About Holly

Holly Johnson is a wife, mother of two, and frugal lifestyle enthusiast. She is the co-founder of Club Thrifty and a staff writer at Get Rich Slowly, Frugal Travel Guy, and U.S. News and World Report's "My Money Blog." Holly has been featured in the Wall Street Journal, Kiplinger Personal Finance, Fox Business, and Daily Finance.

5 Unfortunate Facts About Self-Employment

boss mugAs most people know, I left my stable, full-time job to pursue self-employment in April of 2013.

The fact that I was able to quit was a dream-come-true at the time.  I truly liked my old job at the mortuary, but working for someone else got old- and fast.  I had always dreamed of being the boss lady- creating my own schedule and succeeding or failing on my own terms.  And now, here I am, doing exactly that.

And on most days, it rocks. [Read more...]

Carnival Sensation Review (And a $100 Giveaway)

DSCF3750In mid-August, I took my husband and kids on a mini-trip to the Bahamas on the Carnival Sensation.  I’m not big on ships, the open ocean, tsunamis, or drowning, but I thought “what the heck” and decided to go for it.  What could go wrong? [Read more...]

Things I Hate About Travel

planeAs many of you know, I write about travel and credit cards for a living.  I love traveling to far-flung places, enjoying new cultures, and meeting new people.  This is especially true when I can finance the majority of each trip by utilizing credit card rewards in the form of airline miles, hotel loyalty points, or cash-back.  After all, who doesn’t love free travel? [Read more...]

Simple Ways to Cut Living Expenses

Cutting back on your daily living expenses doesn’t have to be complicated or stressful. In fact, there are a whole host of cuts you can make that will make a dramatic difference to your overall cost of living. [Read more...]

Cash Money: $5,965 in August Income and Blog Updates

cat billsGood morning, party people. 

It’s me again.  I’m back from my Brother-Sister-Divorce-Celebration-Vacation in Mexico and I’m happy to be home.  I had a great time and I will definitely write a review of the resort we visited and how I paid for the whole thing with credit card rewards, but I need some time to catch up first.  As always, I am extremely behind with my blog and all of my staff writing jobs.  It never fails! [Read more...]

Mortgages: An Overview

Are you confused by ARMs and FHA loans? Would you like a straightforward guide to mortgages in the upcoming year? Whether you’re considering your first loan or looking for a better way to manage your existing one, here are eight tips for surviving the market in 2015 and beyond. [Read more...]