How is My Credit Score Calculated?

Trying to build good credit? It helps to know how your credit score is calculated. Learn how the credit agencies determine your FICO score, here!

Credit scores are some of the most misused and misunderstood numbers that evaluate financial health. There’s a common perception that a high credit score means that a person is wealthy, while a low credit score indicates an individual is struggling financially. Another group of thought believes that credit scores are totally unnecessary and useless. Neither […]

21 Days to Healthier Finances: An Update

A few years ago, we teamed up with 20 other bloggers to author the e-book "21 Days to Better Finances." Here's what has happened in our lives since then.

A lot can happen in a matter of a few years. Let’s take a trip down #pfthrowbackthursday, shall we? Holly and I started Club Thrifty back in 2012. The website was a way to hold ourselves accountable for our financial decisions and to share with others what we had learned about money through the numerous […]

Frugal Parenting is Not Giving a Damn What Other People Think

Frugal parenting is not easy, especially when society pressures you to be anything but frugal. What it really means is not caring what others think.

The following is a guest post from our friend Cat at Budget Blonde. Enjoy! I carried my twins out of their nursery on their very first Christmas morning last year and plopped them right under the tree (the fake tree that my husband and I bought for $50 on Craigslist of course.) There, before them, […]

6 Tips for Young Entrepreneurs

Starting a business takes guts and determination, but keeping it open takes good financial management. Check out these 6 tips for young entrepreneurs.

In life, few things are as exhilarating as starting a new business, especially if you are a young entrepreneur with a brand spankin’ new business concept. When you are starting out, success seems imminent. However, there are many factors that are involved in making your business succeed. One of the most challenging areas for new […]

Why My Rental Properties are a Good Investment

When you're elbows deep in gutter sludge, it's hard to see how rental properties are a good investment. Here's why you may come out ahead.

Back in the days when we were young and dumb, Holly and I decided that it would be a good idea if we got into the rental property business. Not only were we insane enough to buy one single-family unit, we actually decided to purchase two of them. Everybody thought we had lost our minds […]

4 Simple Tips to Improve Your Credit Score

Taking care of your FICO score is more important than ever. Use these 4 simple tips to help improve your credit score and get the best rates available.

Taking care of your credit score is more important than ever. These days, your credit score can be used for anything from applying for a mortgage to consideration for a new job. Unfortunately, many of us don’t think about the ramifications of a poor credit rating until it is too late. Improving your credit score […]