. It’s not that your parents lie to you about finances intentionally; it’s just that the economic landscape has changed considerably since they were your age.  Let’s take a look at some of parental words of wisdom that you may want to take with a grain of salt. [Read more…]