About Holly

Holly Johnson is a wife, mother of two, and frugal lifestyle enthusiast. She is the co-founder of Club Thrifty and a staff writer at Get Rich Slowly, Frugal Travel Guy, and U.S. News and World Report's "My Money Blog." Holly has been featured in the Wall Street Journal, Kiplinger Personal Finance, Fox Business, and Daily Finance.

What to Do if You Are Morally Opposed to Tipping Servers

tipping serversI recently stumbled upon an entire blog post about people who dislike tipping servers.  And I get it.  Going out to eat isn’t cheap to begin with, and tipping your server can make the price of your meal climb considerably.

Add that to the fact that it is sometimes hard to know how much to tip.  For example, is the standard tip still 15 percent?  Or is it 20?  Also, how much should you tip at a buffet?  I usually err on the side of not being an asshole, but I can see how the whole act of tipping could be confusing to some people. [Read more...]

Watch Out for Scams on Expedia.com

expediaI have been a big fan of online booking site Expedia for nearly a decade, and have used it to book thousands of dollars in airfare, hotel stays, rental cars, and more.  I’ve used it so much that I currently have $225 built up in my Expedia Rewards account, which is quite a bit when you consider how long those points take to earn.

Still, I recently encountered an issue with them that infuriates me- bait and switch pricing. [Read more...]

How I Made $200 This Week for Doing Nothing

free moneyI get a lot of banking offers in the mail.  Unfortunately, most of them want me to set up some sort of direct deposit, which is almost impossible for us since we have to have direct deposit at our current bank (Chase) in order to qualify for free checking.  I could, of course, switch banks every 6 months to take advantage of some of these offers, but I usually have better things to do.

Usually. 

But I always check out any banking offers I get in the mail anyway, just in case they have reasonable terms and come with a big, fat bonus.  Fortunately, I got one of the mail last week that met the criteria, and I was all over it. [Read more...]

5 Ridiculous Things I Won’t Be Buying This Week

Don't shred your hard-earned dollars by buying any of this junk!

Don’t shred your hard-earned dollars by buying any of this junk!

It’s been a long and awful week at the Club Thrifty household already, which is pretty strange since it is only Wednesday.

What can I say? 

I’m burnt out, I’m tired, and I’m counting on our upcoming cruise to melt my troubles away.  With that being said, I thought it would be fun to keep things light for a change and talk about some of the ridiculous things I’ve seen for sale recently.  We all know that people are terrible with money, but I still find it surprising when people blow their hard-earned cash on pure crap.  Here are 5 ridiculous things I won’t be buying this week: [Read more...]

The Benefits of Year-Round School

schoolMy daughter started kindergarten last week and we’re still getting settled into our new routine.

Before school started, everyone was out the door at 7:30 and I didn’t pick everyone up until 5:15.  Now Greg takes Vivian to daycare at around 7:30 and Lydia stays behind to catch the bus at 8:15.  And instead of me picking them both up at 5:00, Lydia gets home at 3:40 and Greg picks Vivian up on his way home.  It seemed strange at first, but we’re getting used to it. [Read more...]

5 Personal Finance Lies Your Parents Told You

lies 1When it comes to personal finance advice, it’s only natural to turn to your parents first. Most young people don’t receive any kind of personal finance education in school, and your parents have the benefit of age and experience to guide them in financial matters.

But if you’re relying on your parents for financial advice, you may be surprised to learn that, in many ways, they don’t know what they’re talking about. It’s not that your parents lie to you about finances intentionally; it’s just that the economic landscape has changed considerably since they were your age.  Let’s take a look at some of parental words of wisdom that you may want to take with a grain of salt. [Read more...]