Horrific Financial Advice, Right From My Mailbox

priusA few days ago, I got some awesome news that I couldn’t wait to share. Apparently, Toyota Motors is seriously interested in my 2009 Toyota Prius as a trade-in and is willing to pay top dollar.

Even better, they want to upgrade me to a brand new 2015 Prius for – get this – only $20,988. And not only that, but they’re willing to let me pay on that baby for up to 72 months. 72 months!!!!!!!!!!!!
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How to Go On Vacation without Losing Your Mind

Want to go on vacation without losing your mind? Trust me, you do. This list of must-do items can help make that happen.It’s 8:00 a.m. as I write this, and I’m running on fumes after getting only 5 hours of sleep. Our flight home from Jamaica was supposed to land in Indianapolis at 11:05 p.m. last night, but it was delayed, so we didn’t get home until almost 1:00 a.m. Grrreeeaaatttt…..

I scrambled to get my kids out the door this morning before turning my attention to the 5 suitcases of dirty laundry and other stuff we brought back home with us. But once I got the first load in, I breathed a sigh of relief. Why? Because the house is clean, my work is mostly caught up, and I left for vacation with my life in order.

People ask me all the time how I go on vacation so often without losing my mind. Because, let’s be honest, travel – especially with kids – can be just as stressful and complicated as it is relaxing and carefree. Not only do you have to plan your trip, but you also have to plan for everything that needs to happen in your life when you’re gone.

How to Go On Vacation without Losing Your Mind

Here are some of the steps I take before vacation that lead to a much smoother transition once we return home: [Read more…]

Affording Luxuries On a Budget

It’s easy to feel like you’re punishing yourself when you’re on a budget, especially when you’re just starting out. You see so much money that you haven’t spent, and you think “I can afford to treat myself to something nice.” But then, that voice kicks in. It could be your conscience, nagging you about how you’ve improved your financial situation, so don’t you dare spend a penny that isn’t within your budget. [Read more…]

Yes, I’m Getting a Tax Refund (and 4 Reasons I Don’t Care)

I'm getting a tax refund again this year. And guess what - I still don't care. Read all of the reasons I'm okay with my tax refund this year.Brace yourselves; I have an announcement. Not surprisingly, I managed to completely fail at paying quarterly estimated taxes again. And just like last year, I paid in more than necessary and am set to get a sizable refund.

But just like last year, I don’t really care. It’s just another day in the life of an overachiever. {Relax, I’m being sarcastic} Not only am I a workaholic, but I tend to over-plan, overanalyze, and overprepare. That means that, when I think I owe X number of dollars, I just round that shit up. [Read more…]

How to Live Cheap: Tools of a Tightwad

Want to know how to live cheap? Let confirmed tightwad, Uncle Greg, show you some of his tools for frugal living and wealth building success!Hey kids! Uncle Greg here again to fulfill all your tightwad needs. Today, I want to talk to you about how to live cheap. You may think living the tightwad lifestyle is really restrictive. Not so! Actually, it has has allowed me to do things I thought I’d only dream about. I’ve been able to travel the world. My wife and I both quit our jobs and started our own business. We have the ability to retire by 50 if we choose. All good things, amiright?

Many of you wonder how we did it. You want the details. So, I’ve decided to give ya’ll a few pointers. Now, these tips aren’t for the feint of heart. Before we begin, you gotta ask yourself this: do you really want to know how to live cheap? Can you commit to living off of 50% of your income? If so, stick with me kiddo because I’m about to show you how its done. [Read more…]

Here’s Why You’re Broke: A Sense of Entitlement

Is the American Dream setting our kids up for failure? Here are some tips on how to get beyond a sense of entitlement and begin to grow real wealth.Growing up in “Middle America,” my parents were able to provide our family with a really nice life. Like their parents before them, my mom and dad worked hard to provide things for us that they never had.

And so goes the “American Dream” – building off of the success of previous generations to create a wealthier lifestyle for our own families. An unfortunate byproduct of achieving the dream is that it tends to create a sense of entitlement among us. [Read more…]