About Greg

Greg Johnson is a proud husband, father, and debt crusader who believes in living life now while saving for the future. He is the co-founder of the personal finance website Club Thrifty, where he brings the awesome sauce each and every day.

How to Get Anything You Want in Life

positive thinking“Man often becomes what he believes himself to be. If I keep on saying to myself that I cannot do a certain thing, it is possible that I may end by really becoming incapable of doing it. On the contrary, if I have the belief that I can do it, I shall surely acquire the capacity to do it even if I may not have it at the beginning.”

                                                                                                                                        – Mahatma Gandhi

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Life Insurance: Not Just For Funerals

game over

What would you do if it was “Game Over” and you didn’t have life insurance?

Apparently, it is insurance week here at Club Thrifty. In case you missed it on Monday, Holly laid out the reasons for our decision to opt out of Obamacare and join a healthcare sharing ministry instead.

While that was a very tough decision for us to make, today we are going to talk about another insurance decision that should be a slam dunk – buying life insurance. Unfortunately, for many people, this is not the case. [Read more…]

4 Budgeting Mistakes (and How to Avoid Them)

budgetAh, budgeting. Like it or not, budgeting is the backbone of sucessful personal finance and the heart and soul of good financial health.

Many of us who have finally found the path to financial health and independence now realize just how important budgeting is. However, obtaining this knowledge is rarely easy. Our stint with budgeting began in 2011 after we started tracking our spending and realized that we were wasting more than $1,000 per month on food.  Oink, oink.  Who knows how many thousands of dollars we let fly out the window before we actually realized the error of our ways and – more importantly – how to correct them. [Read more…]

Should We Put $5K into a 529 Plan?

college fundHello, Thriftaholics! As you probably know, Holly and I went to New Orleans last weekend for the nerd convention that we call FinCon. It was freakin’ AMAZING! Not only did we get to hang out with a bunch of our best friends from all around the internet, we actually learned a lot too. [Read more…]

The Definition of Insanity: A Comcast Rant

The Definition of Insanity“You’ve got to be fu*#ing kidding me.”

That’s my new favorite phrase. Though I blurted it out several times on Sunday night, I’m not simply reserving this new catchphrase for errant football snaps or Percy Harvin kick returns. Nope. I’ve found several real-life instances in which I’ve been able to utter this most eloquent of new maxims. Let me explain. [Read more…]

Park Avenue and the One Percent

billionairesAs many of you probably know, Holly and I like to watch documentaries.  And that’s because we’re freakin’ nerds.  When you are living without cable television, you tend to watch whatever you can find.  Sue me. [Read more…]