About Holly

Holly Johnson is a wife, mother of two, and frugal lifestyle enthusiast. She is the co-founder of Club Thrifty and a staff writer at Get Rich Slowly, Frugal Travel Guy, and U.S. News and World Report's "My Money Blog." Holly has been featured in the Wall Street Journal, Kiplinger Personal Finance, Fox Business, and Daily Finance.

How Much Should You Budget for a Trip to Europe?

eiffelAs most people know, we’re leaving Tuesday for a trip across the pond.  We’re slightly nervous about the long plane ride, but mostly just excited to get the ball rolling.  Recently, I was drafting up our zero-sum budget for November when Greg asked me how much we were budgeting for our trip.  Sadly, I hadn’t even thought much about it.  I’ve been so busy with life and everything else, that our vacation budget had become an afterthought somehow.

So we sat down and figured it out.  Here’s what we came up with: [Read more...]

The Scary Thing About the High Costs of Health Insurance

pigYesterday, John at Frugal Rules wrote about his family’s struggle the afford the high costs of the new plans offered through the Patient Protection and Affordable Care Act, also known as Obamacare.  And, as we all know, his struggles basically mirror the problems my own family has encountered.

Like it or not, open enrollment will be here before we know it, which means that we’ll soon find out what our beloved health insurance providers have in store for us in 2015.  Pardon me if I don’t SQUEEEE too much cause I’m about 1000% sure I’m gonna get screwed again.  But unlike last year, I can’t just ignore the problem and hope it goes away this year. [Read more...]

How to Save on Holiday Travel with Choice Hotels

holiday travelThe holidays are coming up, and you know what that means.  It means it’s time to pack your car full of kids and gifts and drive all over the country in an effort to meet everyone’s holiday expectations.  The problem?  Holiday travel can get expensive.

Fortunately, Choice Hotels is offering up some hot deals for this year’s holiday travel season.  Let me explain… [Read more...]

My Frugal Trip to Denver with Credit Card Rewards

denverEarly this morning, I left on the first non-stop flight from Indianapolis to Denver to catch an epic Pearl Jam concert that is set to take place at 7:30 tonight.  Our plane left at 6:50 which means that we had to be at the airport at 4:00 a.m. <Gulp>, which is why I might be slow to reply to comments today.  We arrive in Denver at 8:30 a.m. so I do plan to work for a few hours once we get there.  After that, I suppose we’ll drive around and kill some time until the concert.

Fortunately, the vast majority of this trip was paid for with credit card rewards.  Here’s how it went down. [Read more...]

Confessions of a Landlord: I Never Raise the Rent

rentAs most of you know, Greg and I are the owners of two single family rental properties in Central Indiana.  We have owned them since 2006, which means that we’ve been doing the whole landlord thing for quite a while.  And although we have experienced our fair share of challenges, being a landlord has been fairly uneventful overall.  Obviously, I would really like it to stay that way.  [Read more...]

Alternatives to Manufactured Spending

Trips to Walmart ARE NOT worth it.

Trips to Walmart ARE NOT worth it.

Although I generally only cover topics within the realm of personal finance and frugality, writing about travel is my hands-down favorite thing to do.  And as a writer for Frugal Travel Guy, I know I’m slightly preoccupied with the latest credit card signup bonuses, destinations, and hot deals. [Read more...]