Travel Hacking to St. Maarten (With Pictures)

st maarten 17

Me. In My Bathing Suit. You’re Welcome

If you know me at all, you know that I absolutely love beaches.  Of course, not all beaches are created equal.  I love the soft, white sand found on the beaches of the Florida panhandle, for example, but I prefer the crystal clear water you find in the Caribbean.  Bonus Points for a soft, sandy bottom you can walk on, but Super Bonus Points for nooks and crannies where I can snorkel.

All beaches are different yet beautiful in their own way, and I truly enjoy any moment I can spend on one – anywhere. [Read more…]

Getting Life Back Into Balance

Getting Back Into BalanceA few weeks ago, my 5-year-old daughter and I were having a conversation about a wedding she went to with Holly. She was telling me about how much fun they had on the dance floor, spinning in circles and dancing with the other kids her age. I told her, “I wish I could have been there, but I had to work.” She responded flatly, “I wish you could have been there too, Daddy. But you have to miss lots of important days because of your work.”

And there it was…the response I’ve been dreading for years. Up to now, my children have been young enough that they haven’t noticed my schedule that much. Luckily, I have yet to miss anything important of theirs – mostly just extended family events – and I do spend almost all of my free time with the family. But how long is that defense going to last. As they get older and become more involved in different activities, I’m sure that I am going to have to miss the occasional game, recital, or event – much to their disappointment. [Read more…]

Saving Money, Getting Refunds with H&R Block

Saving Money, Getting Refunds with H&R Block

Image credit: By RadicalBender at en.wikipedia (Transfered from en.wikipedia) [Public domain], from Wikimedia Commons

Waaaazzzzz up all you Thriftaholics?!? Have you been well? How has the New Year treated you thus far? Great I hope!

Well, as you probably know, we just got back from a pretty swell vacation in St. Maarten. Basically, what that means is that I’ve been checked out of the world for the past week. When we got back, I took a quick look at my calendar, noticed it was mid-January, and went about my usual Tuesday bidness. Then, I sauntered over to the giant stack of mail waiting for me on the counter. After sifting through the endless mound of junk, I ran across a few tax forms. “HOLY SCHNIKES!” I realized. It is tax time again! [Read more…]

Holiday Money Lessons for Kids

Holiday Money Lessons for Kids

So long Christmas! See ya next year!

Huzzah! The Christmas season is finally over, and DAAAAYUUMMM am I glad. Now that we’ve finally dug ourselves out from the avalanche of new Frozen items, it is nice to sit back and reflect a little about this Christmas season. Along with spending quality family time with our kids, we also tried to use this holiday season as an opportunity to teach our girls a few things that we think are important about money. Here are a few of the things that we actively tried to teach our kids this holiday season. [Read more…]

We Believe! – Our Xmas Principles Spectacular

We believe! Our Christmas Principles SpectacularAh, the end of the year. It is a time for ugly sweaters, family fights fun, and eggnog….lots of sweet, alcoholic, eggnog. It is also a great time to reflect on the year that was, the year that is going to be, and the principles that make us who we are. So, if you’ll indulge me, I invite you to put down that moldy piece of fruitcake, pull up a chair, and take a peek at some of the things we think are important here at Club Thrifty. And, when we are done, maybe there will be time for a carol or two. [Read more…]

Creating Christmas Memories without Breaking the Bank

The Christmas tree is up!

The Christmas tree is up!

As much as I love the holiday season, it has become even more special now that I have kids.  But even though we want to make the holidays special for our girls, we still want to meet all of our long-term financial goals too. Here are few things we do to create memories without breaking the bank. [Read more…]