About Holly

Holly Johnson is a wife, mother of two, and frugal lifestyle enthusiast. She is the co-founder of Club Thrifty and a staff writer at Get Rich Slowly, Frugal Travel Guy, and U.S. News and World Report's "My Money Blog." Holly has been featured in the Wall Street Journal, Kiplinger Personal Finance, Fox Business, and Daily Finance.

How Long Do You Shop for Big Purchases?

ipod

I’m low-tech, baby.

Just the other day, I was browsing Facebook when a status update from David at Young Adult Money caught my eye:

 

 

“I’m the kind of person who talks and thinks about buying a tablet for well over a year, but never buys one.”

-Young Adult Money

My first thought was, “that’s hot.”  Then I realized that it was also really funny because I can totally relate.  After all, I’ve been shopping for a new ipod for at least a year.  But there’s a reason why I haven’t purchased one yet. [Read more…]

Why We Are Still Prepaying Our Mortgage

This is my house.  I owe money on it. I don't like it.

This is my house. I owe money on it. I don’t like it.

Early last year, we were making some serious headway on our primary mortgage.  In addition to our regular monthly payment, we were paying lump sums of $1,000 each month, and sometimes more.  The balance was dropping quickly, and I was super excited about the prospect of becoming 100 percent debt-free.  Then boom – it was all over.  Let me explain. [Read more…]

Our 2014 Spending: How Did We Do?

goals word in metal typeThe year is finally coming to an end, which means I’ve been doing all kinds of year-end stuff with our finances – things like organizing my receipts in preparation to do our taxes, going through the various statements that have to do with our rental properties, and also assessing our financial situation for the year.  I’ve gotten a lot done, but I’ve also learned a lot as well. [Read more…]

Why We’re Joining a Healthcare Sharing Ministry

family pictureStarting January 1st, we’ll be without traditional health insurance for the first time in our lives.  As someone who has paid health insurance premiums faithfully for my entire adult life, it feels really, really weird saying that.  But the fact is, when we shopped around for health insurance this year, we discovered that healthcare sharing ministries simply offered the best value out there.  Let me explain how we reached that conclusion: [Read more…]

Another Way to Earn Free Money- Qmee

qmeesmallIt’s crazy how many ways there are to earn free money if you’re willing to put a little bit of effort into it.  Last week, I shared how you can earn cash-back on Christmas gifts, appliances, and regular shopping through ShopatHome.com.  Today, I’m going to delve into another way to earn free money- loyalty searching. [Read more…]

What Do Food Pantries Need?

groceriesFor some reason, we have gotten into the habit of doing all of our charitable giving at the end of the year.  One way we typically give back is to sponsor a family or two for Christmas, but I failed miserably at setting that up this year.  So instead, we decided to replace that aspect of our giving with some food pantry donations and a monetary gift to our local animal shelter. [Read more…]