About Greg

Greg Johnson is a proud husband, father, and debt crusader who is in the process of becoming debt free. He is the co-founder of the personal finance website Club Thrifty, where he brings the awesome sauce each and every day. He also loves chocolate.

An Interview With Melissa Hathaway of ShopAtHome.com

An Interview with ShopAtHome.comHey folks! Welcome back to Club Thrifty! Today we are uber pleased to be joined by Melissa Hathaway, Senior Marketing Analyst at ShopAtHome.com. Enjoy!

 

Club Thrifty: Hello Melissa, and thanks for being with us today! Tell us a little bit about ShopAtHome.com?

Melissa: ShopAtHome.com is a site that shares thousands of coupons on nearly everything.  In addition to providing coupons, we also work directly with retailers to negotiate Cash Bach rewards for our users.

 

CT: Sounds cool, but how does it save you money?

MH: We aggregate best of the web deals and share them through email, social channels and our site to help you save on everything you buy.  We also scour the web and have a few hundred thousand coupons on our site at any given time.  There are lots of coupon sites out there, but they aren’t created equal.  They all receive a commission from retailers for sending them traffic, but what makes ShopAtHome.com different is that we share a portion of that commission back with our users in the form of Cash Back.  That means that just by going through ShopAtHome, you’ll get a portion of your purchase sent back to you in cold hard cash (okay, it’s actually a check, but you get the idea……)

 

CT: Are there buying patterns we should know about? When should we buy what? What coupons and deals circulate when? [Read more...]

Vacation Baby!

So, we thought we’d take a little time out of our regular schedule to bring you a couple of photos from our vacation. We’ll be back to our regular posting schedule on Monday. Enjoy!

 

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Samsung 50-inch LED HDTV Giveaway!

50-Inch LED HDTV Giveaway!

Photo courtesy of Amazon.com

So, we are smack dab in the middle of Game of Thrones: Season 3…and let’s just say, it is AWESOME! Each week, I think that the episodes couldn’t get any better, but they do. I’ve even read the books, and I’m still blown away by seeing them happen on my television screen.

You know what would make them even better though? A 50-inch LED HDTV.

Good news! During the month of may, we are participating with over 40 other bloggers to giveaway a Samsung UN50EH6000 50-Inch 1080p 120Hz LED HDTV. Pretty sweet, eh? The television boasts the following:

  • Full HD 1080p
  • Clear Motion Rate 240
  • Connect Share Movie
  • Wide Color Enhancer Plus
  • TV with stand (Width x Height x Depth): 44.8-Inch x 28.5-Inch x 9-Inch, TV without stand (Width x Height x Depth): 44.8-Inch x 26.5-Inch x 3.7-Inch

How is that for some fun? The cool thing is that it is free to enter. All you have to do [Read more...]

Dear Becky: A Letter About Retirement Planning

Dear Becky: A Letter About Retirement PlanningDear Becky,

Congratulations on your recent decision to purchase a dragon tattoo! I must say that the artwork is fabulous. Since you obviously wanted to buy something that would last forever, I’m glad that you decided to do it right. Lord knows that I’ve blown through loads of cash in my day as well. Being a cheapskate is not the way to go when you make one of these purchases. Well done.

On the other hand, I’d like to talk to you today about making a financial decision that may also stick with you for the rest of your life. Bear with me here….it might sound boring.  It is called retirement planning.

I know, I know. It just doesn’t come with the same excitement as getting inked does. Yet, whether or not you make this decision at a young age is something that is going to stick with you for the rest of your life…. just like your tattoo. Let me explain. [Read more...]

photo by: skalas2

Save Money, Save the Planet

Save Money, Save the PlanetSo, did you hear that Earth Day was Monday? Yeah, I missed it too. It just doesn’t seem to have the same appeal that it used to, does it? Perhaps the novelty has worn off. Well, maybe this will grab your attention instead:

Fact – The United Sates comprises 5% of the world’s population but it consumes approximately 25% of it’s natural resources.

Yikes. How’s that for a fun statistic?

It doesn’t take a math genius to realize that this system can’t sustain itself. With China and India aiming to replicate our “success” there is no way that we can support this. It is time for us to acknowledge that this system is unsustainable.

Look, I’m not some complete tree-hugging, pot smoking, Oregonian. I don’t walk around in Birkenstocks in 3 feet of snow. I’ve never worn a tie-dyed shirt to work. I like to think that I am a pretty pragmatic person. I understand that we aren’t going to be able to save the planet by changing the habits of every single person on it. Still, I have to acknowledge that we are rapidly moving in a direction – on multiple levels – that is not sustainable. It should be pretty clear to anybody paying attention that we can not go on like this forever. Yet, how do you tell that to somebody who is dying because they don’t have access to something that you can purchase by the case load at the grocery store?

Everywhere I look, we are destroying our only home. We continue to buy more and more junk, made out of non-renewable resources. (Did you know that most plastics are made out of petroleum, BTW?) Then we throw that junk into a landfill, where it will never decay. I mean- this is madness. What are we leaving behind for future generations? Are we really that selfish? Have we no conscience?

This is one of the many reasons that we have decided to live a frugal lifestyle. As Gahndi said, we are aiming to become the change we wish to see in the world. The less we consume, the less waste we create. The less we consume, the less energy we use. We know that we can’t save the planet on our own. None of us can. However, if enough of us make a change in our consumption habits, the total of our efforts can make a difference.

Our Attempt to Save the Planet

Here are a few of the changes that we have made in our lifestyle that are both saving money and helping us to save the planet: [Read more...]

photo by: Kevin M. Gill

An Interview with Businessman Andrew Boyd

An Interview with Andrew BoydThanks for checking out Club Thrifty! We hope you all had a wonderful weekend! Today, we have a fun little interview with Andrew Boyd from CreditCardCompare.com.au! Enjoy!

 

Q. Tell us a little bit about yourself and your business.

A. My name is Andrew Boyd. I live in the UK with my wife and young family. In 2008 I co-founded CreditCardCompare.com.au with my brother David, who lives in Australia. Since launching, it has grown to become one of the top three credit card comparison websites in Australia. I’m still struggling to come to terms with the fact that we’ve been doing this for five years now!

Q. Why Australia? Why not the UK or somewhere else?

A. Back in 2008, David was working for a marketing agency in Sydney and noticed that there was a gap in the market. With us both coming from the UK, we were well aware of the growing trend for consumers going online to research, compare and buy all sorts of products and services. However, at the time that trend was still very much at the nascent stage in Australia. We saw an opening and we went for it. In hindsight, we would probably have chosen a different marketplace. [Read more...]