“Man often becomes what he believes himself to be. If I keep on saying to myself that I cannot do a certain thing, it is possible that I may end by really becoming incapable of doing it. On the contrary, if I have the belief that I can do it, I shall surely acquire the capacity to do it even if I may not have it at the beginning.”
– Mahatma Gandhi
Apparently, it is insurance week here at Club Thrifty. In case you missed it on Monday, Holly laid out the reasons for our decision to opt out of Obamacare and join a healthcare sharing ministry instead.
While that was a very tough decision for us to make, today we are going to talk about another insurance decision that should be a slam dunk – buying life insurance. Unfortunately, for many people, this is not the case. [Read more…]
Many of us who have finally found the path to financial health and independence now realize just how important budgeting is. However, obtaining this knowledge is rarely easy. Our stint with budgeting began in 2011 after we started tracking our spending and realized that we were wasting more than $1,000 per month on food. Oink, oink. Who knows how many thousands of dollars we let fly out the window before we actually realized the error of our ways and – more importantly – how to correct them. [Read more…]
That’s my new favorite phrase. Though I blurted it out several times on Sunday night, I’m not simply reserving this new catchphrase for errant football snaps or Percy Harvin kick returns. Nope. I’ve found several real-life instances in which I’ve been able to utter this most eloquent of new maxims. Let me explain. [Read more…]