About Greg

Greg Johnson is a proud husband, father, and debt crusader who believes in living life now while saving for the future. He is the co-founder of the personal finance website Club Thrifty, where he brings the awesome sauce each and every day.

We Believe! – Our Xmas Principles Spectacular

We believe! Our Christmas Principles SpectacularAh, the end of the year. It is a time for ugly sweaters, family fights fun, and eggnog….lots of sweet, alcoholic, eggnog. It is also a great time to reflect on the year that was, the year that is going to be, and the principles that make us who we are. So, if you’ll indulge me, I invite you to put down that moldy piece of fruitcake, pull up a chair, and take a peek at some of the things we think are important here at Club Thrifty. And, when we are done, maybe there will be time for a carol or two. [Read more…]

Saving Money on Antivirus Security with Norton

Magnifying glass locating a virus in computer codeI have never understood the allure of destroying other people’s stuff and/or stealing things from them just to have a good time. This is especially true when it comes to computer hackers and computer virus purveyors. Seriously, can somebody let me in on the big secret? Congratulations a-hole! You’ve wasted your talents being a jerk. [Read more…]

All I Will for Christmas Is…

All I Will For Christmas...I have to admit a little secret. Seriously though…let’s keep this on the “DL”, m’kay? Don’t tell Holly. She’ll give me grief about it for, like, 8 million years.

Here goes…

I am slightly afraid of flying. [Read more…]

How to Get Anything You Want in Life

positive thinking“Man often becomes what he believes himself to be. If I keep on saying to myself that I cannot do a certain thing, it is possible that I may end by really becoming incapable of doing it. On the contrary, if I have the belief that I can do it, I shall surely acquire the capacity to do it even if I may not have it at the beginning.”

                                                                                                                                        – Mahatma Gandhi

[Read more…]

Life Insurance: Not Just For Funerals

game over

What would you do if it was “Game Over” and you didn’t have life insurance?

Apparently, it is insurance week here at Club Thrifty. In case you missed it on Monday, Holly laid out the reasons for our decision to opt out of Obamacare and join a healthcare sharing ministry instead.

While that was a very tough decision for us to make, today we are going to talk about another insurance decision that should be a slam dunk – buying life insurance. Unfortunately, for many people, this is not the case. [Read more…]

4 Budgeting Mistakes (and How to Avoid Them)

budgetAh, budgeting. Like it or not, budgeting is the backbone of sucessful personal finance and the heart and soul of good financial health.

Many of us who have finally found the path to financial health and independence now realize just how important budgeting is. However, obtaining this knowledge is rarely easy. Our stint with budgeting began in 2011 after we started tracking our spending and realized that we were wasting more than $1,000 per month on food.  Oink, oink.  Who knows how many thousands of dollars we let fly out the window before we actually realized the error of our ways and – more importantly – how to correct them. [Read more…]