Are Diamond Engagement Rings Overrated?

Many people love their diamond rings, while others think that they are a good investment. But is that true? Are diamond engagement rings overrated?With our ten-year wedding anniversary coming up later this year, my husband has been feeling generous. For our anniversary gift, he said I could pick between a few amazing things – either a new, upgraded wedding ring or a trip anywhere in the world.

I think you know how that conversation went. I actually like my wedding ring just the way it is. Not only is it a beautiful two-tone ring with a center sapphire, but it also has sentimental value. Also, I was totally down for a trip somewhere, and ultimately decided to go to Italy. I’ll write about how we booked and paid for that trip with credit cards later, but you catch my drift. I didn’t want a new ring; I wanted to go to somewhere cool and make memories. [Read more…]

Save Money on Car Ownership

Driver furious a broken car by the roadHaving your own vehicle isn’t always cheap, but for most people, car ownership is a necessity. Fortunately, there are a number of ways to save money on transportation – including not only those pesky repair bills, but also insurance and gas costs as well. By following these tips, you will also be able to increase the long term value of your car by thousands of dollars, too. [Read more…]

Unfortunate Ways I’ve Wasted Money

How have I wasted money lately? Let me count the ways. Read this post for some of the most unfortunate spending decisions I have made in the last month.Karma’s a bitch sometimes.

It seems like just yesterday that I was writing about how dumb Bath & Body Works mailings can be. Yet, there I was – gift card in hand, a disgusted look on my face.

I didn’t plan it this way. In fact, I didn’t do anything wrong. I blame it all on my husband. Here’s how it went down:

Since a cousin’s wedding is coming up, I sent my husband to the store to pick up a Bed Bath & Beyond gift card. Everyone likes that store, right?

Unfortunately, he came home with this: [Read more…]

Is the Cost of College Worth It?

Diploma and Black Grad HatOver the last few years, many experts have weighed in whether they think a college degree is still a good investment. In most cases, they focus in on the return on investment for each dollar spent, or ROI. In other words, they compare the cost of college with the higher earnings those with college degrees usually bring in and measure the difference.

For the most part, experts agree that yes, college is worth it. For example, an analysis of Labor Department statistics by the Economic Policy Institute in Washington recently showed that college graduates made 98% more an hour compared to those without a college degree.  [Read more…]

Horrific Financial Advice, Right From My Mailbox

priusA few days ago, I got some awesome news that I couldn’t wait to share. Apparently, Toyota Motors is seriously interested in my 2009 Toyota Prius as a trade-in and is willing to pay top dollar.

Even better, they want to upgrade me to a brand new 2015 Prius for – get this – only $20,988. And not only that, but they’re willing to let me pay on that baby for up to 72 months. 72 months!!!!!!!!!!!!
[Read more…]