One of my clients hasn’t paid me in three weeks. Another just asked for additional work, which was fine, but it means that my invoice will be late. Meanwhile, my website made considerably less money this month than last month, meaning my income projections for January are going to be off.
But pssshhhttt…. I don’t care, even though most people I know would be freaking out. Why?
Because I use a zero-sum budget. That’s why. [Read more…]