About Holly

Holly Johnson is a wife, mother of two, and frugal lifestyle enthusiast. She is the co-founder of Club Thrifty and a staff writer at Get Rich Slowly, Frugal Travel Guy, and U.S. News and World Report's "My Money Blog." Holly has been featured in the Wall Street Journal, Kiplinger Personal Finance, Fox Business, and Daily Finance.

Avoid the Pitfalls of Blogging

bloggingKassandra Dasent is a self-employed wife and step-mom striving to live life beyond what money can buy. She writes about a variety of topics and personal experiences that all intersect with money.  You can communicate directly with Kassandra at More Than Just Money.

You’ve decided to become a blogger?  Welcome to the jungle!  How’s that been going for you?  

Cue the crickets…

[Read more...]

Why I Save For My Children’s College Education

collegeYesterday, I shared on Get Rich Slowly about how Greg and I plan to pay for the majority of our children’s college education.  In case you don’t want to read the whole post, I’ll share the gist of here:

Basically, we’re saving small amounts monthly and lumping all of their birthday and Christmas money into their respective 529′s.  And sometimes we put a lump sum in at the end of the year to decrease our tax liability.  Beyond that, our plan is to have our two rental properties paid off in 12 years and use the monthly cash flow from those properties to finance their schooling. [Read more...]

12 Ways I’m Going to Save Money This Fall

fallIt’s the end of August, and you know what that means- it is almost time for Fall.  To me, that means breaking out the jeans and hoodies, tolerating a bunch of pumpkin-flavored crap, and enjoying a short break without having to use the air conditioning and heat.

In the Midwest, it also means enjoying beautiful weather that is nearly perfect for fun family activities like camping, visiting state parks and amusement parks, and sitting around campfire.

Now that summer is coming to an end, I’m ready to put myself on budget lockdown and implement some of the strategies I’ve used to save in the past.  With that being said, here are 12 ways I plan to save money this fall: [Read more...]

Saving For My Dream Goal

goalIt’s Monday morning as I write this, and I am chugging as much coffee as I can get down.  We got back from our cruise yesterday afternoon and I spent the better part of the evening catching up on laundry, bills, and mail.  I woke up this morning exhausted.  I mean, I literally cannot think straight right now.  Yet, I still have to put in a full day’s work because, as we all know, nobody is going to do it for me.

Unfortunately, I would rather be doing anything else on this EarthAnything. [Read more...]

Thoughts on Outsourcing

house cleanerI am currently on my way home from vacation.  In my absence, please enjoy this post from Kayla from Shoeaholicnomore.com.

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at Shoeaholicnomore or follow her on Twitter.

Washing dishes, folding laundry, and cleaning house. All of these are necessary tasks to keep you and your household functioning and sanitary, but none of these tasks provide big rewards or feelings of accomplishment. They are just really big time-sucks. [Read more...]

Cash Money: $5,331 in July Income and Blog Updates

cash moneyIt’s been a fun summer in the Johnson household, and I’m extremely sad that it is coming to an end.  I love fall and everything, but I absolutely hate winter.  I once thought it was weird that old people migrated south during the winter months, but now I totally get it.

Winter sucks, and old people are geniuses! [Read more...]